Tag Archives: AmBank

AmBank Cobrand Master Credit Card

AmBank

AmBank RealRewards MasterCard

AmBank RealRewards MasterCard

Benefit

  • 2 sets of points – Real Points and AmBonus Points
  • Convert AmBonus points to Real Points.
  • 1 AmBonus Point for every RM1 you spend
  • 2x AmBonus Points at selected merchants
  • Get 2x Real Points on your birthday month at RealRewards merchants.
  • Enjoy an extra 20% Real Points for a minimum cumulative spending of RM500 and above quarterly at any participating RealRewards merchants.

Annual Income – RM 18,000
Annual Fee – Principle RM 90, Supplementary RM 45 (1st card is Free) (FREE-for-Life for Principal & Supplementary with no transaction condition)

Eligibility – Principle 21 years old, Supplementary 18 years old

Joining Fee Unknown
Cash Advance Fee Minimum RM 50 or 5%
Minimum Monthly Repayment Minimum RM 50 or 5%
Over-limit Fee Minimum RM 50 or 2% of the amount above credit limit
Late Payment Charge Minimum RM 5 or 1%, capped on RM 50
Interest Free Period 20 days
Card Replacement Fee RM 50
Conversion For Overseas Transactions MasterCard International conversion rate + 1%
Sales Draft Request RM 20
Statement Request RM 20 (only for up to last 3 months)

AmBank MasterCard Credit Cards

AmBank

AmBank MasterCard Classic

AmBank MasterCard Classic & Gold

Benefit

  • 1 AmBonus Point for every RM1 you spend (Valid for 3 years only)
  • 2x AmBonus Points at selected merchants (Valid for 3 years only)

Annual Income – RM 18,000
Annual Fee – Principle RM 75 (2 year waived), Supplementary (1st 3 cards are Free)

AmBank MasterCard Gold

Benefit

  • 1 AmBonus Point for every RM1 you spend (Valid for 3 years only)
  • 2x AmBonus Points at selected merchants (Valid for 3 years only)
  • AmProtector Insurance
  • Travel Insurance

Annual Income – RM 42,000 RM 24,000
Annual Fee – Principle RM 150 (2 year waived), Supplementary (1st 3 cards are Free)

AmBank MasterCard Platinum

AmBank MasterCard Platinum

Benefit

  • Platinum Priority Line (Customer Service)
  • 1 AmBonus Point for every RM1 you spend (Valid for 3 years only)
  • Automatic travel insurance cover of up to RM1 million for you and your family when you charge your travel tickets to your card
  • Pre-qualified for Overdraft facility (minimum RM10,000)
  • Up to RM1,000,000 Travel Insurance coverage for you and your family members
  • Pre-qualified for Housing Loan facility of up to RM500,000 with an option of up to 50% of the limit as Overdraft
  • Pre-qualified for Hire Purchase facility of up to RM200,000
  • Admittance to a whole realm of private Wealth Management services on a lower entry threshold.
  • Free monthly statement reprinting upon request
  • Platinum concierge services
  • Enjoy FREE companion travel when you fly First or Business Class on partner airlines
  • Enjoy preferential service at some of the most spectacular golf courses

Annual Income – RM 90,000
Annual Fee – Principle RM 688 (Free for life with condition 12 transactions p.a. OR Card spend (retail/cash advance only) above RM12,000 p.a OR has a minimum monthly interest bearing outstanding balance of RM5,000.), Supplementary RM 188


Eligibility – Principle 21 years old, Supplementary 18 years old

Joining Fee Unknown
Cash Advance Fee Minimum RM 50 or 5%
Minimum Monthly Repayment Minimum RM 50 or 5%
Over-limit Fee Minimum RM 50 or 2% of the amount above credit limit
Late Payment Charge Minimum RM 5 or 1%, capped on RM 50
Interest Free Period 20 days
Card Replacement Fee RM 50
Conversion For Overseas Transactions MasterCard International conversion rate + 1%
Sales Draft Request RM 20
Statement Request RM 20 (only for up to last 3 months, Free for Master Platinum Card holder)

For more information, please visit http://www.ambg.com.my/