Bank Rakyat
Bank Rakyat Classic and Gold Credit Card
Benefit
- No compounding element
- Free group Family Takaful Coverage and ‘Khairat Kematian’
- Umrah Point/Holiday Point
- Profit Rebate (‘Tabung Umrah’/Holiday)
- Zakat Payment
Syariah Concept – Tawarruq
Annual Income – RM 18,000 (Classic), RM 36,000 (Gold)
Annual Fee – WAIVED Annual Fee
Eligibility – Principle 21 years old, Supplementary 18 years old
| Joining Fee | Unknown |
| Cash Advance Fee | Minimum RM 30 (Bank Rakyat’s ATM) / RM 50 (Other banks include Oversea) or 3% |
| Minimum Monthly Repayment | Minimum RM 50 or 5% |
| Over-limit Fee | Unknown |
| Late Payment Charge | Minimum RM 10 or 1% |
| Interest Free Period | 20 days |
| Card Replacement Fee | RM 50 |
| Conversion For Overseas Transactions | Conversion rate is determined by Master Card International |
| Sales Draft Request | RM 10 /copy
RM 50/original |
| Statement Request | Unknown |
For more information, please visit http://www.bankrakyat.com.my/
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