Tag Archives: Master Credit Card

UOB Bank Preferred Platinum Master Credit Card

UOB bank

UOB Preferred Platinum Master

UOB Preferred Platinum Master

Benefit

  • Complimentary golf at premier golf clubs
  • RM 1 = 2 UNIRinggit Reward Point (Oversea)
  • FREE FLIGHTS/UPGRADES WITH ENRICH MILES REDEMPTION
  • Free Travel Accident Coverage up to RM 2,000,000 when you charge your flight tickets to your card.
  • MasterCard Platinum Privileges
  • Earn SMART$ Cash Rebates at participating SMART$ merchants.
  • RM 1 = 1 UNIRinggit Reward Point
  • Personalised Travel Services with UOB Travel Planner

Annual Income – RM 70,000
Annual Fee – Principle RM 388 (Free if spend at least RM 3,000 + swip 12 transaction/year with at least 1 transaction/month for 12 months), Supplementary RM 30 (Free if spend at least RM 3,000 + swip 12 transaction/year with at least 1 transaction/month for 12 months)

Eligibility – Principle 21 years old, Supplementary 18 years old

Joining Fee Free
Cash Advance Fee Minimum RM 20 or 5%
Minimum Monthly Repayment Minimum RM 50 or 5%
Over-limit Fee Minimum RM 20 or 2%, capped on RM 50
Late Payment Charge Minimum RM 5 or 1%, capped on RM 50
Interest Free Period 20 days
Card Replacement Fee RM 50
Conversion For Overseas Transactions Determined by MasterCard Worldwide + 1% Administrative Fee
Sales Draft Request RM 5
original – RM 15
Statement Request by fax – RM 5
by mail – RM 6

For more information, please visit http://www1.uob.com.my/

RHB Travel Money Master Card

RHB Bank

RHB Bank

RHB Travel Money Master Card

Benefit

  • Earn Air Miles Reward Points (valid for 2 years)
  • Travel Insurance of up to RM 4,000,000
  • 2% Cash Back for all retail purchases, petrol purchases, dining and travel expenditure made on Weekdays. (cash back only based on 20% of total monthly retail spend and maximum Cash Back of RM60 per month)

Annual Income – RM 18,000
Annual Fee – Principle RM 70, Supplementary RM 40

Eligibility – Principle 21 years old, Supplementary 18 years old

Joining Fee RM 0
Cash Advance Fee Minimum RM 15 or 5%
Minimum Monthly Repayment Minimum RM 50 or 5%
Over-limit Fee RM 50 each time
Late Payment Charge Minimum RM 5 or 1%, capped on RM 50
Interest Free Period 20 days
Card Replacement Fee RM 50
Conversion For Overseas Transactions Determined by MasterCard International + 1% administration fee
Sales Draft Request RM 20
Statement Request RM 5

For more information, please visit http://www.rhb.com.my/

HSBC Bank Master Credit Cards

HSBC Bank

HSBC Bank Malaysia

HSBC Malaysia is one of the highest charges on Conversion For Overseas Transactions (Determined by MasterCard International + 1.25% of administration cost). Compare to other banks in Malaysia, they charge only 1% administration fee while HSBC Malaysia charge 1.25% administration fee, a 0.25% higher.

If you always use your card oversea or in transaction other than Ringgit Malaysia, please be aware of it, you’re probably losing some amount of money.

Let’s us get into details of what kind of Master credit cards HSBC Malaysia offer to you.

HSBC Malaysia doesn’t offer Platinum level of Master credit card.

HSBC Bank Master Classic

Benefit

  • HSBC SmartPrivileges
  • RM1 = 1 Reward Point (Valid for 3 years)

Annual Income – RM 18,000
Annual Fee – Principle RM 80 (1st year Annual Fee Waived), Supplementary RM 40

HSBC Bank Master Gold

Benefit

  • HSBC SmartPrivileges
  • RM1 = 1 Reward Point (Valid for 3 years)

Annual Income – RM 40,000
Annual Fee – Principle RM 160 (1st year Annual Fee Waived), Supplementary RM 80

Eligibility – Principle 21 years old, Supplementary 18 years old

Joining Fee Waived
Cash Advance Fee Minimum RM 15 or 5%
Minimum Monthly Repayment Minimum RM 50 or 5%
Over-limit Fee RM 25
Late Payment Charge Minimum RM 5 or 1%, capped on RM 50
Interest Free Period 20 days
Card Replacement Fee RM 50
Conversion For Overseas Transactions Determined by MasterCard International + 1.25% of administration cost.
Sales Draft Request RM 20/copy
Statement Request Unknown

For more information, please visit http://www.hsbc.com.my/