Tag Archives: Master Credit Card

UOB Bank Preferred Platinum Master Credit Card

UOB bank

UOB Preferred Platinum Master

UOB Preferred Platinum Master

Benefit

  • Complimentary golf at premier golf clubs
  • RM 1 = 2 UNIRinggit Reward Point (Oversea)
  • FREE FLIGHTS/UPGRADES WITH ENRICH MILES REDEMPTION
  • Free Travel Accident Coverage up to RM 2,000,000 when you charge your flight tickets to your card.
  • MasterCard Platinum Privileges
  • Earn SMART$ Cash Rebates at participating SMART$ merchants.
  • RM 1 = 1 UNIRinggit Reward Point
  • Personalised Travel Services with UOB Travel Planner

Annual Income – RM 70,000
Annual Fee – Principle RM 388 (Free if spend at least RM 3,000 + swip 12 transaction/year with at least 1 transaction/month for 12 months), Supplementary RM 30 (Free if spend at least RM 3,000 + swip 12 transaction/year with at least 1 transaction/month for 12 months)

Eligibility – Principle 21 years old, Supplementary 18 years old

Joining FeeFree
Cash Advance FeeMinimum RM 20 or 5%
Minimum Monthly RepaymentMinimum RM 50 or 5%
Over-limit FeeMinimum RM 20 or 2%, capped on RM 50
Late Payment ChargeMinimum RM 5 or 1%, capped on RM 50
Interest Free Period20 days
Card Replacement FeeRM 50
Conversion For Overseas TransactionsDetermined by MasterCard Worldwide + 1% Administrative Fee
Sales Draft RequestRM 5
original – RM 15
Statement Requestby fax – RM 5
by mail – RM 6

For more information, please visit http://www1.uob.com.my/

RHB Travel Money Master Card

RHB Bank

RHB Bank

RHB Travel Money Master Card

Benefit

  • Earn Air Miles Reward Points (valid for 2 years)
  • Travel Insurance of up to RM 4,000,000
  • 2% Cash Back for all retail purchases, petrol purchases, dining and travel expenditure made on Weekdays. (cash back only based on 20% of total monthly retail spend and maximum Cash Back of RM60 per month)

Annual Income – RM 18,000
Annual Fee – Principle RM 70, Supplementary RM 40

Eligibility – Principle 21 years old, Supplementary 18 years old

Joining FeeRM 0
Cash Advance FeeMinimum RM 15 or 5%
Minimum Monthly RepaymentMinimum RM 50 or 5%
Over-limit FeeRM 50 each time
Late Payment ChargeMinimum RM 5 or 1%, capped on RM 50
Interest Free Period20 days
Card Replacement FeeRM 50
Conversion For Overseas TransactionsDetermined by MasterCard International + 1% administration fee
Sales Draft RequestRM 20
Statement RequestRM 5

For more information, please visit http://www.rhb.com.my/

HSBC Bank Master Credit Cards

HSBC Bank

HSBC Bank Malaysia

HSBC Malaysia is one of the highest charges on Conversion For Overseas Transactions (Determined by MasterCard International + 1.25% of administration cost). Compare to other banks in Malaysia, they charge only 1% administration fee while HSBC Malaysia charge 1.25% administration fee, a 0.25% higher.

If you always use your card oversea or in transaction other than Ringgit Malaysia, please be aware of it, you’re probably losing some amount of money.

Let’s us get into details of what kind of Master credit cards HSBC Malaysia offer to you.

HSBC Malaysia doesn’t offer Platinum level of Master credit card.

HSBC Bank Master Classic

Benefit

  • HSBC SmartPrivileges
  • RM1 = 1 Reward Point (Valid for 3 years)

Annual Income – RM 18,000
Annual Fee – Principle RM 80 (1st year Annual Fee Waived), Supplementary RM 40

HSBC Bank Master Gold

Benefit

  • HSBC SmartPrivileges
  • RM1 = 1 Reward Point (Valid for 3 years)

Annual Income – RM 40,000
Annual Fee – Principle RM 160 (1st year Annual Fee Waived), Supplementary RM 80

Eligibility – Principle 21 years old, Supplementary 18 years old

Joining FeeWaived
Cash Advance FeeMinimum RM 15 or 5%
Minimum Monthly RepaymentMinimum RM 50 or 5%
Over-limit FeeRM 25
Late Payment ChargeMinimum RM 5 or 1%, capped on RM 50
Interest Free Period20 days
Card Replacement FeeRM 50
Conversion For Overseas TransactionsDetermined by MasterCard International + 1.25% of administration cost.
Sales Draft RequestRM 20/copy
Statement RequestUnknown

For more information, please visit http://www.hsbc.com.my/