Monthly Archives: January 2010

AmBank Cobrand Master Credit Card

AmBank

AmBank RealRewards MasterCard

AmBank RealRewards MasterCard

Benefit

  • 2 sets of points – Real Points and AmBonus Points
  • Convert AmBonus points to Real Points.
  • 1 AmBonus Point for every RM1 you spend
  • 2x AmBonus Points at selected merchants
  • Get 2x Real Points on your birthday month at RealRewards merchants.
  • Enjoy an extra 20% Real Points for a minimum cumulative spending of RM500 and above quarterly at any participating RealRewards merchants.

Annual Income – RM 18,000
Annual Fee – Principle RM 90, Supplementary RM 45 (1st card is Free) (FREE-for-Life for Principal & Supplementary with no transaction condition)

Eligibility – Principle 21 years old, Supplementary 18 years old

Joining FeeUnknown
Cash Advance FeeMinimum RM 50 or 5%
Minimum Monthly RepaymentMinimum RM 50 or 5%
Over-limit FeeMinimum RM 50 or 2% of the amount above credit limit
Late Payment ChargeMinimum RM 5 or 1%, capped on RM 50
Interest Free Period20 days
Card Replacement FeeRM 50
Conversion For Overseas TransactionsMasterCard International conversion rate + 1%
Sales Draft RequestRM 20
Statement RequestRM 20 (only for up to last 3 months)

AmBank MasterCard Credit Cards

AmBank

AmBank MasterCard Classic

AmBank MasterCard Classic & Gold

Benefit

  • 1 AmBonus Point for every RM1 you spend (Valid for 3 years only)
  • 2x AmBonus Points at selected merchants (Valid for 3 years only)

Annual Income – RM 18,000
Annual Fee – Principle RM 75 (2 year waived), Supplementary (1st 3 cards are Free)

AmBank MasterCard Gold

Benefit

  • 1 AmBonus Point for every RM1 you spend (Valid for 3 years only)
  • 2x AmBonus Points at selected merchants (Valid for 3 years only)
  • AmProtector Insurance
  • Travel Insurance

Annual Income – RM 42,000 RM 24,000
Annual Fee – Principle RM 150 (2 year waived), Supplementary (1st 3 cards are Free)

AmBank MasterCard Platinum

AmBank MasterCard Platinum

Benefit

  • Platinum Priority Line (Customer Service)
  • 1 AmBonus Point for every RM1 you spend (Valid for 3 years only)
  • Automatic travel insurance cover of up to RM1 million for you and your family when you charge your travel tickets to your card
  • Pre-qualified for Overdraft facility (minimum RM10,000)
  • Up to RM1,000,000 Travel Insurance coverage for you and your family members
  • Pre-qualified for Housing Loan facility of up to RM500,000 with an option of up to 50% of the limit as Overdraft
  • Pre-qualified for Hire Purchase facility of up to RM200,000
  • Admittance to a whole realm of private Wealth Management services on a lower entry threshold.
  • Free monthly statement reprinting upon request
  • Platinum concierge services
  • Enjoy FREE companion travel when you fly First or Business Class on partner airlines
  • Enjoy preferential service at some of the most spectacular golf courses

Annual Income – RM 90,000
Annual Fee – Principle RM 688 (Free for life with condition 12 transactions p.a. OR Card spend (retail/cash advance only) above RM12,000 p.a OR has a minimum monthly interest bearing outstanding balance of RM5,000.), Supplementary RM 188


Eligibility – Principle 21 years old, Supplementary 18 years old

Joining FeeUnknown
Cash Advance FeeMinimum RM 50 or 5%
Minimum Monthly RepaymentMinimum RM 50 or 5%
Over-limit FeeMinimum RM 50 or 2% of the amount above credit limit
Late Payment ChargeMinimum RM 5 or 1%, capped on RM 50
Interest Free Period20 days
Card Replacement FeeRM 50
Conversion For Overseas TransactionsMasterCard International conversion rate + 1%
Sales Draft RequestRM 20
Statement RequestRM 20 (only for up to last 3 months, Free for Master Platinum Card holder)

For more information, please visit http://www.ambg.com.my/

Alliance Bank Master Cobrand Credit Cards

Alliance Bank

Alliance Bank CPA Australia Master Gold Card

Alliance Bank CPA Australia Master Gold Card

Annual Fee – Free for life (with condition must swipe at least 2 times within 30 days of approval.)

Benefit

  • 0% Instalment Payment Plan for your CPA Membership Fee and exam fee
  • Timeless Bonus Points that do not expire
  • Commission-free Traveller’s Cheques, Demand Drafts and Cashier’s Orders
  • WorldWide Travel Assistance from MasterCard International
  • Member-Get-Member Rewards Programme (RM 50/referral)

Alliance Bank Chinese Independent Schools (CIS) Master Gold Card

Alliance Bank Chinese Independent Schools (CIS) Master Gold Card

Annual Fee – Principle RM 148, Supplementary RM 30 (spend RM5,000 p.a or just swipe 12
transactions get Annual Fee waived)

Benefit

  • Timeless Bonus Points that do not expire
  • Choice of donating 50% or 100% of your Timeless Bonus Points accumulated to a Chinese Independent School of your choice
  • Commission-free Traveller’s Cheques, Demand Drafts and Cashier’s Orders
  • WorldWide Travel Assistance from MasterCard International
  • Alliance Bank will contribute to the same CIS fund/foundation based on your retail spending

Alliance Bank Tiger FC Master Credit Card

Alliance Bank Tiger FC Master Credit Card

Annual Fee – Free for life

Benefit

  • Celebrate – Enjoy exclusive F&B promotions & privileges at participating outlets
  • Cheer – Football viewing party privileges
  • Clear – No annual fees
  • Score – Get 2x Timeless Bonus Points
  • Save – 0% interest for first 3 months
  • Gear – Limited edition football merchandise to redeem
  • Commission-free Traveller’s Cheques, Demand Drafts and Cashier’s Orders
  • WorldWide Travel Assistance from MasterCard International

Eligibility – Princinple 21 years old, Supplementary 18 years old
Annual Income – Minimum RM 18,000

Joining FeeFree
Cash Advance FeeMinimum RM 15 or 5%
Minimum Monthly RepaymentMinimum RM 50 or 5%
Over-limit FeeUnknown
Late Payment ChargeMinimum RM 5 or 1%, capped on RM 50
Interest Free Period20 days
Card Replacement FeeRM 50
Conversion For Overseas TransactionsUnknown
Sales Draft RequestUnknown
Statement RequestUnknown

For more information, please visit http://www.alliancebank.com.my/