MayBank is another American Express Charge and Credit Cards issuer in Malaysia. MayBank offers 2 kinds of American Express Cards, which are Charge Card and Credit Card.
Today we will focus on Charge Card and tomorrow we will continue to Credit Card. Let see what they offer now
American Express Personal Card
- No pre-set spending limit. Spend as much as you have shown you can afford, by just paying your account in full and on time each month. (Charges will be approved based on your resources, spending and payment patterns)
- Membership Rewards – earn 2 points for every RM1 charged to your card. Can redeem for travel, dining, and shopping rewards.
- Earn free flights by transferring your points to Frequent Flyer Programmes
- Free up to RM 250,000 Insurance Coverage. (When you charge your cards for airticket)
- Free Travel Inconvenience coverage for missed connections, luggage delay and luggage loss. (When you charge your cards for airticket)
- Worldwide emergency travel and medical assistance
Eligibility – Principle between 21 years old to 65 years old. Supplementary at least 18 years old.
Annual Income – RM 24,000 or RM 30,000 (Information on MayBank website confused)
Annual Fees – Principle RM 140 (3 years waiver), Supplementary RM 95
American Express Gold Card
- No pre-set spending limit. Spend as much as you have shown you can afford, by just paying your account in full and on time each month. (Charges will be approved based on your resources, spending and payment patterns)
- Membership Rewards – earn 2 points for every RM1 charged to your card. Can redeem for travel, dining, and shopping rewards.
- Earn free flights by transferring your points to Frequent Flyer Programmes
- Free up to RM 500,000 Insurance Coverage. (When you charge your cards for airticket)
- Free Travel Inconvenience coverage for missed connections, luggage delay and luggage loss. (When you charge your cards for airticket)
- Worldwide emergency travel and medical assistance
- Year-end Summary of Charges early each year
Eligibility – Principle between 21 years old to 65 years old. Supplementary at least 18 years old.
Annual Income – RM 48,000
Annual Fees – Principle RM 238 (3 years waiver), Supplementary RM 125
The Platinum Card
- Enjoy up to 50% discounts on F&B and accommodation at Shangri-La Kuala Lumpur and The Westin Kuala Lumpur.
- Complimentary golf at world-class courses in Malaysia and privileged access to golf courses within the region.
- Earn 10X Membership Rewards at a vast selection of Platinum Partners for every RM1 charged to your card
- No pre-set spending limit. Spend as much as you have shown you can afford, by just paying your account in full and on time each month. (Charges will be approved based on your resources, spending and payment patterns)
- Membership Rewards – earn 2 points for every RM1 charged to your card. Can redeem for travel, dining, and shopping rewards.
- Earn free flights by transferring your points to Frequent Flyer Programmes
- Free up to RM 1,000,000 Insurance Coverage. (When you charge your cards for airticket)
- Free Travel Inconvenience coverage for missed connections, luggage delay and luggage loss. (When you charge your cards for airticket)
- Worldwide emergency travel and medical assistance
- Exceptional Platinum Card Service
- Free additional Platinum card
- Retail Protection.
Purchase protection up to RM15,000 per item and up to RM100,000 per American Express Platinum Charge Card Account per calendar year.
Return Guarantee up to RM1,500 per item and up to RM6,000 per American Express Platinum Charge Card Account per calendar year.
Extended Warranty up to RM15,000 per appliance and up to RM48,000 per American Express Platinum Charge Card Account per calendar year.
Eligibility – By invitation only
Annual Income – RM 190,000
Annual Fees – Principle RM 2,380 , Supplementary Free (up to 4 cards)
Other Charges and Fees
| Joining Fee | Unknown |
| Cash Advance Fee | 5% or minimum RM 10 |
| Minimum Monthly Repayment | 5 % or minimum RM 50 |
| Over-limit Fee | Unknown |
| Late Payment Charge | 3.5% or minimum RM 50 |
| Interest Free Period | 20 days from statement date provided the current balance of your previous statement is fully paid by payment due date. Otherwise, interest shall be charged on retail purchase transactions from respective posting dates |
| Card Replacement Fee | Unknown |
| Conversion For Overseas Transactions | Determined by American Express plus 1% |
| Sales Draft Request | Unknown |
| Statement Request | Unknown |
For more information, please visit http://www.maybank2u.com.my/
