Principle – RM 438 , Supplementary – FREE

Annual Fee Waiver (spend a minimum of RM5,000 or swipe 12 times within a 12-month period)

FREE

RM 80,000

RM 0 – RM 500 = 0.60%

RM 501 – RM 1,350 = 0.70%

RM 1,351 – RM 2,550 = 0.90%

RM 2,551 – RM 5,000 = 2%

Above RM 5,000 = 0% (yes, no rebate)

RM 1 = 1 point – Malaysia (Never expired)

RM 1 = 2 points – Oversea (Never expired)

Principle - 10,000 points , Supplementary - 5,000 points

Principle – RM 688 (Free Annual Fee with condition 12 transactions p.a. OR Card spend (retail/cash advance only) above RM12,000 p.a OR has a minimum monthly interest bearing outstanding balance of RM5,000.), Supplementary – RM 188

Unknown

RM 90,000

RM 1 = 1 point (valid for 3 years)

Principle - 10,000 points , Supplementary - 5,000 points

Principle – RM 388 , Supplementary – RM 150

Annual fee is waived subject to a minimum of 12 transactions per annum.

FREE

RM 84,000

N/A

Principle - Unknown , Supplementary - Unknown

Principle & Supplementary – Free for life without condition

FREE

RM 80,000

RM 1 = 1 point

Principle – 10,000 points(RM 50) or 7,500 (RM 37.50) ; Supplementary – 5,000 points

Principle – RM 388 (1st year waived, subsequent year based on usage), Supplementary – Nil

Less than RM 50,000 = No waiver

RM 50,000 – RM 99,999 = 50%

Above RM 100,000 = 100% waive

FREE

RM 100,000

RM 6 = 1.5 Enrich point (Malaysia)

RM 4 = 2 Enrich points (Oversea)

Principle – 10,000 points(RM 50) or 7,500 (RM 37.50) ; Supplementary – 5,000 points

Principle – Free for life without condition, Supplementary – Free for life without condition

FREE

RM 80,000

2% rebate in Petronas service station (Max RM 50 rebate)

0.5% rebate for all other retail transactions.

Principle – 10,000 points(RM 50) or 7,500 (RM 37.50) ; Supplementary – 5,000 points

Principle – Free for life without condition, Supplementary – Free for life without condition

FREE

RM 80,000

RM 1 = 1 point

Principle – 10,000 points (RM 50) or 7,500 (RM 37.50) or 5,000 points (RM 25) or 2,500 points (RM 12.50)

Supplementary – 5,000 points (RM 25) or 2,500 points (RM 12.50)

Principle – RM 600 or FREE Annual Fee up to 2 years (Just use your card 6 times within 60 days to enjoy a 2-year annual fee waiver OR 3 times within 60 days to enjoy a 1-year annual fee waiver), Supplementary – RM 150

Unknown

RM 100,000

RM 1 = 1 point (never expired)

Principle – 10,000 points , Supplementary – 5,000 points

Principle – RM 300 , Supplementary – RM 150

Both are 1st year FREE, subsequent year subject to 36 times transaction/year

FREE

RM 80,000

RM 1 = 1 point

1% renewal bonus of total annual spending with condition of at least 36 times transaction per annum.

Swipe your cards for at least 36 times/year and you will get 1% rebate of your total annual spending, up to RM 50 (Principle) and RM 25 (Supplementary), meanwhile :

Principle – RM 5,000 annual spending with at least 36 times transactions , Supplementary – RM 2,500 annual spending with at least 36 times transactions

Principle – RM 300 , Supplementary – RM 150

Both are 1st year FREE, subsequent year subject to 36 times transaction/year

FREE

RM 80,000

RM 1 = 1 MATTA point

1% renewal bonus of total annual spending with condition of at least 36 times transaction per annum.

Swipe your cards for at least 36 times/year and you will get 1% rebate of your total annual spending, up to RM 50 (Principle) and RM 25 (Supplementary), meanwhile :

Principle – RM 5,000 annual spending with at least 36 times transactions , Supplementary – RM 2,500 annual spending with at least 36 times transactions

Principle – RM 300 , Supplementary – RM 150

Both are 1st year FREE, subsequent year subject to 36 times transaction/year

FREE

RM 80,000

RM 1 = 1 point

1% renewal bonus of total annual spending with condition of at least 36 times transaction per annum.

Swipe your cards for at least 36 times/year and you will get 1% rebate of your total annual spending, up to RM 50 (Principle) and RM 25 (Supplementary), meanwhile :

Principle – RM 5,000 annual spending with at least 36 times transactions , Supplementary – RM 2,500 annual spending with at least 36 times transactions

Principle – RM 300 , Supplementary – RM 150

Both are 1st year FREE, subsequent year subject to 36 times transaction/year

FREE

RM 60,000

RM 1 = 1 point

1% renewal bonus of total annual spending with condition of at least 36 times transaction per annum.

Swipe your cards for at least 36 times/year and you will get 1% rebate of your total annual spending, up to RM 50 (Principle) and RM 25 (Supplementary), meanwhile :

Principle – RM 5,000 annual spending with at least 36 times transactions , Supplementary – RM 2,500 annual spending with at least 36 times transactions

Principle – RM 300 , Supplementary – RM 150

Both are 1st year FREE, subsequent year subject to 12 times transaction/year

FREE

RM 80,000

RM 1 = 1 points

2% rebate on ING Life Annual Premium Transactions

0.5% rebate on all retail transactions

1% renewal bonus of total annual spending with condition of at least 36 times transaction per annum.

Swipe your cards for at least 36 times/year and you will get 1% rebate of your total annual spending, up to RM 50 (Principle) and RM 25 (Supplementary), meanwhile :

Principle – RM 5,000 annual spending with at least 36 times transactions , Supplementary – RM 2,500 annual spending with at least 36 times transactions

Principle – RM 300 , Supplementary – RM 150

Both are 1st year FREE, subsequent year subject to 36 times transaction/year

FREE

RM 80,000

RM 1 = 1 points

1% renewal bonus of total annual spending with condition of at least 36 times transaction per annum.

Swipe your cards for at least 36 times/year and you will get 1% rebate of your total annual spending, up to RM 50 (Principle) and RM 25 (Supplementary), meanwhile :

Principle – RM 5,000 annual spending with at least 36 times transactions , Supplementary – RM 2,500 annual spending with at least 36 times transactions

Principle – RM 300 , Supplementary – RM 150

Both are 1st year FREE, subsequent year subject to 12 times transaction/year

FREE

RM 80,000

RM 1 = 1 points

3% rebate when you spend less than RM 1,500 at Pacific

6% rebate when you spend above RM 1,500 at Pacific

0.5% rebate on all other transactions

1% renewal bonus of total annual spending with condition of at least 36 times transaction per annum.

Swipe your cards for at least 36 times/year and you will get 1% rebate of your total annual spending, up to RM 50 (Principle) and RM 25 (Supplementary), meanwhile :

Principle – RM 5,000 annual spending with at least 36 times transactions , Supplementary – RM 2,500 annual spending with at least 36 times transactions

Principle – RM 300 , Supplementary – RM 150

Both are 1st year FREE, subsequent year subject to 12 times transaction/year

FREE

RM 80,000

RM 1 = 1 points

3% rebate when you spend less than RM 1,500 at The Store

6% rebate when you spend above RM 1,500 at The Store

0.5% rebate on all other transactions

1% renewal bonus of total annual spending with condition of at least 36 times transaction per annum.

Swipe your cards for at least 36 times/year and you will get 1% rebate of your total annual spending, up to RM 50 (Principle) and RM 25 (Supplementary), meanwhile :

Principle – RM 5,000 annual spending with at least 36 times transactions , Supplementary – RM 2,500 annual spending with at least 36 times transactions

Principle – RM 400 , Supplementary – RM 200 (1st card Free)

FREE

Unknown

RM 1 = 2 point

RM 10,000 – RM 25,000 = 0.2%

RM 25,001 – RM 50,000 = 0.5%

Above RM 50,000 = 2%

Principle – 7,000 points, Supplementary – 3,500 points (member before 2008)

Principle – 12,000 points, Supplementary – 6,000 points (member since 2008)

Principle – RM 400 (Free if use 2 times per month for 12 months or minimum usage of RM 15,000 annually), Supplementary – RM 200

FREE

RM 60,000

N/A

Principle – 7,000 points, Supplementary – 3,500 points (member before 2008)

Principle – 12,000 points, Supplementary – 6,000 points (member since 2008)

Principle – RM 450 (2 years waiver) , Supplementary – RM 275

Off-set by BonusLink point = Principle – 15,000 points , Supplementary – 2,500 points

FREE

RM 80,000

RM 1 = ? BonusLink points

Principle – 2,500 points, Supplementary – 1,250 points

Principle – RM 450 (2 years waiver) , Supplementary – RM 275

Off-set by BonusLink point = Principle – 15,000 points , Supplementary – 2,500 points

FREE

RM 60,000

RM 10 = 3 BonusLink points

Principle – 2,500 points, Supplementary – 1,250 points

Principle – RM 550 , Supplementary – RM 150

FREE

RM 120,000

RM 1 = 1 point

Principle – 10,000 points, Supplementary – 5,000 points

Principle – RM 600 , Supplementary – RM 150

Unknown

By invitation only.

0.5% rebate

You must pay the service tax!

Principle – RM 138 , Supplementary – RM 38

Unknown

RM 100,000

Great Eastern Insurance Rebate(via Great Eastern Easi-Pay Service only)
3% rebate, up to Max RM 450

You must pay the service tax!

Principle – RM 333 , Supplementary – RM 150

Both 1st year are waived. Subsequent year subject to minimum 12 swipes per year with minimum 1 retail transaction/month.

Free

RM 25,000

Up to RM 5,000 – RM 1 = 1 point

Up to RM 10,000 – RM 1 = 1.5 points

Up to RM 30,000 – RM 1 = 2 points

Up to RM 60,000 – RM 1 = 2.5 points

Up to RM 100,000 – RM 1 = 3 points

Above RM 100,000 – RM 1 = 5 points

Principle – 10,000 points , Supplementary – 5,000 points.

Principle – RM 500 , Supplementary – RM 200 (1st year waived)

Free

RM 60,000

RM 1 = 1 point

Principle – 10,000 points , Supplementary – 5,000 points

Principle – RM 250 , Supplementary – RM 135

RM 100 (waived)

RM 60,000

RM 1 = 1 point (Malaysia)

RM 1 = 3 points (Oversea)

Principle – 10,000 points , Supplementary – 5,000 points

Principle – Free , Supplementary – Free

Both Free for life with no condition

Free

RM 70,000

RM 1 = 1 point

Principle – 10,000 points , Supplementary – 5,000 points

Principle – RM 388 , Supplementary – RM 30

Both Free if spend at least RM 3,000 + swip 12 transaction/year with at least 1 transaction/month for 12 months each.

Free

RM 48,000

Unknown % rebate at participating SMART$ merchants.

RM 1 = 1 point (Malaysia)

RM 1 = 2 points (Oversea)

Principle – 10,000 points , Supplementary – 5,000 points

Principle – RM 388 , Supplementary – RM 30

Both Free if spend at least RM 3,000 + swip 12 transaction/year with at least 1 transaction/month for 12 months each.

Free

RM 70,000

Unknown % rebate at participating SMART$ merchants.

RM 1 = 1 point (Malaysia)

RM 1 = 2 points (Oversea)

Principle – 10,000 points , Supplementary – 5,000 points