Tag Archives: Gold

HSBC Bank Master Credit Cards

HSBC Bank

HSBC Bank Malaysia

HSBC Malaysia is one of the highest charges on Conversion For Overseas Transactions (Determined by MasterCard International + 1.25% of administration cost). Compare to other banks in Malaysia, they charge only 1% administration fee while HSBC Malaysia charge 1.25% administration fee, a 0.25% higher.

If you always use your card oversea or in transaction other than Ringgit Malaysia, please be aware of it, you’re probably losing some amount of money.

Let’s us get into details of what kind of Master credit cards HSBC Malaysia offer to you.

HSBC Malaysia doesn’t offer Platinum level of Master credit card.

HSBC Bank Master Classic

Benefit

  • HSBC SmartPrivileges
  • RM1 = 1 Reward Point (Valid for 3 years)

Annual Income – RM 18,000
Annual Fee – Principle RM 80 (1st year Annual Fee Waived), Supplementary RM 40

HSBC Bank Master Gold

Benefit

  • HSBC SmartPrivileges
  • RM1 = 1 Reward Point (Valid for 3 years)

Annual Income – RM 40,000
Annual Fee – Principle RM 160 (1st year Annual Fee Waived), Supplementary RM 80

Eligibility – Principle 21 years old, Supplementary 18 years old

Joining Fee Waived
Cash Advance Fee Minimum RM 15 or 5%
Minimum Monthly Repayment Minimum RM 50 or 5%
Over-limit Fee RM 25
Late Payment Charge Minimum RM 5 or 1%, capped on RM 50
Interest Free Period 20 days
Card Replacement Fee RM 50
Conversion For Overseas Transactions Determined by MasterCard International + 1.25% of administration cost.
Sales Draft Request RM 20/copy
Statement Request Unknown

For more information, please visit http://www.hsbc.com.my/

Hong Leong Bank Master Credit Cards

Hong Leong bank

Hong Leong Bank Master Classic

Benefit

  • Free Travel insurance coverage up to RM350,000
  • Cash-On-Call – Call for your emergency cash of up to 90% of your card’s available credit.
  • Hong Leong Club Rewards (Unknown earning ratio)

Annual Income – RM 18,000
Annual Fee – Principle RM 80, Supplementary RM 40

Hong Leong Bank Master Gold

Benefit

  • Free Travel insurance coverage up to RM500,000
  • Cash-On-Call – Call for your emergency cash of up to 90% of your card’s available credit.
  • Hong Leong Club Rewards (Unknown earning ratio)
  • Up to RM 600 Accompanied Flight Luggage Delay by more than 6 hours Insurance.
  • Up to RM 1,500 Accompanied Flight Luggage Loss by more than 48 hours Insurance.
  • Up to RM 600 Missed Flight Connection by more than 4 hours Insurance.
  • Up to RM 600 Delayed / Cancelled Flight for 6 hours or more Insurance.
  • Dedicated Travel Services
  • Free air ticket delivery nationwide and complimentary KLIA Ekspres return ticket when you purchase any air ticket/packages worth RM3,000 and above.

Annual Income – RM 30,000
Annual Fee – Principle RM 160, Supplementary RM 80

Hong Leong Bank Master Platinum

Benefit

  • Up to 2% cash rebate monthly*
  • Hong Leong Club Rewards – RM 1 = 1 point.
  • A dedicated Travel Service at no extra cost
  • Free usage of Plaza Premium Lounge in KLIA upon purchase of any air ticket or travel package with minimum charge of RM3,000
  • Comprehensive Travel Protection of up to RM2,000,000 (RM 1,700,000 for air accident, RM 300,000 for personal accidents)
  • Retail Purchase Protection of up to RM10,000
  • Enjoy preferential Forex rates
  • AIR TRAVEL INCONVENIENCE INSURANCE (refer http://www.hlb.com.my/pfs/cc/ccpc_tpt.jsp?flag=ccpc)
  • Toll-free Platinum Customer Service Line
RM 10,000 – RM 25,000 0.2%
RM 25,001 – RM 50,000 0.5%
Above RM 50,000 2%

Annual Income – RM
Annual Fee – Principle RM 400, Supplementary RM 200 (1st supplementary card are Free)

Hong Leong Bank Master Platinum Business

Benefit

  • Cheque Facility
  • Personalized Business Credit Card
  • Dedicated Travel Services at No Additional Charge.
  • Savings on First & Business Class Air Tickets
  • Comprehensive Travel Protection of up to RM2,000,000 (RM 1,700,000 for air accident, RM 300,000 for personal accidents)
  • Retail Purchase Protection of up to RM10,000
  • Enjoy preferential Forex rates
  • Exclusive Business Partners’ Discounts and Privileges
  • Year – end Consolidated Statement

Annual Income – RM 60,000
Annual Fee – Principle RM 400 (Free if use 2 times per month for 12 months or minimum usage of RM 15,000 annually), Supplementary RM 200

Eligibility – Principle 21 years old, Supplementary 18 years old

Joining Fee Free
Cash Advance Fee Minimum RM 20 or 5%
For Platinum Business Minimum RM 20 or 3%
Minimum Monthly Repayment Minimum RM 50 or 5%
Over-limit Fee RM 10
Late Payment Charge Minimum RM 5 or 1%, capped on RM 50
Interest Free Period 20 days
Platinum Business up to 60 days
Card Replacement Fee RM 50
Conversion For Overseas Transactions Determined by MasterCard International plus 1% administration cost
Sales Draft Request RM 20/draft
Statement Request RM 5/statement

For more information, please visit http://www.hlb.com.my/

EON Bank Cobrand Master Card – Shopping

Eon Bank Malaysia

Eon Bank Pavilion Master Gold

Eon Bank Pavilion Master Gold

Benefit

  • Exclusive Shopping Privileges at Pavilion Kuala Lumpur.
  • Invites to Exclusive Events & Previews
  • Complimentary Concierge Services
  • Up to RM 80,000 FREE Permanent Total Disablement Coverage for a period of 12 months.(only 12 months)
  • Up to RM 750,000 FREE Travel Accident and Inconvenience Benefits
  • Up to RM 500 Delayed Luggage (6 hours or more) coverage
  • Up to RM 1,000 Luggage Lost (within 48 hours of arrival) coverage
  • Up to RM 500 Missed Connections
    (Due to the late arrivals of incoming flights and no alternative onward transportation provided within 4 hours of arrival) coverage
  • ‘Privileges for Life’ Programme
  • “BONUS PLUS” Rewards Programme (RM 1 = 1 point)
  • 3-D Secure Online Payment

Annual Income – RM 32,000
Annual Fee – Principle RM 150 , Supplementary RM 75 (Both 1st year are Free – Subsequent year subject to 24 times transaction per year)

Eon Bank Pavilion Master Platinum

Eon Bank Pavilion Master Platinum

Benefit

  • Exclusive Shopping Privileges at Pavilion Kuala Lumpur.
  • Invites to Exclusive Events & Previews
  • Complimentary Concierge Services
  • Up to RM 100,000 FREE Permanent Total Disablement Coverage for a period of 12 months.(only 12 months)
  • Up to RM 2,000,000 FREE Travel Accident and Inconvenience Benefits
  • Up to RM 6,000 Delayed Luggage (6 hours or more) coverage
  • Up to RM 500 Luggage Lost (within 48 hours of arrival) coverage
  • Up to RM 500 Missed Connections
    (Due to the late arrivals of incoming flights and no alternative onward transportation provided within 4 hours of arrival) coverage
  • Up to RM 500 Flight Delay, Cancellation or Denied Boarding coverage
  • Exclusive Will Writing Services
  • ‘Privileges for Life’ Programme
  • “BONUS PLUS” Rewards Programme (RM 1 = 1 point)
  • 3-D Secure Online Payment
  • 24-Hour Platinum Priority Hotline
  • YEAR-END Account Summary
  • 24-hour Audi Assist
  • Complimentary 25-point safety check
  • Complimentary balancing and suspension checks
  • Complimentary Audi Magazine
  • Insurance & road tax renewal
  • 10% off Audi Boutique merchandise
  • 10% off Audi Boutique merchandise
  • CONCIERGE Services
  • Pre-Departure Information (Hotline Services)
  • Travel/Personal Assistance Services
  • Emergency Bail Assistance
  • Emergency Payment Assistance
  • Legal Referrals
  • Legal Assistance
  • Interpretation Assistance
  • Vehicle Repatriation Services
  • Urgent Message Relay
  • Luggage Assistance
  • Medical Travel Emergency Services
  • Lifestyle Services (Concierge Services)
  • MasterCard Global Service

Annual Income – RM 80,000
Annual Fee – Principle RM 300 , Supplementary RM 150 (Both 1st year are Free – Subsequent year subject to 36 times transaction per year)


Eon Bank Pacific Master Gold

Eon Bank Pacific Master Gold

Benefit

  • 3% Cash Rebate when you spend up to RM1,500 at Pacific or
    6% Cash Rebate when you spend above RM1,500 at Pacific
  • 0.5% Cash Rebate on all other transactions
  • Auto Cash Rebate Redemption
  • Gift Voucher Redemption – minimum of 300 reward points accumulated within 3 months
  • Special Members’ Price
  • Card Members Special Sale
  • Shopping Privileges with Merchant Partners
  • FREE Entry to Plaza Premium Lounge (free 500 entries per month at the Plaza Premium Lounge in KLIA, LCCT and Senai Airport and free 100 entries per month at the Changi Airport Lounge Singapore as well.)
  • Up to RM 50,000 FREE Permanent Total Disablement Coverage for a period of 12 months.(only 12 months)
  • Up to RM 750,000 FREE Travel Accident and Inconvenience Benefits
  • Up to RM 500 Delayed Luggage (6 hours or more) coverage
  • Up to RM 1,000 Luggage Lost (within 48 hours of arrival) coverage
  • Up to RM 500 Missed Connections
    (Due to the late arrivals of incoming flights and no alternative onward transportation provided within 4 hours of arrival) coverage
  • ‘Privileges for Life’ Programme
  • “BONUS PLUS” Rewards Programme (RM 1 = 1 point)
  • 3-D Secure Online Payment

Annual Income – RM 32,000
Annual Fee – Principle RM 150 , Supplementary RM 75 (Both 1st year are Free – Subsequent year subject to 12 times transaction per year)

Eon Bank Pacific Master Platinum

Eon Bank Pacific Master Platinum

Benefit

  • 3% Cash Rebate when you spend up to RM1,500 at Pacific or
    6% Cash Rebate when you spend above RM1,500 at Pacific
  • 0.5% Cash Rebate on all other transactions
  • Auto Cash Rebate Redemption
  • Gift Voucher Redemption – minimum of 300 reward points accumulated within 3 months
  • Special Members’ Price
  • Card Members Special Sale
  • Shopping Privileges with Merchant Partners
  • FREE Entry to Plaza Premium Lounge (free 500 entries per month at the Plaza Premium Lounge in KLIA, LCCT and Senai Airport and free 100 entries per month at the Changi Airport Lounge Singapore as well.)
  • Up to RM 100,000 FREE Permanent Total Disablement Coverage for a period of 12 months.(only 12 months)
  • Up to RM 2,000,000 FREE Travel Accident and Inconvenience Benefits
  • Up to RM 6,000 Delayed Luggage (6 hours or more) coverage
  • Up to RM 500 Luggage Lost (within 48 hours of arrival) coverage
  • Up to RM 500 Missed Connections
    (Due to the late arrivals of incoming flights and no alternative onward transportation provided within 4 hours of arrival) coverage
  • Up to RM 500 Flight Delay, Cancellation or Denied Boarding coverage
  • Exclusive Will Writing Services
  • ‘Privileges for Life’ Programme
  • “BONUS PLUS” Rewards Programme (RM 1 = 1 point)
  • 3-D Secure Online Payment
  • 24-Hour Platinum Priority Hotline
  • YEAR-END Account Summary
  • 24-hour Audi Assist
  • Complimentary 25-point safety check
  • Complimentary balancing and suspension checks
  • Complimentary Audi Magazine
  • Insurance & road tax renewal
  • 10% off Audi Boutique merchandise
  • 10% off Audi Boutique merchandise
  • CONCIERGE Services
  • Pre-Departure Information (Hotline Services)
  • Travel/Personal Assistance Services
  • Emergency Bail Assistance
  • Emergency Payment Assistance
  • Legal Referrals
  • Legal Assistance
  • Interpretation Assistance
  • Vehicle Repatriation Services
  • Urgent Message Relay
  • Luggage Assistance
  • Medical Travel Emergency Services
  • Lifestyle Services (Concierge Services)
  • MasterCard Global Service

Annual Income – RM 80,000
Annual Fee – Principle RM 300 , Supplementary RM 150 (Both 1st year are Free – Subsequent year subject to 12 times transaction per year)


Eon Bank The Store Master Gold

Eon Bank The Store Master Gold

Benefit

  • 3% Cash Rebate when you spend up to RM1,500 at The Store or
    6% Cash Rebate when you spend above RM1,500 at The Store
  • 0.5% Cash Rebate on all other transactions
  • Auto Cash Rebate Redemption
  • Gift Voucher Redemption – minimum of 300 reward points accumulated within 3 months
  • Special Members’ Price
  • Card Members Special Sale
  • Shopping Privileges with Merchant Partners
  • FREE Entry to Plaza Premium Lounge (free 500 entries per month at the Plaza Premium Lounge in KLIA, LCCT and Senai Airport and free 100 entries per month at the Changi Airport Lounge Singapore as well.)
  • Up to RM 50,000 FREE Permanent Total Disablement Coverage for a period of 12 months.(only 12 months)
  • Up to RM 750,000 FREE Travel Accident and Inconvenience Benefits
  • Up to RM 500 Delayed Luggage (6 hours or more) coverage
  • Up to RM 1,000 Luggage Lost (within 48 hours of arrival) coverage
  • Up to RM 500 Missed Connections
    (Due to the late arrivals of incoming flights and no alternative onward transportation provided within 4 hours of arrival) coverage
  • ‘Privileges for Life’ Programme
  • “BONUS PLUS” Rewards Programme (RM 1 = 1 point)
  • 3-D Secure Online Payment

Annual Income – RM 32,000
Annual Fee – Principle RM 150 , Supplementary RM 75 (Both 1st year are Free – Subsequent year subject to 12 times transaction per year)

Eon Bank The Store Master Platinum

Eon Bank The Store Master Platinum

Benefit

  • 3% Cash Rebate when you spend up to RM1,500 at The Store or
    6% Cash Rebate when you spend above RM1,500 at The Store
  • 0.5% Cash Rebate on all other transactions
  • Auto Cash Rebate Redemption
  • Gift Voucher Redemption – minimum of 300 reward points accumulated within 3 months
  • Special Members’ Price
  • Card Members Special Sale
  • Shopping Privileges with Merchant Partners
  • FREE Entry to Plaza Premium Lounge (free 500 entries per month at the Plaza Premium Lounge in KLIA, LCCT and Senai Airport and free 100 entries per month at the Changi Airport Lounge Singapore as well.)
  • Up to RM 100,000 FREE Permanent Total Disablement Coverage for a period of 12 months.(only 12 months)
  • Up to RM 2,000,000 FREE Travel Accident and Inconvenience Benefits
  • Up to RM 6,000 Delayed Luggage (6 hours or more) coverage
  • Up to RM 500 Luggage Lost (within 48 hours of arrival) coverage
  • Up to RM 500 Missed Connections
    (Due to the late arrivals of incoming flights and no alternative onward transportation provided within 4 hours of arrival) coverage
  • Up to RM 500 Flight Delay, Cancellation or Denied Boarding coverage
  • Exclusive Will Writing Services
  • ‘Privileges for Life’ Programme
  • “BONUS PLUS” Rewards Programme (RM 1 = 1 point)
  • 3-D Secure Online Payment
  • 24-Hour Platinum Priority Hotline
  • YEAR-END Account Summary
  • 24-hour Audi Assist
  • Complimentary 25-point safety check
  • Complimentary balancing and suspension checks
  • Complimentary Audi Magazine
  • Insurance & road tax renewal
  • 10% off Audi Boutique merchandise
  • 10% off Audi Boutique merchandise
  • CONCIERGE Services
  • Pre-Departure Information (Hotline Services)
  • Travel/Personal Assistance Services
  • Emergency Bail Assistance
  • Emergency Payment Assistance
  • Legal Referrals
  • Legal Assistance
  • Interpretation Assistance
  • Vehicle Repatriation Services
  • Urgent Message Relay
  • Luggage Assistance
  • Medical Travel Emergency Services
  • Lifestyle Services (Concierge Services)
  • MasterCard Global Service

Annual Income – RM 80,000
Annual Fee – Principle RM 300 , Supplementary RM 150 (Both 1st year are Free – Subsequent year subject to 12 times transaction per year)

Eligibility – Principle 21 years old, Supplementary 18 years old

Joining Fee Waived
Cash Advance Fee Minimum RM 20 or 4.5%
Minimum Monthly Repayment Minimum RM 50 or 5%
Over-limit Fee RM 20
Late Payment Charge Minimum RM 5 or 1%, capped on RM 50
Interest Free Period 20 days
Card Replacement Fee Gold
– 1st timeRM 50
– subsequent RM 100
Platinum
– 1st time RM 50
– 2nd time RM 100
– subsequent RM 150
Conversion For Overseas Transactions Determined by MasterCard International plus an administration fee of 1% plus any transaction fee charged by MasterCard.
Sales Draft Request RM 15/draft
Statement Request RM 5/request

For more information, please visit http://www.eonbank.com.my/