AmBank MasterCard Classic
Benefit
- 1 AmBonus Point for every RM1 you spend (Valid for 3 years only)
- 2x AmBonus Points at selected merchants (Valid for 3 years only)
Annual Income – RM 18,000
Annual Fee – Principle RM 75 (2 year waived), Supplementary (1st 3 cards are Free)
AmBank MasterCard Gold
Benefit
- 1 AmBonus Point for every RM1 you spend (Valid for 3 years only)
- 2x AmBonus Points at selected merchants (Valid for 3 years only)
- AmProtector Insurance
- Travel Insurance
Annual Income – RM 42,000 RM 24,000
Annual Fee – Principle RM 150 (2 year waived), Supplementary (1st 3 cards are Free)
AmBank MasterCard Platinum
Benefit
- Platinum Priority Line (Customer Service)
- 1 AmBonus Point for every RM1 you spend (Valid for 3 years only)
- Automatic travel insurance cover of up to RM1 million for you and your family when you charge your travel tickets to your card
- Pre-qualified for Overdraft facility (minimum RM10,000)
- Up to RM1,000,000 Travel Insurance coverage for you and your family members
- Pre-qualified for Housing Loan facility of up to RM500,000 with an option of up to 50% of the limit as Overdraft
- Pre-qualified for Hire Purchase facility of up to RM200,000
- Admittance to a whole realm of private Wealth Management services on a lower entry threshold.
- Free monthly statement reprinting upon request
- Platinum concierge services
- Enjoy FREE companion travel when you fly First or Business Class on partner airlines
- Enjoy preferential service at some of the most spectacular golf courses
Annual Income – RM 90,000
Annual Fee – Principle RM 688 (Free for life with condition 12 transactions p.a. OR Card spend (retail/cash advance only) above RM12,000 p.a OR has a minimum monthly interest bearing outstanding balance of RM5,000.), Supplementary RM 188
Eligibility – Principle 21 years old, Supplementary 18 years old
| Joining Fee |
Unknown |
| Cash Advance Fee |
Minimum RM 50 or 5% |
| Minimum Monthly Repayment |
Minimum RM 50 or 5% |
| Over-limit Fee |
Minimum RM 50 or 2% of the amount above credit limit |
| Late Payment Charge |
Minimum RM 5 or 1%, capped on RM 50 |
| Interest Free Period |
20 days |
| Card Replacement Fee |
RM 50 |
| Conversion For Overseas Transactions |
MasterCard International conversion rate + 1% |
| Sales Draft Request |
RM 20 |
| Statement Request |
RM 20 (only for up to last 3 months, Free for Master Platinum Card holder) |
For more information, please visit http://www.ambg.com.my/
