Tag Archives: Bank Rakyat

Bank Rakyat Master Credit Cards

Bank Rakyat

Bank Rakyat

Bank Rakyat Classic and Gold Credit Card

Bank Rakyat Classic and Gold Credit Card


  • No compounding element
  • Free group Family Takaful Coverage and ‘Khairat Kematian’
  • Umrah Point/Holiday Point
  • Profit Rebate (‘Tabung Umrah’/Holiday)
  • Zakat Payment

Syariah Concept – Tawarruq
Annual Income – RM 18,000 (Classic), RM 36,000 (Gold)
Annual Fee – WAIVED Annual Fee

Eligibility – Principle 21 years old, Supplementary 18 years old

Joining FeeUnknown
Cash Advance FeeMinimum RM 30 (Bank Rakyat’s ATM) / RM 50 (Other banks include Oversea) or 3%
Minimum Monthly RepaymentMinimum RM 50 or 5%
Over-limit FeeUnknown
Late Payment ChargeMinimum RM 10 or 1%
Interest Free Period20 days
Card Replacement FeeRM 50
Conversion For Overseas TransactionsConversion rate is determined by Master Card International
Sales Draft RequestRM 10 /copy

RM 50/original

Statement RequestUnknown

For more information, please visit http://www.bankrakyat.com.my/