The UOB Bank Lady’s Master Credit Cards is ONLY for female. You don’t even try to submit application if you’re guy, because we can tell you, 200% your application MUST be rejected. 
UOB Lady’s Mastercard Classic
Benefit
- Earn SMART$ Cash Rebates at participating SMART$ merchants.
- RM 1 = 1 UNIRinggit Reward Point
- Personalised Travel Services with UOB Travel Planner
Annual Income – RM 18,000
Annual Fee – Principle RM 68 (Free if swip 12 transaction/year with at least 1 transaction/month for 12 months), Supplementary RM 30 (Free if swip 12 transaction/year with at least 1 transaction/month for 12 months)
UOB Lady’s Mastercard Platinum
Benefit
- Earn SMART$ Cash Rebates at participating SMART$ merchants.
- RM 1 = 1 UNIRinggit Reward Point (within Malaysia)
- Personalised Travel Services with UOB Travel Planner
- RM 1 = 2 UNIRinggit Reward Point (oversea)
- Free travel accident coverage up to RM 2,000,000 when you charge your air ticket full by Lady’s card platinum
- Free up to a total of RM26,000 for travel inconvenience when you charge your air ticket full by Lady’s card platinum
Annual Income – RM 48,000
Annual Fee – Principle RM 388 (Free if spend at least RM 3,000 + swip 12 transaction/year with at least 1 transaction/month for 12 months), Supplementary RM 30 (Free if spend at least RM 3,000 + swip 12 transaction/year with at least 1 transaction/month for 12 months)
Eligibility – Principle 21 years old Lady, Supplementary 18 years old Lady
| Joining Fee | Free |
| Cash Advance Fee | Minimum RM 20 or 5% |
| Minimum Monthly Repayment | Minimum RM 50 or 5% |
| Over-limit Fee | Minimum RM 20 or 2%, capped on RM 50 |
| Late Payment Charge | Minimum RM 5 or 1%, capped on RM 50 |
| Interest Free Period | 20 days |
| Card Replacement Fee | RM 50 |
| Conversion For Overseas Transactions | Determined by MasterCard Worldwide + 1% Administrative Fee |
| Sales Draft Request | RM 5 original – RM 15 |
| Statement Request | by fax – RM 5 by mail – RM 6 |
For more information, please visit http://www1.uob.com.my/