Tag Archives: Credit Cards

CitiBank Master Credit Cards

CitiBank Credit Cards

CitiBank

Citibank Malaysia offers a choice of credit cards to fit the needs of your lifestyle. With so many credit cards being offered, it is important to get a credit card which best suits your needs. Please compare the different rates and features of all credit cards before making your decision.

Citibank Master Gold Credit Card

Citibank Master Gold Credit Card

Benefit

  • RM 1 = 1 rewards points for all transaction except for petrol station purchases. Points never expire.
  • 1-Hour Replacement
  • Credit Shield Plus (Optional – RM0.65 for every RM100 balance)
  • Automatic Flexi Payment Plan (Optional)
  • Free one-way transfer to KLIA.
  • CitiBank helps you to book your air tickets, travel packages and hotel accomodation at no extra cost.
  • Competitive deals on airline tickets and travel packages.
  • Free Travel insurance of RM500,000 and airline tickets delivered to your doorstep when you charge your tickets to your Gold Card.
  • Discounts of up to 50% at over 24,000 establishments, worldwide.
  • Citibank will helps you to organize flowers and gift delivery for you at discount of up to 20% within Malaysia.

Annual Income – RM 36,000
Annual Fee – Principle RM 195 or FREE Annual Fee up to 2 years (Just use your card 6 times within 60 days to enjoy a 2-year annual fee waiver OR 3 times within 60 days to enjoy a 1-year annual fee waiver), Supplementary RM 100

Citibank Master Platinum Credit Card

Citibank Master Platinum Credit Card

Benefit

  • RM 1 = 1 rewards points for all transaction except for petrol station purchases. Points never expire.
  • 1-Hour Replacement
  • Credit Shield Plus (Optional – RM0.65 for every RM100 balance)
  • Automatic Flexi Payment Plan (Optional)
  • Commission- free Travelers Cheque
  • Complimentary Plaza Premium Lounge access in KLIA
  • Exclusive merchant discounts with Citibank World Privileges
  • Dedicated Platinum Travel Hotline
  • Sign and Fly Travel Insurance when you charge your air ticket with your Citibank Master Platinum Credit Card(up to RM1,700,000 Common Carrier Travel Accident Insurance, Flight delay, Missed flight connection, Baggage delay, Baggage loss, Baggage damage, Trip cancellation and Home Away Content Insurance Whilst Abroad)
  • Overseas 24-hour Personal Accident Insurance (up to RM300,000 and covered for a maximum of 30 days.)
  • Citibank Overseas Medical Insurance (up to RM50,000 and covered for a maximum of 60 days.)
  • Wallet Guard against theft or robbery (up to RM500 if you lose your wallet due to snatch theft or robbery.)
  • Global purchase protection
  • 24-hour dedicated platinum priority line
  • 24-hour personal concierge service

Annual Income – RM 100,000
Annual Fee – Principle RM 600 or FREE Annual Fee for the 1st year (Just use your card 3 times within 60 days to enjoy it), Supplementary First card Free
Subsequent card RM 150

Citibank Master Choice Credit Card

Citibank Master Choice Credit Card

The Citibank Choice Credit Card is your reward card that now gives you the freedom to make the purchases you’ve always wanted, while enjoying the peace of mind that financial control brings you. And this is the only life time annual fee waived credit card from Citibank with the condition of monthly at least 2 times any amount transaction.

Benefit

  • RM 1 = 1 rewards points for all transaction except for petrol station purchases. Points never expire.
  • 1-Hour Replacement
  • Credit Shield Plus (Optional – RM0.65 for every RM100 balance)
  • Automatic Flexi Payment Plan (Optional)
  • Citibank World Privileges (Discounts and privileges at over 1,000 local and 24,000 global hotels, restaurants, boutiques, retail outlets, golf resorts and more.)
  • Up To 9 Free Supplementary Cards
  • Citibank Alerting Service (sends you email/sms reminders and account status updates.)

Annual Income – RM 18,000
Annual Fee – Principle Free – swipe at least 2 times per month
RM 5 per month if swipe less than 2 times, Supplementary Free

Citibank Master Clear Credit Card

Citibank Master Clear Credit Card

With travel discount, shopping discount, restaurant deals, dinner deals, golf discount etc, the Citibank Clear Credit Card is virtually your ticket to the high life.

Benefit

  • RM 1 = 1 rewards points for all transaction except for petrol station purchases. Points never expire.
  • 1-Hour Replacement
  • Credit Shield Plus (Optional – RM0.65 for every RM100 balance)
  • Enjoy special discounts for shopping, dining and leisure privileges in Malaysia
  • Discounts up to 50% and preferential treatment at over 1,000 local and over 24,000 international establishment for dining, shopping, golfing & travel.
  • Adventure travel vacations customised to your budget and lifestyle

Annual Income – RM 18,000
Annual Fee – Principle RM 90 or FREE Annual Fee up to 2 years (Just use your card 6 times within 60 days to enjoy a 2-year annual fee waiver OR 3 times within 60 days to enjoy a 1-year annual fee waiver), Supplementary RM 60


Eligibility – Principle 21 years old, Supplementary 18 years old

Joining FeeUnknown
Cash Advance FeeMinimum RM 20 or 5%
Minimum Monthly RepaymentRM 50 or 1% or 5%
Over-limit FeeRM 25/month
Late Payment ChargeMinimum RM 5 or 1%, capped on RM 50
Interest Free Period20 days
Card Replacement FeeRM 50
Conversion For Overseas TransactionsDetermined by MasterCard International + an administrative cost of 1%.
Sales Draft RequestRM 20/copy
Statement RequestRM 3 via SSPB
RM 5 via officer
Only for previous month statement

For more information, please visit http://www.citibank.com.my/

Bank Simpanan Nasional Master Credit Card

Bank Simpanan Nasional

Bank Simpanan Nasional Master Credit Card

The services include credit card offered by BSN are divided into 2 categories, which are Government worker and Non government worker.

Government worker will enjoy less charges and more benefit and vice versa.

BSN MasterCard Standard

BSN MasterCard Standard

Benefit

  • Every RM 1 spend = 1 Bonus Point

Annual Income – RM 18,000
Annual Fee – Principle RM 60 , Supplementary RM 30 ( Government workers enjoy 3 years waiver and subsequent year based on usage; Non government workers enjoy 1 year waiver and subsequent year based on usage; refer table below )

Annual UsagePricinple Annual FeeSupplementary Annual Fee
RM 1,200 – RM 1,999RM 45RM 22.50
RM 2,000 – RM 2,999RM 30RM 15
RM 3,000 – RM 3,999RM 15RM 7.50
RM 4,000 and aboveFreeFree

BSN MasterCard Emas

BSN MasterCard Emas

Benefit

  • Every RM 1 spend = 1 Bonus Point

Annual Income – RM 48,000
Annual Fee – Principle & Supplementary Free for life

Eligibility – Principle 21 years old, Supplementary 18 years old

Joining FeeUnknown
Cash Advance FeeMinimum RM 10 or 5%
Minimum Monthly RepaymentMinimum RM 50 or 5%
Over-limit FeeRM 5
Late Payment ChargeMinimum RM 5 or 1%
Interest Free Period20 days
Card Replacement Fee1st time – Free
Subsequent RM 50
Conversion For Overseas TransactionsTransactions conducted outside Malaysia will be converted to Ringgit Malaysia using the exchange rate
fluctuates on the date the transaction is received and/or processed.
Sales Draft RequestRM 5 /copy and RM 15 /original sales draft
Statement RequestUnknown

For more information, please visit http://www.bsn.com.my

Alliance Bank Cash Back Master Credit Cards

Alliance Bank

Alliance Bank Cash Back Master Classic

Alliance Bank Cash Back Master Classic

Annual Income – RM 18,000
Annual Fee – Principle RM 68, Supplementary RM 20

Benefit

Tier Monthly Spending Cash Back, %
1 0 – RM 200 0.50%
2 RM 201 – RM 350 0.60%
3 RM 351 – RM 650 0.80%
4 RM 651 – RM 1,000 1.20%

* No cash back will be awarded for retail spending of RM1,001 and above

  • Up to 1.2% cash back on retail spend
  • Timeless Bonus Points that do not expire (Retail Spending only, excluding petrol & government agencies transactions.)
  • Air Miles via Enrich Rewards Program with Malaysia Airlines (for Gold Cardmembers only)
  • Free for Life Annual Fee Waiver (spend a minimum of RM5,000 or swipe 12 times within a 12-month period)
  • Commission-free Traveller’s Cheques, Demand Drafts and Cashier’s Orders
  • WorldWide Travel Assistance from MasterCard International

Alliance Bank Cash Back Master Gold

Alliance Bank Cash Back Master Classic

Annual Income – RM 36,000
Annual Fee – Principle RM 148, Supplementary RM 30

Benefit

Tier Monthly Spending Cash Back, %
1 0 – RM 300 0.55%
2 RM 301 – RM 600 0.65%
3 RM 601 – RM 950 0.85%
4 RM 951 – RM 3,000 1.30%

* No cash back will be awarded for retail spending of RM3,001 and above

  • Up to 1.3% cash back on retail spend
  • Timeless Bonus Points that do not expire (Retail Spending only, excluding petrol & government agencies transactions.)
  • Air Miles via Enrich Rewards Program with Malaysia Airlines (for Gold Cardmembers only)
  • Free for Life Annual Fee Waiver (spend a minimum of RM5,000 or swipe 12 times within a 12-month period)
  • Commission-free Traveller’s Cheques, Demand Drafts and Cashier’s Orders
  • WorldWide Travel Assistance from MasterCard International

Alliance Bank Cash Back Master Platinum

Alliance Bank Cash Back Master Platinum

Annual Income – RM 80,000
Annual Fee – Principle RM 438, Supplementary Free

Benefit

Tier Monthly Spending Cash Back, %
1 0 – RM 500 0.60%
2 RM 501 – RM 1,350 0.70%
3 RM 1,351 – RM 2,550 0.90%
4 RM 2,551 – RM 5,000 2.00%

* No cash back will be awarded for retail spending of RM5,001 and above

  • Platinum-styled dedicated Customer Service
  • High credit limit
  • Up to 2% cash back on retail spend
  • Timeless Bonus Points that do not expire (Retail Spending only, excluding petrol & government agencies transactions.)
  • 2x Timeless Bonus Points on overseas spend
  • Free up to RM 1,000,000 Travel Accident Insurance when you charge your Air Ticket by Alliance Bank Cash Back Master Platinum Card
  • Complimentary Purchase Protection Plan
  • Air Miles via Enrich Rewards Program with Malaysia Airlines
  • Free for Life Annual Fee Waiver (spend a minimum of RM5,000 or swipe 12 times within a 12-month period)
  • Commission-free Traveller’s Cheques, Demand Drafts and Cashier’s Orders
  • WorldWide Travel Assistance from MasterCard International

Eligibility – Principle 21 years old, Supplementary 18 years old

Joining FeeFree
Cash Advance FeeMinimum RM 15 or 5%
Minimum Monthly RepaymentMinimum RM 50 or 5%
Over-limit FeeUnknown
Late Payment ChargeMinimum RM 5 or 1%, capped on RM 50
Interest Free Period20 days
Card Replacement FeeRM 50
Conversion For Overseas TransactionsUnknown
Sales Draft RequestUnknown
Statement RequestUnknown

For more information, please visit http://www.alliancebank.com.my/