Tag Archives: Master

CitiBank Master Credit Cards

CitiBank Credit Cards

CitiBank

Citibank Malaysia offers a choice of credit cards to fit the needs of your lifestyle. With so many credit cards being offered, it is important to get a credit card which best suits your needs. Please compare the different rates and features of all credit cards before making your decision.

Citibank Master Gold Credit Card

Citibank Master Gold Credit Card

Benefit

  • RM 1 = 1 rewards points for all transaction except for petrol station purchases. Points never expire.
  • 1-Hour Replacement
  • Credit Shield Plus (Optional – RM0.65 for every RM100 balance)
  • Automatic Flexi Payment Plan (Optional)
  • Free one-way transfer to KLIA.
  • CitiBank helps you to book your air tickets, travel packages and hotel accomodation at no extra cost.
  • Competitive deals on airline tickets and travel packages.
  • Free Travel insurance of RM500,000 and airline tickets delivered to your doorstep when you charge your tickets to your Gold Card.
  • Discounts of up to 50% at over 24,000 establishments, worldwide.
  • Citibank will helps you to organize flowers and gift delivery for you at discount of up to 20% within Malaysia.

Annual Income – RM 36,000
Annual Fee – Principle RM 195 or FREE Annual Fee up to 2 years (Just use your card 6 times within 60 days to enjoy a 2-year annual fee waiver OR 3 times within 60 days to enjoy a 1-year annual fee waiver), Supplementary RM 100

Citibank Master Platinum Credit Card

Citibank Master Platinum Credit Card

Benefit

  • RM 1 = 1 rewards points for all transaction except for petrol station purchases. Points never expire.
  • 1-Hour Replacement
  • Credit Shield Plus (Optional – RM0.65 for every RM100 balance)
  • Automatic Flexi Payment Plan (Optional)
  • Commission- free Travelers Cheque
  • Complimentary Plaza Premium Lounge access in KLIA
  • Exclusive merchant discounts with Citibank World Privileges
  • Dedicated Platinum Travel Hotline
  • Sign and Fly Travel Insurance when you charge your air ticket with your Citibank Master Platinum Credit Card(up to RM1,700,000 Common Carrier Travel Accident Insurance, Flight delay, Missed flight connection, Baggage delay, Baggage loss, Baggage damage, Trip cancellation and Home Away Content Insurance Whilst Abroad)
  • Overseas 24-hour Personal Accident Insurance (up to RM300,000 and covered for a maximum of 30 days.)
  • Citibank Overseas Medical Insurance (up to RM50,000 and covered for a maximum of 60 days.)
  • Wallet Guard against theft or robbery (up to RM500 if you lose your wallet due to snatch theft or robbery.)
  • Global purchase protection
  • 24-hour dedicated platinum priority line
  • 24-hour personal concierge service

Annual Income – RM 100,000
Annual Fee – Principle RM 600 or FREE Annual Fee for the 1st year (Just use your card 3 times within 60 days to enjoy it), Supplementary First card Free
Subsequent card RM 150

Citibank Master Choice Credit Card

Citibank Master Choice Credit Card

The Citibank Choice Credit Card is your reward card that now gives you the freedom to make the purchases you’ve always wanted, while enjoying the peace of mind that financial control brings you. And this is the only life time annual fee waived credit card from Citibank with the condition of monthly at least 2 times any amount transaction.

Benefit

  • RM 1 = 1 rewards points for all transaction except for petrol station purchases. Points never expire.
  • 1-Hour Replacement
  • Credit Shield Plus (Optional – RM0.65 for every RM100 balance)
  • Automatic Flexi Payment Plan (Optional)
  • Citibank World Privileges (Discounts and privileges at over 1,000 local and 24,000 global hotels, restaurants, boutiques, retail outlets, golf resorts and more.)
  • Up To 9 Free Supplementary Cards
  • Citibank Alerting Service (sends you email/sms reminders and account status updates.)

Annual Income – RM 18,000
Annual Fee – Principle Free – swipe at least 2 times per month
RM 5 per month if swipe less than 2 times, Supplementary Free

Citibank Master Clear Credit Card

Citibank Master Clear Credit Card

With travel discount, shopping discount, restaurant deals, dinner deals, golf discount etc, the Citibank Clear Credit Card is virtually your ticket to the high life.

Benefit

  • RM 1 = 1 rewards points for all transaction except for petrol station purchases. Points never expire.
  • 1-Hour Replacement
  • Credit Shield Plus (Optional – RM0.65 for every RM100 balance)
  • Enjoy special discounts for shopping, dining and leisure privileges in Malaysia
  • Discounts up to 50% and preferential treatment at over 1,000 local and over 24,000 international establishment for dining, shopping, golfing & travel.
  • Adventure travel vacations customised to your budget and lifestyle

Annual Income – RM 18,000
Annual Fee – Principle RM 90 or FREE Annual Fee up to 2 years (Just use your card 6 times within 60 days to enjoy a 2-year annual fee waiver OR 3 times within 60 days to enjoy a 1-year annual fee waiver), Supplementary RM 60


Eligibility – Principle 21 years old, Supplementary 18 years old

Joining Fee Unknown
Cash Advance Fee Minimum RM 20 or 5%
Minimum Monthly Repayment RM 50 or 1% or 5%
Over-limit Fee RM 25/month
Late Payment Charge Minimum RM 5 or 1%, capped on RM 50
Interest Free Period 20 days
Card Replacement Fee RM 50
Conversion For Overseas Transactions Determined by MasterCard International + an administrative cost of 1%.
Sales Draft Request RM 20/copy
Statement Request RM 3 via SSPB
RM 5 via officer
Only for previous month statement

For more information, please visit http://www.citibank.com.my/

Bank Rakyat Master Credit Cards

Bank Rakyat

Bank Rakyat

Bank Rakyat Classic and Gold Credit Card

Bank Rakyat Classic and Gold Credit Card

Benefit

  • No compounding element
  • Free group Family Takaful Coverage and ‘Khairat Kematian’
  • Umrah Point/Holiday Point
  • Profit Rebate (‘Tabung Umrah’/Holiday)
  • Zakat Payment

Syariah Concept – Tawarruq
Annual Income – RM 18,000 (Classic), RM 36,000 (Gold)
Annual Fee – WAIVED Annual Fee

Eligibility – Principle 21 years old, Supplementary 18 years old

Joining Fee Unknown
Cash Advance Fee Minimum RM 30 (Bank Rakyat’s ATM) / RM 50 (Other banks include Oversea) or 3%
Minimum Monthly Repayment Minimum RM 50 or 5%
Over-limit Fee Unknown
Late Payment Charge Minimum RM 10 or 1%
Interest Free Period 20 days
Card Replacement Fee RM 50
Conversion For Overseas Transactions Conversion rate is determined by Master Card International
Sales Draft Request RM 10 /copy

RM 50/original

Statement Request Unknown

For more information, please visit http://www.bankrakyat.com.my/

Bank Islam Master Cobrand Credit Card

Bank Islam Master Cobrand Credit Card

Bank Islam

MBSB-Bank Islam Credit Card

MBSB-Bank Islam Credit Card

Benefit

  • Based on the Shariah contract that is free from ‘Riba’ and ‘Gharar’
  • Profit margin is fixed for the whole tenure
  • Accept transactions from “HALAL” merchant only
  • Financing limit offered is at par with that offered by other card issuers
  • Latest SMART Chip Technology
  • No compounding elements
  • Zakat payments acceptance
  • Complimentary Group Family Takaful coverage (up to RM100,000) and funeral expenses of RM5,000 for principal cardholders for the whole period of contract.
  • Discounts on Mail Order Telephone Order (MOTO) Programme and Easy Payment Schemes

Annual Income – RM 18,000
Annual Fee – Annual fee is waived for pricinple card subject to a minimum of 12 transactions per annum. (Principle RM 60, Supplementary RM 30.)


Contract – Bai-Inah
Contract Length – 3 years
Eligibility – Principle 21 years old, Supplementary 18 years old

Joining Fee Free
Cash Advance Fee Minimum RM 12 or 2.5% – Bank Islam ATM
Minimum RM 50 or 3% – Other ATMs
Minimum Monthly Repayment Minimum RM 50 or 5%
Over-limit Fee Unknown
Late Payment Charge Minimum RM 5 or 1%, capped RM 50
Interest Free Period 20 days
Card Replacement Fee RM 50
Conversion For Overseas Transactions Determined by MasterCard International
Sales Draft Request RM 5 – Copy
RM 20 – Original
Statement Request RM 5

For more information, please visit http://www.bankislam.com.my/