Bank Simpanan Nasional Master Credit Card

Bank Simpanan Nasional

Bank Simpanan Nasional Master Credit Card

The services include credit card offered by BSN are divided into 2 categories, which are Government worker and Non government worker.

Government worker will enjoy less charges and more benefit and vice versa.

BSN MasterCard Standard

BSN MasterCard Standard


  • Every RM 1 spend = 1 Bonus Point

Annual Income – RM 18,000
Annual Fee – Principle RM 60 , Supplementary RM 30 ( Government workers enjoy 3 years waiver and subsequent year based on usage; Non government workers enjoy 1 year waiver and subsequent year based on usage; refer table below )

Annual UsagePricinple Annual FeeSupplementary Annual Fee
RM 1,200 – RM 1,999RM 45RM 22.50
RM 2,000 – RM 2,999RM 30RM 15
RM 3,000 – RM 3,999RM 15RM 7.50
RM 4,000 and aboveFreeFree

BSN MasterCard Emas

BSN MasterCard Emas


  • Every RM 1 spend = 1 Bonus Point

Annual Income – RM 48,000
Annual Fee – Principle & Supplementary Free for life

Eligibility – Principle 21 years old, Supplementary 18 years old

Joining FeeUnknown
Cash Advance FeeMinimum RM 10 or 5%
Minimum Monthly RepaymentMinimum RM 50 or 5%
Over-limit FeeRM 5
Late Payment ChargeMinimum RM 5 or 1%
Interest Free Period20 days
Card Replacement Fee1st time – Free
Subsequent RM 50
Conversion For Overseas TransactionsTransactions conducted outside Malaysia will be converted to Ringgit Malaysia using the exchange rate
fluctuates on the date the transaction is received and/or processed.
Sales Draft RequestRM 5 /copy and RM 15 /original sales draft
Statement RequestUnknown

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10 thoughts on “Bank Simpanan Nasional Master Credit Card

  1. shafie alwi

    aslmkm…sy nk tanya tentang pemindahan baki kredit kad citibank kepada akaun kad kredit bsn…sekian terimakasih….

  2. john nichol ak jalak

    Saya pemegang kad kredit visa dengan nombor kad xxxx xxxx xxxx xxxx, saya nak tanya status kad saya sebab saya tak dapat gunakan kad tersebut, apakah kad saya sudah tak diaktifkan ataupun sebagainya. Jadi kalau masih belum diaktifkan, saya mohon kad saya doiaktifkan. sekian, terima kasih.

    1. RMvalues Post author

      Hi John,
      Please do not reveal your card number here.

      Please refer to the back side of your credit card, there should be contain your issuer bank contact number, call and ask.

      We are just bloggers, but not related to or represented of any parties or banks.

      Thank you.


  3. min

    Hi there,

    Thank you for the information.I would like to know how long does it take to receive the credit card from BSN as I just applied the card today.

    Once again, thank you.


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