Monthly Archives: January 2010

AmBank Cobrand Master Credit Card

AmBank

AmBank RealRewards MasterCard

AmBank RealRewards MasterCard

Benefit

  • 2 sets of points – Real Points and AmBonus Points
  • Convert AmBonus points to Real Points.
  • 1 AmBonus Point for every RM1 you spend
  • 2x AmBonus Points at selected merchants
  • Get 2x Real Points on your birthday month at RealRewards merchants.
  • Enjoy an extra 20% Real Points for a minimum cumulative spending of RM500 and above quarterly at any participating RealRewards merchants.

Annual Income – RM 18,000
Annual Fee – Principle RM 90, Supplementary RM 45 (1st card is Free) (FREE-for-Life for Principal & Supplementary with no transaction condition)

Eligibility – Principle 21 years old, Supplementary 18 years old

Joining Fee Unknown
Cash Advance Fee Minimum RM 50 or 5%
Minimum Monthly Repayment Minimum RM 50 or 5%
Over-limit Fee Minimum RM 50 or 2% of the amount above credit limit
Late Payment Charge Minimum RM 5 or 1%, capped on RM 50
Interest Free Period 20 days
Card Replacement Fee RM 50
Conversion For Overseas Transactions MasterCard International conversion rate + 1%
Sales Draft Request RM 20
Statement Request RM 20 (only for up to last 3 months)

AmBank MasterCard Credit Cards

AmBank

AmBank MasterCard Classic

AmBank MasterCard Classic & Gold

Benefit

  • 1 AmBonus Point for every RM1 you spend (Valid for 3 years only)
  • 2x AmBonus Points at selected merchants (Valid for 3 years only)

Annual Income – RM 18,000
Annual Fee – Principle RM 75 (2 year waived), Supplementary (1st 3 cards are Free)

AmBank MasterCard Gold

Benefit

  • 1 AmBonus Point for every RM1 you spend (Valid for 3 years only)
  • 2x AmBonus Points at selected merchants (Valid for 3 years only)
  • AmProtector Insurance
  • Travel Insurance

Annual Income – RM 42,000 RM 24,000
Annual Fee – Principle RM 150 (2 year waived), Supplementary (1st 3 cards are Free)

AmBank MasterCard Platinum

AmBank MasterCard Platinum

Benefit

  • Platinum Priority Line (Customer Service)
  • 1 AmBonus Point for every RM1 you spend (Valid for 3 years only)
  • Automatic travel insurance cover of up to RM1 million for you and your family when you charge your travel tickets to your card
  • Pre-qualified for Overdraft facility (minimum RM10,000)
  • Up to RM1,000,000 Travel Insurance coverage for you and your family members
  • Pre-qualified for Housing Loan facility of up to RM500,000 with an option of up to 50% of the limit as Overdraft
  • Pre-qualified for Hire Purchase facility of up to RM200,000
  • Admittance to a whole realm of private Wealth Management services on a lower entry threshold.
  • Free monthly statement reprinting upon request
  • Platinum concierge services
  • Enjoy FREE companion travel when you fly First or Business Class on partner airlines
  • Enjoy preferential service at some of the most spectacular golf courses

Annual Income – RM 90,000
Annual Fee – Principle RM 688 (Free for life with condition 12 transactions p.a. OR Card spend (retail/cash advance only) above RM12,000 p.a OR has a minimum monthly interest bearing outstanding balance of RM5,000.), Supplementary RM 188


Eligibility – Principle 21 years old, Supplementary 18 years old

Joining Fee Unknown
Cash Advance Fee Minimum RM 50 or 5%
Minimum Monthly Repayment Minimum RM 50 or 5%
Over-limit Fee Minimum RM 50 or 2% of the amount above credit limit
Late Payment Charge Minimum RM 5 or 1%, capped on RM 50
Interest Free Period 20 days
Card Replacement Fee RM 50
Conversion For Overseas Transactions MasterCard International conversion rate + 1%
Sales Draft Request RM 20
Statement Request RM 20 (only for up to last 3 months, Free for Master Platinum Card holder)

For more information, please visit http://www.ambg.com.my/

Alliance Bank Master Cobrand Credit Cards

Alliance Bank

Alliance Bank CPA Australia Master Gold Card

Alliance Bank CPA Australia Master Gold Card

Annual Fee – Free for life (with condition must swipe at least 2 times within 30 days of approval.)

Benefit

  • 0% Instalment Payment Plan for your CPA Membership Fee and exam fee
  • Timeless Bonus Points that do not expire
  • Commission-free Traveller’s Cheques, Demand Drafts and Cashier’s Orders
  • WorldWide Travel Assistance from MasterCard International
  • Member-Get-Member Rewards Programme (RM 50/referral)

Alliance Bank Chinese Independent Schools (CIS) Master Gold Card

Alliance Bank Chinese Independent Schools (CIS) Master Gold Card

Annual Fee – Principle RM 148, Supplementary RM 30 (spend RM5,000 p.a or just swipe 12
transactions get Annual Fee waived)

Benefit

  • Timeless Bonus Points that do not expire
  • Choice of donating 50% or 100% of your Timeless Bonus Points accumulated to a Chinese Independent School of your choice
  • Commission-free Traveller’s Cheques, Demand Drafts and Cashier’s Orders
  • WorldWide Travel Assistance from MasterCard International
  • Alliance Bank will contribute to the same CIS fund/foundation based on your retail spending

Alliance Bank Tiger FC Master Credit Card

Alliance Bank Tiger FC Master Credit Card

Annual Fee – Free for life

Benefit

  • Celebrate – Enjoy exclusive F&B promotions & privileges at participating outlets
  • Cheer – Football viewing party privileges
  • Clear – No annual fees
  • Score – Get 2x Timeless Bonus Points
  • Save – 0% interest for first 3 months
  • Gear – Limited edition football merchandise to redeem
  • Commission-free Traveller’s Cheques, Demand Drafts and Cashier’s Orders
  • WorldWide Travel Assistance from MasterCard International

Eligibility – Princinple 21 years old, Supplementary 18 years old
Annual Income – Minimum RM 18,000

Joining Fee Free
Cash Advance Fee Minimum RM 15 or 5%
Minimum Monthly Repayment Minimum RM 50 or 5%
Over-limit Fee Unknown
Late Payment Charge Minimum RM 5 or 1%, capped on RM 50
Interest Free Period 20 days
Card Replacement Fee RM 50
Conversion For Overseas Transactions Unknown
Sales Draft Request Unknown
Statement Request Unknown

For more information, please visit http://www.alliancebank.com.my/