Monthly Archives: January 2010

Alliance Bank You:nique Picture Master Credit Cards

Alliance Bank

Alliance Bank You:nique Rates Card

Alliance Bank You:nique Rates Card

Benefit

  • Finance charge is only 9% p.a. for the first 12 months. (Thereafter it is subject to your payment behavior in accordance with Bank Negara tier interest guidelines. If you consistently make minimum payment every month, the finance charge remains at 9% throughout the tenure of the card.)

Alliance Bank You:nique Rebates Card

Alliance Bank You:nique Rebates Card

Benefit

  • up to 2%* on all retail purchases, without any restrictions on petrol, groceries or specific merchants.RM 0 – RM 500 = 0.5%RM 501 – RM 1,350 = 0.7%

    RM 1,351 – RM 2,550 = 0.9%

    RM 2,551 – RM 5,000 = 2%

    Above RM 5,000 = 0% (yes, no rebate)

  • RM 1 you spend = 1 Timesless Bonus Point in all local and overseas retail purchases except petrol and government agencies.

Alliance Bank You:nique Rewards Card

Alliance Bank You:nique Rewards Card

Benefit

  • 2x Timeless Bonus Points (do not expire) for every ringgit you spend in all local and overseas retail purchases except petrol and government agencies.

Eligibility – Princinple 21 years old, Supplementary 18 years old

Annual Income – Minimum RM 18,000

Annual Fee – Free for life (swipe 12 times for any amount within 12 months)

Joining Fee RM 38
Cash Advance Fee Minimum RM 15 or 5%
Minimum Monthly Repayment Minimum RM 50 or 5%
Over-limit Fee Unknown
Late Payment Charge Minimum RM 5 or 1%, capped on RM 50
Interest Free Period 20 days
Card Replacement Fee RM 50
Conversion For Overseas Transactions Unknown
Sales Draft Request Unknown
Statement Request Unknown

For more information, please visit https://younique.alliancebank.com.my/

Alliance Bank Cash Back Master Credit Cards

Alliance Bank

Alliance Bank Cash Back Master Classic

Alliance Bank Cash Back Master Classic

Annual Income – RM 18,000
Annual Fee – Principle RM 68, Supplementary RM 20

Benefit

Tier Monthly Spending Cash Back, %
1 0 – RM 200 0.50%
2 RM 201 – RM 350 0.60%
3 RM 351 – RM 650 0.80%
4 RM 651 – RM 1,000 1.20%

* No cash back will be awarded for retail spending of RM1,001 and above

  • Up to 1.2% cash back on retail spend
  • Timeless Bonus Points that do not expire (Retail Spending only, excluding petrol & government agencies transactions.)
  • Air Miles via Enrich Rewards Program with Malaysia Airlines (for Gold Cardmembers only)
  • Free for Life Annual Fee Waiver (spend a minimum of RM5,000 or swipe 12 times within a 12-month period)
  • Commission-free Traveller’s Cheques, Demand Drafts and Cashier’s Orders
  • WorldWide Travel Assistance from MasterCard International

Alliance Bank Cash Back Master Gold

Alliance Bank Cash Back Master Classic

Annual Income – RM 36,000
Annual Fee – Principle RM 148, Supplementary RM 30

Benefit

Tier Monthly Spending Cash Back, %
1 0 – RM 300 0.55%
2 RM 301 – RM 600 0.65%
3 RM 601 – RM 950 0.85%
4 RM 951 – RM 3,000 1.30%

* No cash back will be awarded for retail spending of RM3,001 and above

  • Up to 1.3% cash back on retail spend
  • Timeless Bonus Points that do not expire (Retail Spending only, excluding petrol & government agencies transactions.)
  • Air Miles via Enrich Rewards Program with Malaysia Airlines (for Gold Cardmembers only)
  • Free for Life Annual Fee Waiver (spend a minimum of RM5,000 or swipe 12 times within a 12-month period)
  • Commission-free Traveller’s Cheques, Demand Drafts and Cashier’s Orders
  • WorldWide Travel Assistance from MasterCard International

Alliance Bank Cash Back Master Platinum

Alliance Bank Cash Back Master Platinum

Annual Income – RM 80,000
Annual Fee – Principle RM 438, Supplementary Free

Benefit

Tier Monthly Spending Cash Back, %
1 0 – RM 500 0.60%
2 RM 501 – RM 1,350 0.70%
3 RM 1,351 – RM 2,550 0.90%
4 RM 2,551 – RM 5,000 2.00%

* No cash back will be awarded for retail spending of RM5,001 and above

  • Platinum-styled dedicated Customer Service
  • High credit limit
  • Up to 2% cash back on retail spend
  • Timeless Bonus Points that do not expire (Retail Spending only, excluding petrol & government agencies transactions.)
  • 2x Timeless Bonus Points on overseas spend
  • Free up to RM 1,000,000 Travel Accident Insurance when you charge your Air Ticket by Alliance Bank Cash Back Master Platinum Card
  • Complimentary Purchase Protection Plan
  • Air Miles via Enrich Rewards Program with Malaysia Airlines
  • Free for Life Annual Fee Waiver (spend a minimum of RM5,000 or swipe 12 times within a 12-month period)
  • Commission-free Traveller’s Cheques, Demand Drafts and Cashier’s Orders
  • WorldWide Travel Assistance from MasterCard International

Eligibility – Principle 21 years old, Supplementary 18 years old

Joining Fee Free
Cash Advance Fee Minimum RM 15 or 5%
Minimum Monthly Repayment Minimum RM 50 or 5%
Over-limit Fee Unknown
Late Payment Charge Minimum RM 5 or 1%, capped on RM 50
Interest Free Period 20 days
Card Replacement Fee RM 50
Conversion For Overseas Transactions Unknown
Sales Draft Request Unknown
Statement Request Unknown

For more information, please visit http://www.alliancebank.com.my/

AFFIN Bank Master Cobrand Credit Cards

AFFIN Bank

AFFIN Bank BHPetrol Touch & Fuel MasterCard

AFFIN Bank BHPetrol Touch & Fuel MasterCard

Annual Income – RM 24,000
Annual Fee – Principle Unknown, Supplementary Unknown (1st year waived, subsequent year based on annual spending)

Benefit

  • Free for Life Annual Fees (minimum RM 2,400 spending/year)
  • Free RM 20 BHPetrol Credit (Welcome bonus)
  • PayPass Facility (for transaction RM 110 or below)
  • Free RM 30,000 Travel Accident Coverage for 1st year
  • AFFIN Bonus – Cash Rewards (Based on monthly total transaction amount)
    RM 100 – RM 1,500 = 0.4%
    Above RM 1,500 = 0.8%
  • AFFIN Rebates – Cash Rebate on Interest (Late payment interest)
    RM 25 – RM 50 = 2%
    RM 51 – RM 100 = 3%
    Above RM 100 = 5%
  • Easy Installment Plan (Minimum RM 500 per transaction)
  • AFFIN Protector (A unique protection plan that pays up to RM50,000 of the full outstanding balance on your credit card from AFFINBANK in the event of total disability or death from any course. )
    RM0.23 per every RM1,000 outstanding balance/month
  • Free Travel Insurance Coverage (by Arab-Malaysia Assurance Berhad.) when you charge your air ticket by Affin Bank Master Credit Cards.
    up to RM 250,000 for Classic and up to RM 500,000 for Gold Card holder.
  • Free Travel Inconvenience Insurance when you charge your air ticket by Affin Master Credit Card.
  • Worldwide emergency travel assistance by MasterCard Global Service

AFFIN Bank Touch ‘n Go Master Classic

AFFIN Bank Touch 'n Go Master Classic

Annual Income – RM 18,000
Annual Fee – Principle RM 50, Supplementary RM 35

AFFIN Bank Touch ‘n Go Master Gold

AFFIN Bank Touch 'n Go Master Gold

Annual Income – RM 36,000
Annual Fee – Principle RM 150, Supplementary RM 75

Benefit

  • Touch ‘n Go Facility
  • AFFIN Bonus – Cash Rewards (Based on monthly total transaction amount)
    RM 100 – RM 1,500 = 0.4%
    Above RM 1,500 = 0.8%
  • AFFIN Rebates – Cash Rebate on Interest (Late payment interest)
    RM 25 – RM 50 = 2%
    RM 51 – RM 100 = 3%
    Above RM 100 = 5%
  • Easy Installment Plan (Minimum RM 500 per transaction)
  • AFFIN Protector (A unique protection plan that pays up to RM50,000 of the full outstanding balance on your credit card from AFFINBANK in the event of total disability or death from any course. )
    RM0.23 per every RM1,000 outstanding balance/month
  • Free Travel Insurance Coverage (by Arab-Malaysia Assurance Berhad.) when you charge your air ticket by Affin Bank Master Credit Cards.
    up to RM 250,000 for Classic and up to RM 500,000 for Gold Card holder.
  • Free Travel Inconvenience Insurance when you charge your air ticket by Affin Master Credit Card.
  • Worldwide emergency travel assistance by MasterCard Global Service

Eligibility – Principle 21 year old, Supplementary 18 year old. Both must younger than 65 year old.

Card courier fees of RM5 within Malaysia and actual cost incurred for overseas destination shall be imposed.

Joining Fee Unknown
Cash Advance Fee Minimum RM 20 or 5%
Minimum Monthly Repayment Minimum RM 50 or 5%
Over-limit Fee Unknown
Late Payment Charge Minimum RM 10 or 1%, capped on RM 50
Interest Free Period 20 days
Card Replacement Fee RM 50
Conversion For Overseas Transactions MasterCard International conversion rate. AFFINBANK does not charge any additional fee. (But we doubt it.)
Sales Draft Request RM 10
Statement Request RM 5

For more information, please visit http://www.affinbank.com.my/