Alliance Bank You:nique Picture Master Credit Cards

Alliance Bank You:nique Rates Card

Benefit

• Finance charge is only 9% p.a. for the first 12 months. (Thereafter it is subject to your payment behavior in accordance with Bank Negara tier interest guidelines. If you consistently make minimum payment every month, the finance charge remains at 9% throughout the tenure of the card.)

Alliance Bank You:nique Rebates Card

Benefit

• up to 2%* on all retail purchases, without any restrictions on petrol, groceries or specific merchants.RM 0 – RM 500 = 0.5%RM 501 – RM 1,350 = 0.7%

  RM 1,351 – RM 2,550 = 0.9%

  RM 2,551 – RM 5,000 = 2%

  Above RM 5,000 = 0% (yes, no rebate)

• RM 1 you spend = 1 Timesless Bonus Point in all local and overseas retail purchases except petrol and government agencies.

Alliance Bank You:nique Rewards Card

Benefit

• 2x Timeless Bonus Points (do not expire) for every ringgit you spend in all local and overseas retail purchases except petrol and government agencies.

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Eligibility – Princinple 21 years old, Supplementary 18 years old

Annual Income – Minimum RM 18,000

Annual Fee – Free for life (swipe 12 times for any amount within 12 months)

Joining Fee	RM 38
Cash Advance Fee	Minimum RM 15 or 5%
Minimum Monthly Repayment	Minimum RM 50 or 5%
Over-limit Fee	Unknown
Late Payment Charge	Minimum RM 5 or 1%, capped on RM 50
Interest Free Period	20 days
Card Replacement Fee	RM 50
Conversion For Overseas Transactions	Unknown
Sales Draft Request	Unknown
Statement Request	Unknown

For more information, please visit https://younique.alliancebank.com.my/