AmBank RealRewards MasterCard
Benefit
- 2 sets of points – Real Points and AmBonus Points
- Convert AmBonus points to Real Points.
- 1 AmBonus Point for every RM1 you spend
- 2x AmBonus Points at selected merchants
- Get 2x Real Points on your birthday month at RealRewards merchants.
- Enjoy an extra 20% Real Points for a minimum cumulative spending of RM500 and above quarterly at any participating RealRewards merchants.
Annual Income – RM 18,000
Annual Fee – Principle RM 90, Supplementary RM 45 (1st card is Free) (FREE-for-Life for Principal & Supplementary with no transaction condition)
Eligibility – Principle 21 years old, Supplementary 18 years old
| Joining Fee | Unknown |
| Cash Advance Fee | Minimum RM 50 or 5% |
| Minimum Monthly Repayment | Minimum RM 50 or 5% |
| Over-limit Fee | Minimum RM 50 or 2% of the amount above credit limit |
| Late Payment Charge | Minimum RM 5 or 1%, capped on RM 50 |
| Interest Free Period | 20 days |
| Card Replacement Fee | RM 50 |
| Conversion For Overseas Transactions | MasterCard International conversion rate + 1% |
| Sales Draft Request | RM 20 |
| Statement Request | RM 20 (only for up to last 3 months) |