Hong Leong Bank American Express Credit Cards

Hong Leong Bank

Hong Leong Bank is one of the 2 American Express Card issuers in Malaysia. Hong Leong Bank offers 3 types of American Express Credit Cards which are Classic, Gold, and Platinum.

Classic

Hong Leong American Express Classic

  • Free up to RM 350,000 Travel Accident Insurance (When you charge your airticket to Hong Leong American Express Classic Card)
  • Free Travel Inconvenience Insurance – Compensate up to RM 1,500 for flight delayed/cancelled, baggage delayed/lost and misconnection (When you charge your airticket to Hong Leong American Express Classic Card)
  • Rewards Program – Every RM 1 charged on retail purchase, you earn 1 points. Can redeem free gift, Government Service Tax. (Expired after 3 calendar years)
  • Double Points when you use on overseas
  • Global Coverage by over 1,700 AMEX travel offices in over 130 countries.

Eligibility – Principle 21 years old and above, Supplementary at least 18 years old

Annual Income – Minimum RM 18,000

Annual Fees – Principle RM 80, Supplementary RM 40

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Gold

Hong Leong American Express Gold

  • Free up to RM 500,000 Travel Accident Insurance (When you charge your airticket to Hong Leong American Express Gold Card)
  • Free Travel Inconvenience Insurance – Compensate up to RM 3,000 for flight delayed/cancelled, baggage delayed/lost and misconnection (When you charge your airticket to Hong Leong American Express Gold Card)
  • Gold Assist travel information and emergency assistance (e.g. Medical Services) overseas online and offline 24 hours a day, 365 days a year.
  • Rewards Program – Every RM 1 charged on retail purchase, you earn 1 points. Can redeem free gift, Government Service Tax. (Expired after 3 calendar years)
  • Double Points when you use on overseas
  • Global Coverage by over 1,700 AMEX travel offices in over 130 countries.

Eligibility – Principle 21 years old and above, Supplementary at least 18 years old

Annual Income – Minimum RM 36,000

Annual Fees – Principle RM 160, Supplementary RM 80

Platinum

Hong Leong American Express Platinum

  • Platinum Personal Service
  • Global Coverage by over 1,700 AMEX travel offices in over 130 countries.
  • VIP services at 272 Small Luxury Hotels in over 50 countries around the world
  • A selection of international 5-star hotels and chains such as Four Seasons Hotels and Resorts in Asia, Hyatt Hotels and Resorts and the Raffles Hotel Group
  • 14,000 Business Hotels and enjoy up to 60% off on the Standard Corporate Rate
  • Free bottle of wine or Up to 30 savings on a-la-carte menu or Wine Club membership or dish or desserts (When you take your dinner in their Platinum Restaurant partner)
  • Free Retail Protection.
  • Year End Summary Statement that consolidate your credit card spending.
  • Double Bonus Points for retail purchases made overseas on your card.
  • Air Travel Accident Insurance of up to RM1.7 million. (When you charge your airticket to Hong Leong American Express Platinum Card)
  • Overseas Personal Accident of up to RM300,000.
  • Travel Inconvenience Insurance.(When you charge your airticket to Hong Leong American Express Platinum Card)

Eligibility – by invitation only

Annual Income – Unknown

Annual Fees – Principle RM 800, Supplementary RM 400


Other Fees (Applied to all American Express Credit Cards)

Joining Fee Free
Cash Advance Fee 5% or minimum RM 20
Minimum Monthly Repayment 5 % or minimum RM 50
Over-limit Fee RM 10
Late Payment Charge Minimum RM 5 or 1%, max RM 50
Interest Free Period 20 days from statement date provided the current balance of your previous statement is fully paid by payment due date. Otherwise, interest shall be charged on retail purchase transactions from respective posting dates
Card Replacement Fee RM 50
Conversion For Overseas Transactions Determined by American Express plus 1%
Sales Draft Request RM 20/sales draft
Statement Request RM 5/statement/month

For more information, please visit http://www.hlb.com.my/

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