Cobrand Cards
Cobrand Master Card
Cobrand MasterCard is the company co-operator with bank or credit card issuer to offer the credit card along their company brand name.
Basically Cobrand Master Card can be divided into the following status, however, majority of the cobrand card offer only 1 status which is standard card.
Standard MasterCard Card
Enjoy payment flexibility, unsurpassed acceptance, MasterCard® Global ServiceTM,24-hour instant ATM cash access, 24-hour help in over 30 languages and more.
Gold MasterCard Card
Move up to Gold for even more purchasing power and benefits, including higher spending limits.
Platinum MasterCard Card
Get the ultimate in purchasing power and benefits. Enjoy even higher spending limits, plus all the benefits of the Gold and Standard Cards.
World MasterCard Card
The card that helps you create all the unique experiences in life.
Service Tax Chargeable When Credit Cards and Charge Cards are Issued or Renewed
All Cobrand Master Credit Cards
AFFIN Bank BHPetrol Touch & Fuel MasterCard
| Annual Fee
Principle & Supplementary – Unknown 1st year waived, subsequent year FRRR with at least RM 2,400 spending/year |
Joining Fee
Unknown |
| Annual Income
RM 24,000 |
Rebate
RM 100 – RM 1,500 = 0.4% Above RM 1,500 = 0.8% |
| Off-Set Service Tax
No off-set, you must pay the Service Tax! |
|
http://www.rmvalues.com/blog/2010/01/26/affin-bank-master-cobrand-credit-cards/
AFFIN Bank Touch ‘n Go Master Classic
| Annual Fee
Principle – RM 50 , Supplementary – RM 35 |
Joining Fee
Unknown |
| Annual Income
RM 18,000 |
Rebate
RM 100 – RM 1,500 = 0.4% Above RM 1,500 = 0.8% |
| Off-Set Service Tax
No off-set, you must pay the Service Tax! |
|
http://www.rmvalues.com/blog/2010/01/26/affin-bank-master-cobrand-credit-cards/
AFFIN Bank Touch ‘n Go Master Gold
| Annual Fee
Principle – RM 150 , Supplementary – RM 75 |
Joining Fee
Unknown |
| Annual Income
RM 36,000 |
Rebate
RM 100 – RM 1,500 = 0.4% Above RM 1,500 = 0.8% |
| Off-Set Service Tax
No off-set, you must pay the Service Tax! |
|
http://www.rmvalues.com/blog/2010/01/26/affin-bank-master-cobrand-credit-cards/
Alliance Bank Tiger FC Master Credit Card
| Annual Fee
Principle & Supplementary – FREE Free for life – No condition |
Joining Fee
Free |
| Annual Income
RM 18,000 |
Reward
RM 1 = 2 PointsNever expired |
| Off-Set Service Tax
Principle - 10,000 points , Supplementary - 5,000 points |
|
http://www.rmvalues.com/blog/2010/01/29/alliance-bank-master-cobrand-credit-cards/
Alliance Bank CPA Australia Master Gold Card
| Annual Fee
Principle – Unknown , Supplementary – Unknown Annual Fee Waiver (with condition must swipe at least 2 times within 30 days of approval) |
Joining Fee
FREE |
| Annual Income
RM 18,000 |
Reward Point
RM 1 = 1 points (Never expired) |
| Off-Set Service Tax
Principle - 10,000 points , Supplementary - 5,000 points |
|
http://www.rmvalues.com/blog/2010/01/29/alliance-bank-master-cobrand-credit-cards/
Alliance Bank Chinese Independent Schools (CIS) Master Gold Card
| Annual Fee
Principle – RM 148 , Supplementary – RM 30 Annual Fee Waiver (spend RM5,000 p.a or just swipe 12 |
Joining Fee
FREE |
| Annual Income
RM 18,000 |
Reward Point
RM 1 = 1 points (Never expired) |
| Off-Set Service Tax
Principle - 10,000 points , Supplementary - 5,000 points |
|
http://www.rmvalues.com/blog/2010/01/29/alliance-bank-master-cobrand-credit-cards/
AmBank RealRewards MasterCard
| Annual Fee
Principle – RM 90 , Supplementary – RM 45 (1st card FREE) FREE-for-Life for Principal & Supplementary with no transaction condition |
Joining Fee
Unknown |
| Annual Income
RM 18,000 |
Reward Point
RM 1 = 1 point AmBonus(valid for 3 years) RM 1 = 2 points AmBonus at selected merchant (valid for 3 years) RM 1 = 1 point RealRewards RM 1 = 2 points RealRewards on your birthday month at RealRewards merchant Extra 20% RealRewards points for a minimum cumulative spending of RM500 and above quarterly at any participating RealRewards merchants. |
| Off-Set Service Tax
Principle - 10,000 points , Supplementary - 5,000 points |
|
http://www.rmvalues.com/blog/2010/01/31/ambank-cobrand-master-credit-card/
MBSB-Bank Islam Credit Card
| Annual Fee
Principle – RM 60 (Free with minimum of 12 transactions per annum.), Supplementary – RM 30 |
Joining Fee
FREE |
| Annual Income
RM 18,000 |
Rebate/Reward
N/A |
| Off-Set Service Tax
Principle - Unknown , Supplementary - Unknown |
|
http://www.rmvalues.com/blog/2010/02/02/bank-islam-master-credit-cards/
CIMB Enrich Master Gold
| Annual Fee
Principle – RM 168 (1st year waived, subsequent year based on usage), Supplementary – Nil Less than RM 25,000 = No waiver RM 25,000 – RM 49,999 = 50% Above RM 50,000 = 100% waive |
Joining Fee
FREE |
| Annual Income
RM 50,000 |
Reward
RM 6 = 1.5 Enrich point (Malaysia) RM 4 = 2 Enrich points (Oversea) |
| Off-Set Service Tax
Principle – 10,000 points(RM 50) or 7,500 (RM 37.50) ; Supplementary – 5,000 points |
|
http://www.rmvalues.com/blog/2010/02/10/cimb-bank-cobrand-enrich-master-credit-cards/
CIMB Enrich Master Platinum
| Annual Fee
Principle – RM 388 (1st year waived, subsequent year based on usage), Supplementary – Nil Less than RM 50,000 = No waiver RM 50,000 – RM 99,999 = 50% Above RM 100,000 = 100% waive |
Joining Fee
FREE |
| Annual Income
RM 100,000 |
Reward
RM 6 = 1.5 Enrich point (Malaysia) RM 4 = 2 Enrich points (Oversea) |
| Off-Set Service Tax
Principle – 10,000 points(RM 50) or 7,500 (RM 37.50) ; Supplementary – 5,000 points |
|
http://www.rmvalues.com/blog/2010/02/10/cimb-bank-cobrand-enrich-master-credit-cards/
CIMB Enrich Master World
| Annual Fee
Principle – RM 888 (1st year waived, subsequent year based on usage), Supplementary – Free for life without condition (up to 3 cards) Less than RM 250,000 = No waiver RM 250,000 – RM 500,000 = 50% Above RM 500,000 = 100% waive |
Joining Fee
FREE |
| Annual Income
By invitation only |
Reward
RM 6 = 1.5 Enrich point (Malaysia) RM 4 = 2 Enrich points (Oversea) |
| Off-Set Service Tax
Principle – 10,000 points(RM 50) or 7,500 (RM 37.50) ; Supplementary – 5,000 points |
|
http://www.rmvalues.com/blog/2010/02/10/cimb-bank-cobrand-enrich-master-credit-cards/
CIMB Petronas Master Classic
| Annual Fee
Principle – Free for life without condition, Supplementary – RM 35 (1st year waiver) |
Joining Fee
FREE |
| Annual Income
RM 18,000 |
Rebate
2% rebate in Petronas service station (Max RM 50 rebate) 0.5% rebate for all other retail transactions. |
| Off-Set Service Tax
Principle – 10,000 points(RM 50) or 7,500 (RM 37.50) ; Supplementary – 5,000 points |
|
http://www.rmvalues.com/blog/2010/02/11/cimb-bank-cobrand-petronas-master-credit-cards/
CIMB Petronas Master Gold
| Annual Fee
Principle – Free for life without condition, Supplementary – RM 70 (1st year waiver) |
Joining Fee
FREE |
| Annual Income
RM 30,000 |
Rebate
2% rebate in Petronas service station (Max RM 50 rebate) 0.5% rebate for all other retail transactions. |
| Off-Set Service Tax
Principle – 10,000 points(RM 50) or 7,500 (RM 37.50) ; Supplementary – 5,000 points |
|
http://www.rmvalues.com/blog/2010/02/11/cimb-bank-cobrand-petronas-master-credit-cards/
CIMB Petronas Master Platinum
| Annual Fee
Principle – Free for life without condition, Supplementary – Free for life without condition |
Joining Fee
FREE |
| Annual Income
RM 80,000 |
Rebate
2% rebate in Petronas service station (Max RM 50 rebate) 0.5% rebate for all other retail transactions. |
| Off-Set Service Tax
Principle – 10,000 points(RM 50) or 7,500 (RM 37.50) ; Supplementary – 5,000 points |
|
http://www.rmvalues.com/blog/2010/02/11/cimb-bank-cobrand-petronas-master-credit-cards/
CIMB Islamic Petronas Master Gold
| Annual Fee
Principle – Free for life without condition, Supplementary – RM 70 |
Joining Fee
FREE |
| Annual Income
RM 18,000 |
Rebate
2% rebate – Petronas service stations (Max RM 50) 0.5% rebate – all other retail transactions |
| Off-Set Service Tax
Principle – 10,000 points (RM 50) or 7,500 (RM 37.50) or 5,000 points (RM 25) or 2,500 points (RM 12.50) Supplementary – 5,000 points (RM 25) or 2,500 points (RM 12.50) |
|
http://www.rmvalues.com/blog/2010/02/18/cimb-islamic-bank-cobrand-petronas-master-credit-card/
CitiBank Air Asia Master Silver
| Annual Fee
Principle – RM 70 (1st year free if use your card 3 times within 60 days.), Supplementary – FREE |
Joining Fee
Unknown |
| Annual Income
RM 18,000 |
Reward
RM 1 = 1 AA point (Carried forward balance less than RM 2,000) RM 1 = 2 AA points (Carried forward balance above RM 2,000) |
| Off-Set Service Tax
Principle – 13,000 points , Supplementary – 6,500 points |
|
http://www.rmvalues.com/blog/2010/02/25/citibank-cobrand-master-credit-card/
CitiBank Air Asia Master Gold
| Annual Fee
Principle – RM 180 (1st year free if use your card 3 times within 60 days.), Supplementary – FREE |
Joining Fee
Unknown |
| Annual Income
RM 18,000 |
Reward
RM 1 = 1 AA point (Carried forward balance less than RM 2,000) RM 1 = 2 AA points (Carried forward balance above RM 2,000) |
| Off-Set Service Tax
Principle – 13,000 points , Supplementary – 6,500 points |
|
http://www.rmvalues.com/blog/2010/02/25/citibank-cobrand-master-credit-card/
EON Bank MATTA Gold Master Card
| Annual Fee
Principle – RM 150 , Supplementary – RM 75 Both are 1st year FREE, subsequent year subject to 24 times transaction/year |
Joining Fee
FREE |
| Annual Income
RM 32,000 |
Reward/Rebate
RM 1 = 1 MATTA point 1% renewal bonus of total annual spending with condition of at least 36 times transaction per annum. |
| Off-Set Service Tax
Swipe your cards for at least 36 times/year and you will get 1% rebate of your total annual spending, up to RM 50 (Principle) and RM 25 (Supplementary), meanwhile : Principle – RM 5,000 annual spending with at least 36 times transactions , Supplementary – RM 2,500 annual spending with at least 36 times transactions |
|
http://www.rmvalues.com/blog/2010/02/27/eon-bank-cobrand-master-card-association/
EON Bank MATTA Platinum Master Card
| Annual Fee
Principle – RM 300 , Supplementary – RM 150 Both are 1st year FREE, subsequent year subject to 36 times transaction/year |
Joining Fee
FREE |
| Annual Income
RM 80,000 |
Reward/Rebate
RM 1 = 1 MATTA point 1% renewal bonus of total annual spending with condition of at least 36 times transaction per annum. |
| Off-Set Service Tax
Swipe your cards for at least 36 times/year and you will get 1% rebate of your total annual spending, up to RM 50 (Principle) and RM 25 (Supplementary), meanwhile : Principle – RM 5,000 annual spending with at least 36 times transactions , Supplementary – RM 2,500 annual spending with at least 36 times transactions |
|
http://www.rmvalues.com/blog/2010/02/27/eon-bank-cobrand-master-card-association/
EON Bank Audi Circle Platinum Master Card
| Annual Fee
Principle – RM 300 , Supplementary – RM 150 Both are 1st year FREE, subsequent year subject to 36 times transaction/year |
Joining Fee
FREE |
| Annual Income
RM 80,000 |
Reward/Rebate
RM 1 = 1 point 1% renewal bonus of total annual spending with condition of at least 36 times transaction per annum. |
| Off-Set Service Tax
Swipe your cards for at least 36 times/year and you will get 1% rebate of your total annual spending, up to RM 50 (Principle) and RM 25 (Supplementary), meanwhile : Principle – RM 5,000 annual spending with at least 36 times transactions , Supplementary – RM 2,500 annual spending with at least 36 times transactions |
|
http://www.rmvalues.com/blog/2010/02/28/eon-bank-cobrand-master-card-automobile/
EON Bank Ming Heng Gold Master Card
| Annual Fee
Principle – RM 150 , Supplementary – RM 75 Both are 1st year FREE, subsequent year subject to 24 times transaction/year |
Joining Fee
FREE |
| Annual Income
RM 32,000 |
Reward/Rebate
RM 1 = 1 point 1% renewal bonus of total annual spending with condition of at least 36 times transaction per annum. |
| Off-Set Service Tax
Swipe your cards for at least 36 times/year and you will get 1% rebate of your total annual spending, up to RM 50 (Principle) and RM 25 (Supplementary), meanwhile : Principle – RM 5,000 annual spending with at least 36 times transactions , Supplementary – RM 2,500 annual spending with at least 36 times transactions |
|
http://www.rmvalues.com/blog/2010/02/28/eon-bank-cobrand-master-card-automobile/
EON Bank Ming Heng Platinum Master Card
| Annual Fee
Principle – RM 300 , Supplementary – RM 150 Both are 1st year FREE, subsequent year subject to 36 times transaction/year |
Joining Fee
FREE |
| Annual Income
RM 60,000 |
Reward/Rebate
RM 1 = 1 point 1% renewal bonus of total annual spending with condition of at least 36 times transaction per annum. |
| Off-Set Service Tax
Swipe your cards for at least 36 times/year and you will get 1% rebate of your total annual spending, up to RM 50 (Principle) and RM 25 (Supplementary), meanwhile : Principle – RM 5,000 annual spending with at least 36 times transactions , Supplementary – RM 2,500 annual spending with at least 36 times transactions |
|
http://www.rmvalues.com/blog/2010/02/28/eon-bank-cobrand-master-card-automobile/
INGIAFAM-EON Bank Business Cash Back Gold
| Annual Fee
Principle – RM 150 , Supplementary – RM 75 Both are 1st year FREE, subsequent year subject to 12 times transaction/year |
Joining Fee
FREE |
| Annual Income
RM 32,000 |
Reward/Rebate
RM 1 = 1 points 2% rebate on ING Life Annual Premium Transactions 0.5% rebate on all retail transactions 1% renewal bonus of total annual spending with condition of at least 36 times transaction per annum. |
| Off-Set Service Tax
Swipe your cards for at least 36 times/year and you will get 1% rebate of your total annual spending, up to RM 50 (Principle) and RM 25 (Supplementary), meanwhile : Principle – RM 5,000 annual spending with at least 36 times transactions , Supplementary – RM 2,500 annual spending with at least 36 times transactions |
|
http://www.rmvalues.com/blog/2010/03/01/eon-bank-cobrand-master-card-insurance/
INGIAFAM-EON Bank Business Cash Back Platinum
| Annual Fee
Principle – RM 300 , Supplementary – RM 150 Both are 1st year FREE, subsequent year subject to 12 times transaction/year |
Joining Fee
FREE |
| Annual Income
RM 80,000 |
Reward/Rebate
RM 1 = 1 points 2% rebate on ING Life Annual Premium Transactions 0.5% rebate on all retail transactions 1% renewal bonus of total annual spending with condition of at least 36 times transaction per annum. |
| Off-Set Service Tax
Swipe your cards for at least 36 times/year and you will get 1% rebate of your total annual spending, up to RM 50 (Principle) and RM 25 (Supplementary), meanwhile : Principle – RM 5,000 annual spending with at least 36 times transactions , Supplementary – RM 2,500 annual spending with at least 36 times transactions |
|
http://www.rmvalues.com/blog/2010/03/01/eon-bank-cobrand-master-card-insurance/
Eon Bank Pavilion Master Gold
| Annual Fee
Principle – RM 150 , Supplementary – RM 75 Both are 1st year FREE, subsequent year subject to 24 times transaction/year |
Joining Fee
FREE |
| Annual Income
RM 32,000 |
Reward/Rebate
RM 1 = 1 points 1% renewal bonus of total annual spending with condition of at least 36 times transaction per annum. |
| Off-Set Service Tax
Swipe your cards for at least 36 times/year and you will get 1% rebate of your total annual spending, up to RM 50 (Principle) and RM 25 (Supplementary), meanwhile : Principle – RM 5,000 annual spending with at least 36 times transactions , Supplementary – RM 2,500 annual spending with at least 36 times transactions |
|
http://www.rmvalues.com/blog/2010/03/02/eon-bank-cobrand-master-card-shopping/
Eon Bank Pavilion Master Platinum
| Annual Fee
Principle – RM 300 , Supplementary – RM 150 Both are 1st year FREE, subsequent year subject to 36 times transaction/year |
Joining Fee
FREE |
| Annual Income
RM 80,000 |
Reward/Rebate
RM 1 = 1 points 1% renewal bonus of total annual spending with condition of at least 36 times transaction per annum. |
| Off-Set Service Tax
Swipe your cards for at least 36 times/year and you will get 1% rebate of your total annual spending, up to RM 50 (Principle) and RM 25 (Supplementary), meanwhile : Principle – RM 5,000 annual spending with at least 36 times transactions , Supplementary – RM 2,500 annual spending with at least 36 times transactions |
|
http://www.rmvalues.com/blog/2010/03/02/eon-bank-cobrand-master-card-shopping/
Eon Bank Pacific Master Gold
| Annual Fee
Principle – RM 150 , Supplementary – RM 75 Both are 1st year FREE, subsequent year subject to 12 times transaction/year |
Joining Fee
FREE |
| Annual Income
RM 32,000 |
Reward/Rebate
RM 1 = 1 points 3% rebate when you spend less than RM 1,500 at Pacific 6% rebate when you spend above RM 1,500 at Pacific 0.5% rebate on all other transactions 1% renewal bonus of total annual spending with condition of at least 36 times transaction per annum. |
| Off-Set Service Tax
Swipe your cards for at least 36 times/year and you will get 1% rebate of your total annual spending, up to RM 50 (Principle) and RM 25 (Supplementary), meanwhile : Principle – RM 5,000 annual spending with at least 36 times transactions , Supplementary – RM 2,500 annual spending with at least 36 times transactions |
|
http://www.rmvalues.com/blog/2010/03/02/eon-bank-cobrand-master-card-shopping/
Eon Bank Pacific Master Platinum
| Annual Fee
Principle – RM 300 , Supplementary – RM 150 Both are 1st year FREE, subsequent year subject to 12 times transaction/year |
Joining Fee
FREE |
| Annual Income
RM 80,000 |
Reward/Rebate
RM 1 = 1 points 3% rebate when you spend less than RM 1,500 at Pacific 6% rebate when you spend above RM 1,500 at Pacific 0.5% rebate on all other transactions 1% renewal bonus of total annual spending with condition of at least 36 times transaction per annum. |
| Off-Set Service Tax
Swipe your cards for at least 36 times/year and you will get 1% rebate of your total annual spending, up to RM 50 (Principle) and RM 25 (Supplementary), meanwhile : Principle – RM 5,000 annual spending with at least 36 times transactions , Supplementary – RM 2,500 annual spending with at least 36 times transactions |
|
http://www.rmvalues.com/blog/2010/03/02/eon-bank-cobrand-master-card-shopping/
Eon Bank The Store Master Gold
| Annual Fee
Principle – RM 150 , Supplementary – RM 75 Both are 1st year FREE, subsequent year subject to 12 times transaction/year |
Joining Fee
FREE |
| Annual Income
RM 32,000 |
Reward/Rebate
RM 1 = 1 points 3% rebate when you spend less than RM 1,500 at The Store 6% rebate when you spend above RM 1,500 at The Store 0.5% rebate on all other transactions 1% renewal bonus of total annual spending with condition of at least 36 times transaction per annum. |
| Off-Set Service Tax
Swipe your cards for at least 36 times/year and you will get 1% rebate of your total annual spending, up to RM 50 (Principle) and RM 25 (Supplementary), meanwhile : Principle – RM 5,000 annual spending with at least 36 times transactions , Supplementary – RM 2,500 annual spending with at least 36 times transactions |
|
http://www.rmvalues.com/blog/2010/03/02/eon-bank-cobrand-master-card-shopping/
Eon Bank The Store Master Platinum
| Annual Fee
Principle – RM 300 , Supplementary – RM 150 Both are 1st year FREE, subsequent year subject to 12 times transaction/year |
Joining Fee
FREE |
| Annual Income
RM 80,000 |
Reward/Rebate
RM 1 = 1 points 3% rebate when you spend less than RM 1,500 at The Store 6% rebate when you spend above RM 1,500 at The Store 0.5% rebate on all other transactions 1% renewal bonus of total annual spending with condition of at least 36 times transaction per annum. |
| Off-Set Service Tax
Swipe your cards for at least 36 times/year and you will get 1% rebate of your total annual spending, up to RM 50 (Principle) and RM 25 (Supplementary), meanwhile : Principle – RM 5,000 annual spending with at least 36 times transactions , Supplementary – RM 2,500 annual spending with at least 36 times transactions |
|
http://www.rmvalues.com/blog/2010/03/02/eon-bank-cobrand-master-card-shopping/
MBF Budimas Gold MasterCard
| Annual Fee
Principle – RM 225 (1 year waiver, subsequent year 50% waiver), Supplementary – RM 125 Off-set by BonusLink point = Principle – 10,000 points (we assume 5,000 points due to 50% waiver) , Supplementary – 2,000 points. |
Joining Fee
FREE |
| Annual Income
RM 18,000 |
Reward
RM 10 = 3 BonusLink points |
| Off-Set Service Tax
Principle – 2,500 points, Supplementary – 1,250 points |
|
http://www.rmvalues.com/blog/2010/03/30/mbf-cards-cobrand-mastercard/
MBF Poh Kong Gold MasterCard
| Annual Fee
Principle – RM 225 (2 years waiver), Supplementary – RM 125 Off-set by BonusLink point = Principle – 10,000 points , Supplementary – 2,000 points. |
Joining Fee
FREE |
| Annual Income
RM 42,000 |
Rebate/Reward
1% SmartRinggit of purchases at Poh Kong RM 10 = 3 BonusLink points |
| Off-Set Service Tax
Principle – 2,500 points, Supplementary – 1,250 points |
|
http://www.rmvalues.com/blog/2010/03/30/mbf-cards-cobrand-mastercard/
OCBC Great Eastern Cobrand Titanium MasterCard
| Annual Fee
Principle – RM 68 , Supplementary – RM 28 |
Joining Fee
Unknown |
| Annual Income
RM 36,000 |
Rebate Retail Rebate (up to RM 2,000/year) RM 1 – RM 6,000 = 0.5% RM 6,001 – RM 20,000 = 0.75% Above RM 20,000 = 2% Great Eastern Insurance Rebate(via Great Eastern Easi-Pay Service only) |
| Off-Set Service Tax
You must pay the service tax! |
|
http://www.rmvalues.com/blog/2010/03/11/ocbc-great-eastern-cobrand-master-credit-cards/
OCBC Great Eastern Cobrand Platinium MasterCard
| Annual Fee
Principle – RM 138 , Supplementary – RM 38 |
Joining Fee
Unknown |
| Annual Income
RM 100,000 |
Rebate Retail Rebate (up to RM 3,000/year) RM 1 – RM 6,000 = 0.5% RM 6,001 – RM 20,000 = 1% Above RM 20,000 = 3% Great Eastern Insurance Rebate(via Great Eastern Easi-Pay Service only) |
| Off-Set Service Tax
You must pay the service tax! |
|
http://www.rmvalues.com/blog/2010/03/11/ocbc-great-eastern-cobrand-master-credit-cards/
PB ING Credit MasterCard PayPass Card
| Annual Fee
Principle – RM 68 , Supplementary – RM 38 Both 1st year are waived. Subsequent year subject to minimum 12 swipes per year with minimum 1 retail transaction/month. |
Joining Fee
Free |
| Annual Income
RM 18,000 |
Rebate Retail Transaction Up to RM 3,000 = 0.3% Up to RM 10,000 = 0.5% Above RM 10,000 = 0.6% ING Insurance Transaction |
| Off-Set Service Tax
You must pay the service tax. |
|
http://www.rmvalues.com/blog/2010/03/13/public-bank-ing-cobrand-credit-card/
RHB PlusOne Master Card
| Annual Fee
Principle – RM 68 , Supplementary – RM 20 |
Joining Fee
Free |
| Annual Income
RM 18,000 |
Rebate
2% rebate at Senheng and SenQ 0.5% rebate for other retail purchases |
| Off-Set Service Tax
You must pay the service tax! |
|
http://www.rmvalues.com/blog/2010/03/17/rhb-plusone-credit-card/
Standard Chartered Amway Calssic Master Card
| Annual Fee
Principle – RM 90 , Supplementary – RM 50 |
Joining Fee
RM 20 (waived) |
| Annual Income
RM 18,000 |
Reward
RM 1 = 1 point |
| Off-Set Service Tax
Principle – 10,000 points , Supplementary – 5,000 points |
|
http://www.rmvalues.com/blog/2010/03/19/standard-chartered-amway-master-credit-cards/
Standard Chartered Amway Gold Master Card
| Annual Fee
Principle – RM 175 , Supplementary – RM 100 |
Joining Fee
RM 20 (waived) |
| Annual Income
RM 18,000 |
Reward
RM 1 = 1 point |
| Off-Set Service Tax
Principle – 10,000 points , Supplementary – 5,000 points |
|
http://www.rmvalues.com/blog/2010/03/19/standard-chartered-amway-master-credit-cards/
UOB CIMA Gold MasterCard
| Annual Fee
Principle – Free for life without condition , Supplementary – RM 30 administration fee/year |
Joining Fee
RM 100 (waived) |
| Annual Income
RM 24,000 |
Reward
RM 1 = 1 point (valid for 3 years) |
| Off-Set Service Tax
Principle – 10,000 points , Supplementary – 5,000 points |
|
http://www.rmvalues.com/blog/2010/03/23/uob-cima-cobrand-master-gold-card/
