Hong Leong Bank Master Classic

Benefit

• Free Travel insurance coverage up to RM350,000
• Cash-On-Call – Call for your emergency cash of up to 90% of your card’s available credit.
• Hong Leong Club Rewards (Unknown earning ratio)

Annual Income – RM 18,000
Annual Fee – Principle RM 80, Supplementary RM 40

Hong Leong Bank Master Gold

Benefit

• Free Travel insurance coverage up to RM500,000
• Cash-On-Call – Call for your emergency cash of up to 90% of your card’s available credit.
• Hong Leong Club Rewards (Unknown earning ratio)
• Up to RM 600 Accompanied Flight Luggage Delay by more than 6 hours Insurance.
• Up to RM 1,500 Accompanied Flight Luggage Loss by more than 48 hours Insurance.
• Up to RM 600 Missed Flight Connection by more than 4 hours Insurance.
• Up to RM 600 Delayed / Cancelled Flight for 6 hours or more Insurance.
• Dedicated Travel Services
• Free air ticket delivery nationwide and complimentary KLIA Ekspres return ticket when you purchase any air ticket/packages worth RM3,000 and above.

Annual Income – RM 30,000
Annual Fee – Principle RM 160, Supplementary RM 80

Hong Leong Bank Master Platinum

Benefit

• Up to 2% cash rebate monthly*
• Hong Leong Club Rewards – RM 1 = 1 point.
• A dedicated Travel Service at no extra cost
• Free usage of Plaza Premium Lounge in KLIA upon purchase of any air ticket or travel package with minimum charge of RM3,000
• Comprehensive Travel Protection of up to RM2,000,000 (RM 1,700,000 for air accident, RM 300,000 for personal accidents)
• Retail Purchase Protection of up to RM10,000
• Enjoy preferential Forex rates
• AIR TRAVEL INCONVENIENCE INSURANCE (refer http://www.hlb.com.my/pfs/cc/ccpc_tpt.jsp?flag=ccpc)
• Toll-free Platinum Customer Service Line

RM 10,000 – RM 25,000	0.2%
RM 25,001 – RM 50,000	0.5%
Above RM 50,000	2%

Annual Income – RM
Annual Fee – Principle RM 400, Supplementary RM 200 (1st supplementary card are Free)

Hong Leong Bank Master Platinum Business

Benefit

• Cheque Facility
• Personalized Business Credit Card
• Dedicated Travel Services at No Additional Charge.
• Savings on First & Business Class Air Tickets
• Comprehensive Travel Protection of up to RM2,000,000 (RM 1,700,000 for air accident, RM 300,000 for personal accidents)
• Retail Purchase Protection of up to RM10,000
• Enjoy preferential Forex rates
• Exclusive Business Partners’ Discounts and Privileges
• Year – end Consolidated Statement

Annual Income – RM 60,000
Annual Fee – Principle RM 400 (Free if use 2 times per month for 12 months or minimum usage of RM 15,000 annually), Supplementary RM 200

Eligibility – Principle 21 years old, Supplementary 18 years old

Joining Fee	Free
Cash Advance Fee	Minimum RM 20 or 5% For Platinum Business Minimum RM 20 or 3%
Minimum Monthly Repayment	Minimum RM 50 or 5%
Over-limit Fee	RM 10
Late Payment Charge	Minimum RM 5 or 1%, capped on RM 50
Interest Free Period	20 days Platinum Business up to 60 days
Card Replacement Fee	RM 50
Conversion For Overseas Transactions	Determined by MasterCard International plus 1% administration cost
Sales Draft Request	RM 20/draft
Statement Request	RM 5/statement

For more information, please visit http://www.hlb.com.my/