Tag: Cash Back
OCBC Bank Master Credit Cards
by RMvalues on Mar.10, 2010, under Banking & Finance
Some of you must be curious, why today our topic isn’t MBF Master Credit Cards, but OCBC Bank Master Credit Cards. This is because we couldn’t find the fee charges of the MBF credit cards and we have already sent MBF an email regarding to this issue for official answer.
We have received an email from MBF said that they have already received our email and we hope soon we will get response from MBF and we will post their credit cards information in later time.
At the mean time, let’s we continue to the next bank – OCBC bank offers. 
OCBC Titanium MasterCard
Benefit
- 0.3% Cash Back
- Free Access to Airport Lounge @ KLIA (When you charge at least RM 3,000 on air tickets and travel packages.)
- Free up to RM 3,000 Travel Inconvenience Benefits when you charge your full air fare to your OCBC Titanium MasterCard
Annual Income – RM 36,000
Annual Fee – Principle RM 250 (Waive if usage over RM6,000 annually), Supplementary RM 100
OCBC Platinium MasterCard
Benefit
- 0.5% Cash Back
- Free Access to Airport Lounge @ KLIA
- Free up to RM 5,000 Travel Inconvenience Benefits when you charge your full air fare to your OCBC Platinium MasterCard
- Free up to RM 2,000,000 Travel Personal Accident Insurance when you charge your full air fare to your OCBC Platinium MasterCard
- Concierge Services
- Dedicated Customer Support hotline.
Annual Income – By Invitation only.
Annual Fee – Principle RM 600, Supplementary RM 150
Eligibility – Principle 21 years old, Supplementary 18 years old
| Joining Fee | Unknown |
| Cash Advance Fee | Minimum RM 15 or 5% |
| Minimum Monthly Repayment | Minimum RM 50 or 5% |
| Over-limit Fee | Minimum RM 50 or 5% |
| Late Payment Charge | Minimum RM 5 or 1%, capped on RM 50 |
| Interest Free Period | 20 days |
| Card Replacement Fee | RM 30 |
| Conversion For Overseas Transactions | Determined by MasterCard Worldwide + a standard administration charge of 1% + any transaction fee levied by MasterCard Worldwide. |
| Sales Draft Request | RM 15 RM 25 for original copy |
| Statement Request | Current – 2 months – Free 3 – 12 months – RM 5/statement Above 12 months – RM 30/statement |
For more information, please visit http://www.ocbccards.com.my/
EON Bank Cobrand Master Card – Insurance
by RMvalues on Mar.01, 2010, under Banking & Finance
INGIAFAM-EON Bank Business Cash Back Gold
Benefit
- 2% Cash Back on ING Life Annual Premium Transactions
- 0.5% Cash Back on All Retail Transactions
- Up to RM 80,000 FREE Permanent Total Disablement Coverage for a period of 12 months.(only 12 months)
- Up to RM 750,000 FREE Travel Accident and Inconvenience Benefits
- Up to RM 500 Delayed Luggage (6 hours or more) coverage
- Up to RM 1,000 Luggage Lost (within 48 hours of arrival) coverage
- Up to RM 500 Missed Connections
(Due to the late arrivals of incoming flights and no alternative onward transportation provided within 4 hours of arrival) coverage - ‘Privileges for Life’ Programme
- Optional Travel Personal Accident and Medical Insurance Coverage – Purchase needed
- FREE Entry to Plaza Premium Lounge.(Applicable for the first 300 cardholders ONLY in each month at LCCT, 100 at KLIA & ChangiAirport. Subsequent Cardholders will be charged RM40 per entry at LCCT and KLIA, and SGD21.50 at Changi Airport.)
- “BONUS PLUS” Rewards Programme (RM 1 = 1 point)
- 3-D Secure Online Payment
Annual Income – RM 32,000
Annual Fee – Principle RM 150 , Supplementary RM 75 (Both 1st year are Free – Subsequent year subject to 12 times transaction per year)
INGIAFAM-EON Bank Business Cash Back Platinum
Benefit
- 2% Cash Back on ING Life Annual Premium Transactions
- 0.5% Cash Back on All Retail Transactions
- Up to RM 100,000 FREE Permanent Total Disablement Coverage for a period of 12 months.(only 12 months)
- Up to RM 2,000,000 FREE Travel Accident and Inconvenience Benefits
- Up to RM 6,000 Delayed Luggage (6 hours or more) coverage
- Up to RM 500 Luggage Lost (within 48 hours of arrival) coverage
- Up to RM 500 Missed Connections
(Due to the late arrivals of incoming flights and no alternative onward transportation provided within 4 hours of arrival) coverage - Up to RM 500 Flight Delay, Cancellation or Denied Boarding coverage
- Exclusive Will Writing Services
- ‘Privileges for Life’ Programme
- Optional Travel Personal Accident and Medical Insurance Coverage – Purchase needed
- FREE Entry to Plaza Premium Lounge.(Applicable for the first 300 cardholders ONLY in each month at LCCT, 100 at KLIA & ChangiAirport. Subsequent Cardholders will be charged RM40 per entry at LCCT and KLIA, and SGD21.50 at Changi Airport.)
- “BONUS PLUS” Rewards Programme (RM 1 = 1 point)
- 3-D Secure Online Payment
- 24-Hour Platinum Priority Hotline
- YEAR-END Account Summary
- 24-hour Audi Assist
- Complimentary 25-point safety check
- Complimentary balancing and suspension checks
- Complimentary Audi Magazine
- Insurance & road tax renewal
- 10% off Audi Boutique merchandise
- 10% off Audi Boutique merchandise
- CONCIERGE Services
- Pre-Departure Information (Hotline Services)
- Travel/Personal Assistance Services
- Emergency Bail Assistance
- Emergency Payment Assistance
- Legal Referrals
- Legal Assistance
- Interpretation Assistance
- Vehicle Repatriation Services
- Urgent Message Relay
- Luggage Assistance
- Medical Travel Emergency Services
- Lifestyle Services (Concierge Services)
- MasterCard Global Service
Annual Income – RM 80,000
Annual Fee – Principle RM 300 , Supplementary RM 150 (Both 1st year are Free – Subsequent year subject to 12 times transaction per year)
Eligibility – Principle 21 years old, Supplementary 18 years old
| Joining Fee | Waived |
| Cash Advance Fee | Minimum RM 20 or 4.5% |
| Minimum Monthly Repayment | Minimum RM 50 or 5% |
| Over-limit Fee | RM 20 |
| Late Payment Charge | Minimum RM 5 or 1%, capped on RM 50 |
| Interest Free Period | 20 days |
| Card Replacement Fee | Gold - 1st timeRM 50 - subsequent RM 100 Platinum - 1st time RM 50 - 2nd time RM 100 - subsequent RM 150 |
| Conversion For Overseas Transactions | Determined by MasterCard International plus an administration fee of 1% plus any transaction fee charged by MasterCard. |
| Sales Draft Request | RM 15/draft |
| Statement Request | RM 5/request |
For more information, please visit http://www.eonbank.com.my/
Alliance Bank Cash Back Master Credit Cards
by RMvalues on Jan.27, 2010, under Banking & Finance
Alliance Bank Cash Back Master Classic
Annual Income – RM 18,000
Annual Fee – Principle RM 68, Supplementary RM 20
Benefit
| Tier | Monthly Spending | Cash Back, % |
| 1 | 0 – RM 200 | 0.50% |
| 2 | RM 201 – RM 350 | 0.60% |
| 3 | RM 351 – RM 650 | 0.80% |
| 4 | RM 651 – RM 1,000 | 1.20% |
* No cash back will be awarded for retail spending of RM1,001 and above
- Up to 1.2% cash back on retail spend
- Timeless Bonus Points that do not expire (Retail Spending only, excluding petrol & government agencies transactions.)
- Air Miles via Enrich Rewards Program with Malaysia Airlines (for Gold Cardmembers only)
- Free for Life Annual Fee Waiver (spend a minimum of RM5,000 or swipe 12 times within a 12-month period)
- Commission-free Traveller’s Cheques, Demand Drafts and Cashier’s Orders
- WorldWide Travel Assistance from MasterCard International
Alliance Bank Cash Back Master Gold
Annual Income – RM 36,000
Annual Fee – Principle RM 148, Supplementary RM 30
Benefit
| Tier | Monthly Spending | Cash Back, % |
| 1 | 0 – RM 300 | 0.55% |
| 2 | RM 301 – RM 600 | 0.65% |
| 3 | RM 601 – RM 950 | 0.85% |
| 4 | RM 951 – RM 3,000 | 1.30% |
* No cash back will be awarded for retail spending of RM3,001 and above
- Up to 1.3% cash back on retail spend
- Timeless Bonus Points that do not expire (Retail Spending only, excluding petrol & government agencies transactions.)
- Air Miles via Enrich Rewards Program with Malaysia Airlines (for Gold Cardmembers only)
- Free for Life Annual Fee Waiver (spend a minimum of RM5,000 or swipe 12 times within a 12-month period)
- Commission-free Traveller’s Cheques, Demand Drafts and Cashier’s Orders
- WorldWide Travel Assistance from MasterCard International
Alliance Bank Cash Back Master Platinum
Annual Income – RM 80,000
Annual Fee – Principle RM 438, Supplementary Free
Benefit
| Tier | Monthly Spending | Cash Back, % |
| 1 | 0 – RM 500 | 0.60% |
| 2 | RM 501 – RM 1,350 | 0.70% |
| 3 | RM 1,351 – RM 2,550 | 0.90% |
| 4 | RM 2,551 – RM 5,000 | 2.00% |
* No cash back will be awarded for retail spending of RM5,001 and above
- Platinum-styled dedicated Customer Service
- High credit limit
- Up to 2% cash back on retail spend
- Timeless Bonus Points that do not expire (Retail Spending only, excluding petrol & government agencies transactions.)
- 2x Timeless Bonus Points on overseas spend
- Free up to RM 1,000,000 Travel Accident Insurance when you charge your Air Ticket by Alliance Bank Cash Back Master Platinum Card
- Complimentary Purchase Protection Plan
- Air Miles via Enrich Rewards Program with Malaysia Airlines
- Free for Life Annual Fee Waiver (spend a minimum of RM5,000 or swipe 12 times within a 12-month period)
- Commission-free Traveller’s Cheques, Demand Drafts and Cashier’s Orders
- WorldWide Travel Assistance from MasterCard International
Eligibility – Principle 21 years old, Supplementary 18 years old
| Joining Fee | Free |
| Cash Advance Fee | Minimum RM 15 or 5% |
| Minimum Monthly Repayment | Minimum RM 50 or 5% |
| Over-limit Fee | Unknown |
| Late Payment Charge | Minimum RM 5 or 1%, capped on RM 50 |
| Interest Free Period | 20 days |
| Card Replacement Fee | RM 50 |
| Conversion For Overseas Transactions | Unknown |
| Sales Draft Request | Unknown |
| Statement Request | Unknown |
For more information, please visit http://www.alliancebank.com.my/
