AmBank RealRewards MasterCard
- 2 sets of points – Real Points and AmBonus Points
- Convert AmBonus points to Real Points.
- 1 AmBonus Point for every RM1 you spend
- 2x AmBonus Points at selected merchants
- Get 2x Real Points on your birthday month at RealRewards merchants.
- Enjoy an extra 20% Real Points for a minimum cumulative spending of RM500 and above quarterly at any participating RealRewards merchants.
Annual Income – RM 18,000
Annual Fee – Principle RM 90, Supplementary RM 45 (1st card is Free) (FREE-for-Life for Principal & Supplementary with no transaction condition)
Eligibility – Principle 21 years old, Supplementary 18 years old
|Cash Advance Fee||Minimum RM 50 or 5%|
|Minimum Monthly Repayment||Minimum RM 50 or 5%|
|Over-limit Fee||Minimum RM 50 or 2% of the amount above credit limit|
|Late Payment Charge||Minimum RM 5 or 1%, capped on RM 50|
|Interest Free Period||20 days|
|Card Replacement Fee||RM 50|
|Conversion For Overseas Transactions||MasterCard International conversion rate + 1%|
|Sales Draft Request||RM 20|
|Statement Request||RM 20 (only for up to last 3 months)|