Alliance Bank Cash Back Master Credit Cards

Alliance Bank

Alliance Bank Cash Back Master Classic

Alliance Bank Cash Back Master Classic

Annual Income – RM 18,000
Annual Fee – Principle RM 68, Supplementary RM 20

Benefit

Tier Monthly Spending Cash Back, %
1 0 – RM 200 0.50%
2 RM 201 – RM 350 0.60%
3 RM 351 – RM 650 0.80%
4 RM 651 – RM 1,000 1.20%

* No cash back will be awarded for retail spending of RM1,001 and above

  • Up to 1.2% cash back on retail spend
  • Timeless Bonus Points that do not expire (Retail Spending only, excluding petrol & government agencies transactions.)
  • Air Miles via Enrich Rewards Program with Malaysia Airlines (for Gold Cardmembers only)
  • Free for Life Annual Fee Waiver (spend a minimum of RM5,000 or swipe 12 times within a 12-month period)
  • Commission-free Traveller’s Cheques, Demand Drafts and Cashier’s Orders
  • WorldWide Travel Assistance from MasterCard International

Alliance Bank Cash Back Master Gold

Alliance Bank Cash Back Master Classic

Annual Income – RM 36,000
Annual Fee – Principle RM 148, Supplementary RM 30

Benefit

Tier Monthly Spending Cash Back, %
1 0 – RM 300 0.55%
2 RM 301 – RM 600 0.65%
3 RM 601 – RM 950 0.85%
4 RM 951 – RM 3,000 1.30%

* No cash back will be awarded for retail spending of RM3,001 and above

  • Up to 1.3% cash back on retail spend
  • Timeless Bonus Points that do not expire (Retail Spending only, excluding petrol & government agencies transactions.)
  • Air Miles via Enrich Rewards Program with Malaysia Airlines (for Gold Cardmembers only)
  • Free for Life Annual Fee Waiver (spend a minimum of RM5,000 or swipe 12 times within a 12-month period)
  • Commission-free Traveller’s Cheques, Demand Drafts and Cashier’s Orders
  • WorldWide Travel Assistance from MasterCard International

Alliance Bank Cash Back Master Platinum

Alliance Bank Cash Back Master Platinum

Annual Income – RM 80,000
Annual Fee – Principle RM 438, Supplementary Free

Benefit

Tier Monthly Spending Cash Back, %
1 0 – RM 500 0.60%
2 RM 501 – RM 1,350 0.70%
3 RM 1,351 – RM 2,550 0.90%
4 RM 2,551 – RM 5,000 2.00%

* No cash back will be awarded for retail spending of RM5,001 and above

  • Platinum-styled dedicated Customer Service
  • High credit limit
  • Up to 2% cash back on retail spend
  • Timeless Bonus Points that do not expire (Retail Spending only, excluding petrol & government agencies transactions.)
  • 2x Timeless Bonus Points on overseas spend
  • Free up to RM 1,000,000 Travel Accident Insurance when you charge your Air Ticket by Alliance Bank Cash Back Master Platinum Card
  • Complimentary Purchase Protection Plan
  • Air Miles via Enrich Rewards Program with Malaysia Airlines
  • Free for Life Annual Fee Waiver (spend a minimum of RM5,000 or swipe 12 times within a 12-month period)
  • Commission-free Traveller’s Cheques, Demand Drafts and Cashier’s Orders
  • WorldWide Travel Assistance from MasterCard International

Eligibility – Principle 21 years old, Supplementary 18 years old

Joining FeeFree
Cash Advance FeeMinimum RM 15 or 5%
Minimum Monthly RepaymentMinimum RM 50 or 5%
Over-limit FeeUnknown
Late Payment ChargeMinimum RM 5 or 1%, capped on RM 50
Interest Free Period20 days
Card Replacement FeeRM 50
Conversion For Overseas TransactionsUnknown
Sales Draft RequestUnknown
Statement RequestUnknown

For more information, please visit http://www.alliancebank.com.my/

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4 thoughts on “Alliance Bank Cash Back Master Credit Cards

    1. RMvalues Post author

      Hi,

      Thanks for the link, we weren't able to locate and missed the information.

      <del datetime="2010-01-27T14:26:24+00:00">We will update it asap.</del> 🙂

      We have updated the information.

      Reply
  1. ck5354

    I am considering to cancel my alliance bank credit card and swap to citibank shell credit card.

    What do you think between this two???

    Shell Citibank – 2.5 shell petrol rebate, other 0.75

    Alliance – tier 1 – 0.55

    Reply
    1. RMvalues Post author

      <del datetime="2010-02-23T21:19:19+00:00">Well, in my opinion, Citibank Shell cobrand credit card give you more rebate and cash back, you may consider it.</del>

      Well, I have to correct something here, if you have no carry forward balance, you will only enjoy tier 1 rebate on fuel and non fuel transaction. For classic card the rebate is less compare to CIMB Petronas, and gold card rebate is the highest among all other fuel rebate credit card.

      If you have carry forward balance and enjoy the tier 2 rebate, please do not forget that you have to pay the daily interest of the carry forward balance. Look here:

      Carry forward balance X daily interest – rebate

      So the rebate is not exactly 5% or 3%, but less than that after minus the interest.

      But it's still the best fuel rebate credit card (gold card).

      And if you use credit card a lot and more than 10k per year, you can save the annual fee (write in every year) and service tax too.

      Reply

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