Master Credit Card | RMvalues

CIMB Bank

CIMB has partnered with Malaysia Airlines (MAS) Frequent Flyer Program – Enrich to offer Cobrand Master Credit Cards.

CIMB Enrich Master credit cards offers 3 kinds of cards, which are Gold, Platinum and World. While World Card is only given by invitation.

CIMB Enrich Master Gold

Benefit

Earn 50% more Enrich Miles – Earn 1.5 Enrich miles for every RM6 spent for all retail purchases
Every RM4 you spend on overseas retail transcations will earn you 2 Enrich Miles.
Earn Extra Enrich Miles from our CIMB Enrich MasterCard Partners
10% discount for Temptations, Malaysia Airlines in-flight shopping
Bi-Monthly Promotion Leaflet
Exclusive rebates and discounts at over 500 merchant outlets all year round

Annual Income – RM 50,000
Annual Fee – Principle RM 168 (1st year waived, subsequent year refer below), Supplementary Nil

Fee waiver %	Annual Spending
100%	RM 50,000 and above
50%	RM 25,000 – RM 49,999
No waiver	Less than RM 25,000

CIMB Enrich Master Platinum

Benefit

Free ticket when you purchase a full fare Business Class ticket to ALL Malaysia Airlines destinations.
Free Travel Insurance Coverage up to RM1,000,000 by charging the full airfare to your credit card.
Credit Protector
Discount for LIVE celebrity concert tickets
Earn 50% more Enrich Miles – Earn 1.5 Enrich miles for every RM6 spent for all retail purchases
Every RM4 you spend on overseas retail transcations will earn you 2 Enrich Miles.
Earn Extra Enrich Miles from our CIMB Enrich MasterCard Partners
10% discount for Temptations, Malaysia Airlines in-flight shopping
Bi-Monthly Promotion Leaflet
Exclusive rebates and discounts at over 500 merchant outlets all year round

Annual Income – RM 100,000
Annual Fee – Principle RM 388 (1st year waived, subsequent year refer below), Supplementary Nil

Fee waiver %	Annual Spending
100%	RM 100,000 and above
50%	RM 50,000 – RM 99,999
No waiver	Less than RM 50,000

CIMB Enrich Master World

Benefit

Free ticket when you purchase a full fare Business Class ticket to ALL Malaysia Airlines destinations.
Free Travel Insurance Coverage up to RM1,000,000 by charging the full airfare to your credit card.
Credit Protector
Discount for LIVE celebrity concert tickets
Earn 50% more Enrich Miles – Earn 1.5 Enrich miles for every RM6 spent for all retail purchases
Every RM4 you spend on overseas retail transcations will earn you 2 Enrich Miles.
Earn Extra Enrich Miles from our CIMB Enrich MasterCard Partners
15% discount for Temptations, Malaysia Airlines in-flight shopping
Bi-Monthly Promotion Leaflet
Exclusive rebates and discounts at over 500 merchant outlets all year round
5 Exclusive Golden Lounge vouchers for access to Malaysia Airlines Goldern Lounge
Golf for Free
Fine Dining for Free
Discount for LIVE celebrity concert tickets
Travel first class to any destination in the world with ease as Holiday Tours & Travel will take care of all your travel needs – from booking of air tickets to preparing holiday packages and delivering right to your doorstep.
Luxurious Suite At The Dewan Filharmonik Petronas, KLCC
Free Travel Insurance Coverage up to RM1,000,000 by charging the full airfare to your credit card.
Credit Protector

Annual Income – By invitation only
Annual Fee – Principle RM 888 (1st year waived, subsequent year refer below), Supplementary Free for life without condition (up to 3 cards)

Fee waiver %	Annual Spending
100%	RM 500,000 and above
50%	RM 250,000 – RM 500,000
No waiver	Less than RM 250,000

Eligibility – Principle 21 years old, Supplementary 18 years old

Joining Fee	Free
Cash Advance Fee	Minimum RM 15 or 5%
Minimum Monthly Repayment	Minimum RM 50 or 5%
Over-limit Fee	Unknown
Late Payment Charge	Minimum RM 5 or 1%, capped on RM 50
Interest Free Period	20 days
Card Replacement Fee	1st time RM 10 Subsequently RM 50
Conversion For Overseas Transactions	Determined by MasterCard International + an administrative cost of 1%.
Sales Draft Request	Unknown
Statement Request	Unknown

For more information, please visit http://www.cimbbank.com.my/

Bank Simpanan Nasional

This is an Islamic credit card issued under Shariah Compliant of Bai’Inah concept designated for Government/ Private Sector Employee with a line of financing granted by us to you and where any amount of the financing utilised by you has not been settled in full on or before a specified date, the unsettled amount may be subject to profit or other charges.

Bai’Inah is when the financier sells an asset to the customer on a specified deferred payment and the asset is immediately repurchases by the financier for a cash discount which is declared during the process of Aqad.

BSN Al -Aiman MasterCard Standard

Benefit

Every RM 1 spend = 1 Bonus Point
Free Travel Inconvenience Insurance when you charge your air ticket by Affin Master Credit Card.
Flight delayed or canceled – up to RM 300
Lost Baggage or delayed – up to RM 500
Credit Shield Program – pay RM 0.30 for every RM 100 to join.

Annual Income – RM 18,000
Annual Fee – Principle RM 60 , Supplementary RM 30 ( Government workers enjoy 3 years waiver and subsequent year based on usage; Non government workers enjoy 1 year waiver and subsequent year based on usage; refer table below )

Annual Usage	Pricinple Annual Fee	Supplementary Annual Fee
RM 1,200 – RM 1,999	RM 45	RM 22.50
RM 2,000 – RM 2,999	RM 30	RM 15
RM 3,000 – RM 3,999	RM 15	RM 7.50
RM 4,000 and above	Free	Free

BSN Al -Aiman MasterCard Emas

Benefit

Every RM 1 spend = 1 Bonus Point
Free Travel Inconvenience Insurance when you charge your air ticket by Affin Master Credit Card.
Flight delayed or canceled – up to RM 600
Lost Baggage or delayed – up to RM 800
Credit Shield Program – pay RM 0.30 for every RM 100 to join.

Annual Income – RM 48,000
Annual Fee – Principle & Supplementary Free for life

Eligibility – Principle 21 years old, Supplementary 18 years old

Joining Fee	Unknown
Cash Advance Fee	Minimum RM 10 or 5%
Minimum Monthly Repayment	Minimum RM 50 or 5%
Over-limit Fee	RM 5
Late Payment Charge	Minimum RM 5 or 1%
Interest Free Period	20 days
Card Replacement Fee	1st time – Free Subsequent RM 50
Conversion For Overseas Transactions	Transactions conducted outside Malaysia will be converted to Ringgit Malaysia using the exchange rate fluctuates on the date the transaction is received and/or processed.
Sales Draft Request	RM 5 /copy and RM 15 /original sales draft
Statement Request	Unknown

For more information, please visit http://www.bsn.com.my

Tag Archives: Master Credit Card

CIMB Bank Cobrand Enrich Master Credit Cards

Bank Simpanan Nasional Al -Aiman Master Credit Cards