Author Archives: RMvalues

Another Malaysian Website that Helps Consumer – iMoney

Recently I’ve been contacted by Zuza from iMoney in requesting me to review their new ebook “12 Ways to Save Money in Malaysia“. After I read thoroughly their ebook and browsed their official website, I decided not to share it here (but give a link directed to their ebook blog post, you can get the link to download a copy there), but to review their website.

iMoney

It seems to be interesting to me, as iMoney is another similar website like RMvalues, to share the information on how to save money to consumer. However, iMoney is only focus on financial products, like credit card, car loan, home loan, personal loan, fixed deposit, personal insurance, car insurance and so on. Difference between iMoney and RMvalues is – iMoney is┬ácommercialized and running by a team of professional while RMvalues is just part time hobby. ­čÖé Continue reading

DiGi SmartPlan – Latest Plan

DiGi has revised and launched a new smartplan long time ago, until today I only free to analyse and write up the information.

This is the new DiGi SmartPlan, to view the old DiGi SmartPlan, please follow this link.

PlanDG SmartPlan 58DG SmartPlan 88DG SmartPlan 148
Monthly CommitmentRM 58RM 88RM 148
Bundle Usage
Voice Calls to DiGi Network200 min300 min600 min
Voice Calls to Other Networks-n/a-
Charging Block30 seconds
SMS to DiGi Network200 sms300600
SMS to Other Networks-n/a-
IDD Calls to
Canada, China, Hong Kong, Singapore, Thailand, USA
-n/a--n/a-30 min
Charging Block-n/a--n/a-unknown
Internet Quota1 GB2 GB3 GB
Facebook, Twitter, Whatsapp Quota1 GB2 GB3 GB
Opera Mini QuotaUnlimited on regular speed
Extra Charges
Voice Calls to All NetworksRM 0.15/minRM 0.10/min
Charging Block30 seconds
SMS to All NetworksRM 0.10/SMS
MMS to All NetworksRM 0.20/MMS
Special Discount
25% on Commitment FeeTotal Usage hit RM 150-n/a-
100% on Commitment FeeTotal Usage hit RM 250
RM 5 Auto-billing RebateFor the first 6 Months ONLY

Conclusion

Continue reading

Compare Samsung Galaxy S4 Plans – 12 & 18 Months Contract

After a short wait (it’s just a 6 weeks compare to Apple iPhone 5 3 months waited) since the Samsung event at New York, I’m sure Samsung and Android fans are waiting for it come to Malaysia. Finally it has just came and I’m preparing the comparison chart in compare all 4 giant telcos offer as well as any related information.

GALAXY S 4 gets you closer to what matters in life, bringing your world together

Currently there are 12 months, 18 months and 24 months contract offered, and this will be a very long post.(Due to it’s a very long post, so I’ve separated the 24 months to another post and will be published later.) I’ll begin from 12 months contract.

Compare data plan with commitment on data, but pay as you use on voice, sms usage. (Only Maxis offer it on 12 months contract plan)

Telco Maxis
Plan SurfMore 50 SurfMore 75
Monthly Commitment RM 50 RM 75
Bundle Usage None
Call to Maxis Network RM 0.12
Call to Other Networks RM 0.10
Charging Block 30 seconds
SMS to Maxis Network RM 0.05
SMS to Other Networks RM 0.15
Data 2GB 5GB
Special Discount25% on Monthly Commitment when usage above RM 150
100% on Monthly Commitment when usage above RM 250
Galaxy S4 Price RM 1,849 RM 1,699
Advance Payment
(Rebate over 5 months)
 RM 250 RM 250
Advance Payment
(Rebate on first bill)
 RM 100 RM 150
Initial CostRM 2,199RM 2,099
12 Months Total Cost
S4 + 6% Tax + Commitment + Stamp Duty
RM 2,495RM 2,663

Compare Celcom and Maxis based on similar monthly fees

TelcoCelcomMaxisCelcomMaxisCelcomMaxisCelcomMaxis
Monthly CommitmentRM 78RM 96RM 98RM 116RM 118RM 126RM 138RM 146
Talk PlanmBasicTalkMore 48mBasicTalkMore 48mBasicTalkMore 78CelcomTalkMore 78
Data PlanmBasic1 GBmAdvance3 GBmBasic1 GBmAdvance3 GB
Bundle Usage
Call to All Networks267 units of Min/SMS/MMS400 Min267 units of Min/SMS/MMS400 Min667 units of Min/SMS/MMS600 Min667 units of Min/SMS/MMS600 Min
SMS to All Networks200 SMS200 SMS500 SMS500 SMS
Charging Block30 seconds
Data Volume1.05 GB1 GB3.05 GB3 GB1.1 GB1 GB3.1 GB3 GB
Excessive Usage
Call to Same NetworkRM 0.15/MinRM 0.10/MinRM 0.15/MinRM 0.10/MinRM 0.12/MinRM 0.08/MinRM 0.12/MinRM 0.08/Min
Call to Other NetworksRM 0.15/MinRM 0.15/MinRM 0.15/MinRM 0.15/Min
SMS to Same NetworkRM 0.15/SMSRM 0.10/SMSRM 0.15/SMSRM 0.10/SMSRM 0.12/SMSRM 0.08/SMSRM 0.12/SMSRM 0.08/SMS
SMS to Other NetworksRM 0.15/SMSRM 0.15/SMSRM 0.15/SMSRM 0.15/SMS
Galaxy S4 PriceRM 1,888RM 1,849RM 1,888RM 1,699RM 1,788RM 1,699RM 1,788RM 1,599
Advance Payment
(Rebate on 1st bill)
RM 250RM 50RM 250RM 50RM 300RM 80RM 300RM 80
Advance Payment
(Rebate over 5 months)
RM 250RM 250RM 250RM 250
Initial CostRM 2,138RM 2,149RM 2,138RM 1,999RM 2,088RM 2,029RM 2,088RM 1,929
12 Months Total Cost
S4 + 6% Tax + Commitment + Stamp Duty
RM 2,890.16RM 3,080.12RM 3,144.56RM 3,184.52RM 3,298.96RM 3,311.72RM 3,553.36RM 3,466.12

Celcom other 12 months contract plans

PlansCelcom First Elite
Data PlansmBasicmAdvance
Monthly CommitmentRM 188RM 208
Bundled Usage
Call to All Networks1500 unit of Minute/SMS/MMS
SMS to All Networks
MMS to All Networks
Charging Block30 seconds
Data Volume1.2 GB3.2 GB
Excessive Usage
Call to All NetworksRM 0.10/minute
Charging Block30 seconds
SMS to All NetworksRM 0.10/SMS
MMS to All NetworksRM 0.10/MMS
Galaxy S4 PriceRM 1,688
Advance Payment
(Rebate on 1st bill)
RM 450
Initial CostRM 2,138RM 2,138
12 Months Total Cost
S4 + 6% Tax + Commitment + Stamp Duty
RM 4,089.36RM 4,343.76

Compare 18 Months, but only Celcom offer it.

PlansCelcom First PrimeCelcom First PremierCelcom First Elite
Data PlansmBasicmAdvancemBasicmAdvancemBasicmAdvance
Monthly CommitmentRM 78RM 98RM 118RM 138RM 188RM 208
Bundled Usage
Call to All Networks267 unit of Minute/SMS/MMS667 unit of Minute/SMS/MMS1500 unit of Minute/SMS/MMS
SMS to All Networks
MMS to All Networks
Charging Block30 seconds
Data Volume1.05 GB3.05 GB1.1 GB3.1 GB1.2 GB3.2 GB
Excessive Usage
Call to All NetworksRM 0.15/minuteRM 0.12/minuteRM 0.10/minute
Charging Block30 seconds
SMS to All NetworksRM 0.15/SMSRM 0.12/SMSRM 0.10/SMS
MMS to All NetworksRM 0.15/MMSRM 0.12/MMSRM 0.10/MMS
Galaxy S4 PriceRM 1,788RM 1,738RM 1,598
Advance Payment
(Rebate on 1st bill)
RM 250RM 300RM 450
Initial CostRM 2,038RM 2,038RM 2,038RM 2,038RM 2,048RM 2,048
18 Months Total Cost
S4 + 6% Tax + Commitment + Stamp Duty
RM 3,386.24RM 3,767.84RM 4,049.44RM 4,431.04RM 5,285.04RM 5,666.64

*Total contract length cost is based on the commitment usage

**Once allocated data volume finished in Maxis TalkMore, you will be charged pay per use (RM 0.10/10KB) until next billing cycle. While in Celcom your usage will be blocked unless you purchase additional volume.

Recommendation

Generally I would say Maxis plans offer better value in call and sms. For 12 months contract Galaxy S4, Maxis is winner.

I’m working in 24 months comparison chart, please do not forget to check back later.

Tips

If you a current Apple iPhone user and want to move to Samsung Galaxy S4, don’t miss the tips and tutorial ‘Moving From an iPhone to the Galaxy S4 – Tips and Advice‘ from our guest poster┬áReese Jones.