Principle & Supplementary – Unknown

1st year waived, subsequent year FRRR with at least RM 2,400 spending/year

Unknown

RM 24,000

RM 100 – RM 1,500 = 0.4%

Above RM 1,500 = 0.8%

No off-set, you must pay the Service Tax!

Principle – RM 50 , Supplementary – RM 35

Unknown

RM 18,000

RM 100 – RM 1,500 = 0.4%

Above RM 1,500 = 0.8%

No off-set, you must pay the Service Tax!

Principle – RM 150 , Supplementary – RM 75

Unknown

RM 36,000

RM 100 – RM 1,500 = 0.4%

Above RM 1,500 = 0.8%

No off-set, you must pay the Service Tax!

Principle – RM 68 , Supplementary – RM 20

Annual Fee Waiver (spend a minimum of RM5,000 or swipe 12 times within a 12-month period)

FREE

RM 18,000

RM 0 – RM 200 = 0.5%

RM 201 – RM 350 = 0.6%

RM 351 – RM 650 = 0.8%

RM 651 – RM 1,000 = 1.20%

Above RM 1,000 = 0% (yes, no rebate)

RM 1 = 1 point (Never expired)

Principle - 10,000 points , Supplementary - 5,000 points

Principle – RM 148 , Supplementary – RM 30

Annual Fee Waiver (spend a minimum of RM5,000 or swipe 12 times within a 12-month period)

FREE

RM 36,000

RM 0 – RM 300 = 0.55%

RM 301 – RM 600 = 0.65%

RM 601 – RM 950 = 0.85%

RM 951 – RM 3,000 = 1.30%

Above RM 3,000 = 0% (yes, no rebate)

RM 1 = 1 point (Never expired)

Principle - 10,000 points , Supplementary - 5,000 points

Principle – RM 438 , Supplementary – FREE

Annual Fee Waiver (spend a minimum of RM5,000 or swipe 12 times within a 12-month period)

FREE

RM 80,000

RM 0 – RM 500 = 0.60%

RM 501 – RM 1,350 = 0.70%

RM 1,351 – RM 2,550 = 0.90%

RM 2,551 – RM 5,000 = 2%

Above RM 5,000 = 0% (yes, no rebate)

RM 1 = 1 point – Malaysia (Never expired)

RM 1 = 2 points – Oversea (Never expired)

Principle - 10,000 points , Supplementary - 5,000 points

Principle – Unknown , Supplementary – Unknown

Annual Fee Waiver (swipe 12 times within a 12-month period)

RM 38

RM 18,000

RM 0 – RM 500 = 0.5%

RM 501 – RM 1,350 = 0.7%

RM 1,351 – RM 2,550 = 0.9%

RM 2,551 – RM 5,000 = 2%

Above RM 5,000 = 0% (yes, no rebate)

RM 1 = 1 point

Principle - 10,000 points , Supplementary - 5,000 points

Principle – FREE, Supplementary – FREE

Unknown

RM 18,000

Profit Rebate (‘Tabung Umrah’/Holiday) – Unknown %

You must pay the service tax!

Principle – FREE, Supplementary – FREE

Unknown

RM 36,000

Profit Rebate (‘Tabung Umrah’/Holiday) – Unknown %

You must pay the service tax!

Principle – Free for life without condition, Supplementary – RM 35 (1st year waiver)

FREE

RM 18,000

2% rebate in Petronas service station (Max RM 50 rebate)

0.5% rebate for all other retail transactions.

Principle – 10,000 points(RM 50) or 7,500 (RM 37.50) ; Supplementary – 5,000 points

Principle – Free for life without condition, Supplementary – RM 70 (1st year waiver)

FREE

RM 30,000

2% rebate in Petronas service station (Max RM 50 rebate)

0.5% rebate for all other retail transactions.

Principle – 10,000 points(RM 50) or 7,500 (RM 37.50) ; Supplementary – 5,000 points

Principle – Free for life without condition, Supplementary – Free for life without condition

FREE

RM 80,000

2% rebate in Petronas service station (Max RM 50 rebate)

0.5% rebate for all other retail transactions.

Principle – 10,000 points(RM 50) or 7,500 (RM 37.50) ; Supplementary – 5,000 points

Principle – Free for life without condition, Supplementary – RM 70

FREE

RM 18,000

2% rebate – Petronas service stations (Max RM 50)

0.5% rebate – all other retail transactions

Principle – 10,000 points (RM 50) or 7,500 (RM 37.50) or 5,000 points (RM 25) or 2,500 points (RM 12.50)

Supplementary – 5,000 points (RM 25) or 2,500 points (RM 12.50)

Principle – RM 75 , Supplementary – RM 50

Both are 1st year FREE, subsequent year subject to 12 times transaction/year

FREE

RM 18,000

RM 1 = 1 point

1% renewal bonus of total annual spending with condition of at least 36 times transaction per annum.

Swipe your cards for at least 36 times/year and you will get 1% rebate of your total annual spending, up to RM 50 (Principle) and RM 25 (Supplementary), meanwhile :

Principle – RM 5,000 annual spending with at least 36 times transactions , Supplementary – RM 2,500 annual spending with at least 36 times transactions

Principle – RM 150 , Supplementary – RM 75

Both are 1st year FREE, subsequent year subject to 24 times transaction/year

FREE

RM 32,000

RM 1 = 1 point

1% renewal bonus of total annual spending with condition of at least 36 times transaction per annum.

Swipe your cards for at least 36 times/year and you will get 1% rebate of your total annual spending, up to RM 50 (Principle) and RM 25 (Supplementary), meanwhile :

Principle – RM 5,000 annual spending with at least 36 times transactions , Supplementary – RM 2,500 annual spending with at least 36 times transactions

Principle – RM 300 , Supplementary – RM 150

Both are 1st year FREE, subsequent year subject to 36 times transaction/year

FREE

RM 80,000

RM 1 = 1 point

1% renewal bonus of total annual spending with condition of at least 36 times transaction per annum.

Swipe your cards for at least 36 times/year and you will get 1% rebate of your total annual spending, up to RM 50 (Principle) and RM 25 (Supplementary), meanwhile :

Principle – RM 5,000 annual spending with at least 36 times transactions , Supplementary – RM 2,500 annual spending with at least 36 times transactions

Principle – RM 150 , Supplementary – RM 75

Both are 1st year FREE, subsequent year subject to 24 times transaction/year

FREE

RM 32,000

RM 1 = 1 MATTA point

1% renewal bonus of total annual spending with condition of at least 36 times transaction per annum.

Swipe your cards for at least 36 times/year and you will get 1% rebate of your total annual spending, up to RM 50 (Principle) and RM 25 (Supplementary), meanwhile :

Principle – RM 5,000 annual spending with at least 36 times transactions , Supplementary – RM 2,500 annual spending with at least 36 times transactions

Principle – RM 300 , Supplementary – RM 150

Both are 1st year FREE, subsequent year subject to 36 times transaction/year

FREE

RM 80,000

RM 1 = 1 MATTA point

1% renewal bonus of total annual spending with condition of at least 36 times transaction per annum.

Swipe your cards for at least 36 times/year and you will get 1% rebate of your total annual spending, up to RM 50 (Principle) and RM 25 (Supplementary), meanwhile :

Principle – RM 5,000 annual spending with at least 36 times transactions , Supplementary – RM 2,500 annual spending with at least 36 times transactions

Principle – RM 300 , Supplementary – RM 150

Both are 1st year FREE, subsequent year subject to 36 times transaction/year

FREE

RM 80,000

RM 1 = 1 point

1% renewal bonus of total annual spending with condition of at least 36 times transaction per annum.

Swipe your cards for at least 36 times/year and you will get 1% rebate of your total annual spending, up to RM 50 (Principle) and RM 25 (Supplementary), meanwhile :

Principle – RM 5,000 annual spending with at least 36 times transactions , Supplementary – RM 2,500 annual spending with at least 36 times transactions

Principle – RM 150 , Supplementary – RM 75

Both are 1st year FREE, subsequent year subject to 24 times transaction/year

FREE

RM 32,000

RM 1 = 1 point

1% renewal bonus of total annual spending with condition of at least 36 times transaction per annum.

Swipe your cards for at least 36 times/year and you will get 1% rebate of your total annual spending, up to RM 50 (Principle) and RM 25 (Supplementary), meanwhile :

Principle – RM 5,000 annual spending with at least 36 times transactions , Supplementary – RM 2,500 annual spending with at least 36 times transactions

Principle – RM 300 , Supplementary – RM 150

Both are 1st year FREE, subsequent year subject to 36 times transaction/year

FREE

RM 60,000

RM 1 = 1 point

1% renewal bonus of total annual spending with condition of at least 36 times transaction per annum.

Swipe your cards for at least 36 times/year and you will get 1% rebate of your total annual spending, up to RM 50 (Principle) and RM 25 (Supplementary), meanwhile :

Principle – RM 5,000 annual spending with at least 36 times transactions , Supplementary – RM 2,500 annual spending with at least 36 times transactions

Principle – RM 150 , Supplementary – RM 75

Both are 1st year FREE, subsequent year subject to 12 times transaction/year

FREE

RM 32,000

RM 1 = 1 points

2% rebate on ING Life Annual Premium Transactions

0.5% rebate on all retail transactions

1% renewal bonus of total annual spending with condition of at least 36 times transaction per annum.

Swipe your cards for at least 36 times/year and you will get 1% rebate of your total annual spending, up to RM 50 (Principle) and RM 25 (Supplementary), meanwhile :

Principle – RM 5,000 annual spending with at least 36 times transactions , Supplementary – RM 2,500 annual spending with at least 36 times transactions

Principle – RM 300 , Supplementary – RM 150

Both are 1st year FREE, subsequent year subject to 12 times transaction/year

FREE

RM 80,000

RM 1 = 1 points

2% rebate on ING Life Annual Premium Transactions

0.5% rebate on all retail transactions

1% renewal bonus of total annual spending with condition of at least 36 times transaction per annum.

Swipe your cards for at least 36 times/year and you will get 1% rebate of your total annual spending, up to RM 50 (Principle) and RM 25 (Supplementary), meanwhile :

Principle – RM 5,000 annual spending with at least 36 times transactions , Supplementary – RM 2,500 annual spending with at least 36 times transactions

Principle – RM 150 , Supplementary – RM 75

Both are 1st year FREE, subsequent year subject to 24 times transaction/year

FREE

RM 32,000

RM 1 = 1 points

1% renewal bonus of total annual spending with condition of at least 36 times transaction per annum.

Swipe your cards for at least 36 times/year and you will get 1% rebate of your total annual spending, up to RM 50 (Principle) and RM 25 (Supplementary), meanwhile :

Principle – RM 5,000 annual spending with at least 36 times transactions , Supplementary – RM 2,500 annual spending with at least 36 times transactions

Principle – RM 300 , Supplementary – RM 150

Both are 1st year FREE, subsequent year subject to 36 times transaction/year

FREE

RM 80,000

RM 1 = 1 points

1% renewal bonus of total annual spending with condition of at least 36 times transaction per annum.

Swipe your cards for at least 36 times/year and you will get 1% rebate of your total annual spending, up to RM 50 (Principle) and RM 25 (Supplementary), meanwhile :

Principle – RM 5,000 annual spending with at least 36 times transactions , Supplementary – RM 2,500 annual spending with at least 36 times transactions

Principle – RM 150 , Supplementary – RM 75

Both are 1st year FREE, subsequent year subject to 12 times transaction/year

FREE

RM 32,000

RM 1 = 1 points

3% rebate when you spend less than RM 1,500 at Pacific

6% rebate when you spend above RM 1,500 at Pacific

0.5% rebate on all other transactions

1% renewal bonus of total annual spending with condition of at least 36 times transaction per annum.

Swipe your cards for at least 36 times/year and you will get 1% rebate of your total annual spending, up to RM 50 (Principle) and RM 25 (Supplementary), meanwhile :

Principle – RM 5,000 annual spending with at least 36 times transactions , Supplementary – RM 2,500 annual spending with at least 36 times transactions

Principle – RM 300 , Supplementary – RM 150

Both are 1st year FREE, subsequent year subject to 12 times transaction/year

FREE

RM 80,000

RM 1 = 1 points

3% rebate when you spend less than RM 1,500 at Pacific

6% rebate when you spend above RM 1,500 at Pacific

0.5% rebate on all other transactions

1% renewal bonus of total annual spending with condition of at least 36 times transaction per annum.

Swipe your cards for at least 36 times/year and you will get 1% rebate of your total annual spending, up to RM 50 (Principle) and RM 25 (Supplementary), meanwhile :

Principle – RM 5,000 annual spending with at least 36 times transactions , Supplementary – RM 2,500 annual spending with at least 36 times transactions

Principle – RM 150 , Supplementary – RM 75

Both are 1st year FREE, subsequent year subject to 12 times transaction/year

FREE

RM 32,000

RM 1 = 1 points

3% rebate when you spend less than RM 1,500 at The Store

6% rebate when you spend above RM 1,500 at The Store

0.5% rebate on all other transactions

1% renewal bonus of total annual spending with condition of at least 36 times transaction per annum.

Swipe your cards for at least 36 times/year and you will get 1% rebate of your total annual spending, up to RM 50 (Principle) and RM 25 (Supplementary), meanwhile :

Principle – RM 5,000 annual spending with at least 36 times transactions , Supplementary – RM 2,500 annual spending with at least 36 times transactions

Principle – RM 300 , Supplementary – RM 150

Both are 1st year FREE, subsequent year subject to 12 times transaction/year

FREE

RM 80,000

RM 1 = 1 points

3% rebate when you spend less than RM 1,500 at The Store

6% rebate when you spend above RM 1,500 at The Store

0.5% rebate on all other transactions

1% renewal bonus of total annual spending with condition of at least 36 times transaction per annum.

Swipe your cards for at least 36 times/year and you will get 1% rebate of your total annual spending, up to RM 50 (Principle) and RM 25 (Supplementary), meanwhile :

Principle – RM 5,000 annual spending with at least 36 times transactions , Supplementary – RM 2,500 annual spending with at least 36 times transactions

Principle – RM 400 , Supplementary – RM 200 (1st card Free)

FREE

Unknown

RM 1 = 2 point

RM 10,000 – RM 25,000 = 0.2%

RM 25,001 – RM 50,000 = 0.5%

Above RM 50,000 = 2%

Principle – 7,000 points, Supplementary – 3,500 points (member before 2008)

Principle – 12,000 points, Supplementary – 6,000 points (member since 2008)

Principle – RM 225 (2 years waiver), Supplementary – RM 125

Off-set by BonusLink point = Principle – 10,000 points , Supplementary – 2,000 points.

FREE

RM 42,000

1% SmartRinggit of purchases at Poh Kong

RM 10 = 3 BonusLink points

Principle – 2,500 points, Supplementary – 1,250 points

Principle – RM 250 (Waived if usage over RM 6,000/year) , Supplementary – RM 100

Unknown

RM 36,000

0.3% rebate

You must pay the service tax!

Principle – RM 600 , Supplementary – RM 150

Unknown

By invitation only.

0.5% rebate

You must pay the service tax!

Principle – RM 68 , Supplementary – RM 28

Unknown

RM 36,000

Great Eastern Insurance Rebate(via Great Eastern Easi-Pay Service only)
2% rebate, up to Max RM 120

You must pay the service tax!

Principle – RM 138 , Supplementary – RM 38

Unknown

RM 100,000

Great Eastern Insurance Rebate(via Great Eastern Easi-Pay Service only)
3% rebate, up to Max RM 450

You must pay the service tax!

Principle – RM 75 , Supplementary – RM 45

Both 1st year are waived. Subsequent year subject to minimum 12 swipes per year with minimum 1 retail transaction/month.

FREE

RM 18,000

Up to RM 3,000 = 0.3%

Up to RM 10,000 = 0.5%

Above RM 10,000 = 0.6%

You must pay the service tax.

Principle – RM 150 , Supplementary – RM 100

Both 1st year are waived. Subsequent year subject to minimum 12 swipes per year with minimum 1 retail transaction/month.

RM 100 (Waived)

RM 25,000

Up to RM 3,000 = 0.3%

Up to RM 10,000 = 0.5%

Up to RM 30,000 = 0.6%

Above RM 30,000 = 0.7%

You must pay the service tax.

Principle – RM 68 , Supplementary – RM 38

Both 1st year are waived. Subsequent year subject to minimum 12 swipes per year with minimum 1 retail transaction/month.

Free

RM 18,000

ING Insurance Transaction
2% rebate (up to RM 2,000/year)

You must pay the service tax.

Principle – RM 70 , Supplementary – RM 40

Free

RM 18,000

RM 1 = 1 Air Miles Point (valid for 2 years)

20% of monthly total spending (only for transaction made on Weekdays), max RM 60/month.

Principle – 10,000 points , Supplementary – 5,000 points

Principle – RM 68 , Supplementary – RM 20

Free

RM 18,000

2% rebate at Senheng and SenQ

0.5% rebate for other retail purchases

You must pay the service tax!

Principle – RM 68 , Supplementary – RM 30

Both Free if swip 12 transaction/year with at least 1 transaction/month for 12 months each.

Free

RM 18,000

Unknown % rebate at participating SMART$ merchants.

RM 1 = 1 point

Principle – 10,000 points , Supplementary – 5,000 points

Principle – RM 388 , Supplementary – RM 30

Both Free if spend at least RM 3,000 + swip 12 transaction/year with at least 1 transaction/month for 12 months each.

Free

RM 48,000

Unknown % rebate at participating SMART$ merchants.

RM 1 = 1 point (Malaysia)

RM 1 = 2 points (Oversea)

Principle – 10,000 points , Supplementary – 5,000 points

Principle – RM 388 , Supplementary – RM 30

Both Free if spend at least RM 3,000 + swip 12 transaction/year with at least 1 transaction/month for 12 months each.

Free

RM 70,000

Unknown % rebate at participating SMART$ merchants.

RM 1 = 1 point (Malaysia)

RM 1 = 2 points (Oversea)

Principle – 10,000 points , Supplementary – 5,000 points