American Express

American Express Gold Credit Card

Annual Fee

Principle – Free , Supplementary – Free

Both Free for life without condition

Joining Fee

Unknown

Annual Income

RM 36,000 (Graduates RM 30,000)

Reward

RM 1 = 2 points

RM 1 = 5 points (groceries, petrol, Cathay Cineplexes, bookstores – Kinokuniya, Borders, Times and MPH – and telco charges via Express Autopay – Celcom, Digi, Maxis and Telekom.)

Off-Set Service Tax

Principle – 10,000 points, Supplementary – 5,000 points

http://www.rmvalues.com/blog/2010/01/15/maybank-american-express-credit-cards/


American Express Platinum Credit Card

Annual Fee

Principle – RM 800 (1st year waiver) , Supplementary – RM 550 (Free for 1st 2 cards)

Joining Fee

Unknown

Annual Income

RM 60,000

Reward

RM 1 = 2 points

Off-Set Service Tax

Principle – 10,000 points, Supplementary – 5,000 points

http://www.rmvalues.com/blog/2010/01/15/maybank-american-express-credit-cards/


Hong Leong Bank American Express Classic

Annual Fee

Principle – RM 80 , Supplementary – RM 40

Joining Fee

FREE

Annual Income

RM 18,000

Reward

RM 1 = 1 point (valid for 3 years)

Off-Set Service Tax

Principle – 7,000 points, Supplementary – 3,500 points (member before 2008)

Principle – 12,000 points, Supplementary – 6,000 points (member since 2008)

http://www.rmvalues.com/blog/2010/01/13/hong-leong-bank-amex/


Hong Leong Bank American Express Gold

Annual Fee

Principle – RM 160 , Supplementary – RM 80

Joining Fee

FREE

Annual Income

RM 36,000

Reward

RM 1 = 1 point (valid for 3 years)

Off-Set Service Tax

Principle – 7,000 points, Supplementary – 3,500 points (member before 2008)

Principle – 12,000 points, Supplementary – 6,000 points (member since 2008)

http://www.rmvalues.com/blog/2010/01/13/hong-leong-bank-amex/


Hong Leong Bank American Express Platinum

Annual Fee

Principle – RM 800 , Supplementary – RM 400

Joining Fee

FREE

Annual Income

Unknown

Reward

RM 1 = 1 point (Malaysia) (valid for 3 years)

RM 1 = 2 points (Oversea) (valid for 3 years)

Off-Set Service Tax

Principle – 7,000 points, Supplementary – 3,500 points (member before 2008)

Principle – 12,000 points, Supplementary – 6,000 points (member since 2008)

http://www.rmvalues.com/blog/2010/01/13/hong-leong-bank-amex/


Maybankard American Express Classic Credit Card

Annual Fee

Principle – RM 60 , Supplementary – RM 30

Joining Fee

Unknown

Annual Income

RM 30,000

Reward

RM 1 = ? points

Off-Set Service Tax

Principle – 10,000 points, Supplementary – 5,000 points

http://www.rmvalues.com/blog/2010/01/15/maybank-american-express-credit-cards/


Maybankard American Express Gold Credit Card

Annual Fee

Principle – RM 130 , Supplementary – RM 65

Joining Fee

RM 150

Annual Income

RM 36,000

Reward

RM 1 = ? points

Off-Set Service Tax

Principle – 10,000 points, Supplementary – 5,000 points

http://www.rmvalues.com/blog/2010/01/15/maybank-american-express-credit-cards/


Maybank Islamic Ikhwan American Express Gold Credit Card

Annual Fee

Principle – Free without condition , Supplementary – RM ?

Joining Fee

Unknown

Annual Income

RM 30,000

Reward

RM 1 = 5 points on petrol spend

RM 1 = 2 points on other transactions

Off-Set Service Tax

Principle – 10,000 points, Supplementary – 5,000 points

http://www.rmvalues.com/blog/2010/01/15/maybank-american-express-credit-cards/


Maybank Islamic Ikhwan American Express Platinum Credit Card

Annual Fee

Principle – Free without condition , Supplementary – RM ?

Joining Fee

Unknown

Annual Income

RM 100,000

Reward

RM 1 = 5 points on petrol spend

RM 1 = 2 points on other transactions

Off-Set Service Tax

Principle – 10,000 points, Supplementary – 5,000 points

http://www.rmvalues.com/blog/2010/01/15/maybank-american-express-credit-cards/