| Banking Institution |
Min. Age |
Senior Citizen Account |
Min. Deposit
(RM) |
Min. Tenure
(Mths) |
Rates % (p.a.)
Tenure (Mths) |
Partial Withdrawal |
Frequency of Interest Payment |
| 1 Mth |
>1 Mth |
1 |
3 |
6 |
9 |
12 |
| Affin Bank Berhad |
|
| Fixed Deposit |
|
No |
5000 |
500 |
1 |
3.05 |
3.10 |
3.25 |
3.35 |
3.60 |
Yes |
Upon maturity |
| Alliance Bank Malaysia Berhad |
|
| Conventional FD |
18 |
No |
5000 |
500 |
1 |
3.00 |
3.05 |
3.20 |
3.20 |
3.25 |
No |
Upon maturity |
| Alliance FDGold |
40 |
Yes |
|
30000 |
12 |
|
|
|
|
3.35 |
Yes |
Monthly |
| AmBank (M) Berhad |
|
| Conventional Fixed Deposit |
18 |
No |
5000 |
500 |
1 |
3.00 |
3.00 |
3.25 |
3.25 |
3.30 |
No |
Upon maturity |
| Am50Plus |
49 |
Yes |
|
5000 |
6 |
|
|
3.30 |
3.30 |
3.35 |
No |
Monthly |
| InterestPlus |
18 |
No |
5000 |
1000 |
1 |
33.73 |
12.91 |
7.81 |
6.09 |
5.61 |
No |
Upon maturity |
| AmQuantum |
18 |
No |
|
5000 |
9 |
|
|
|
3.25 |
|
No |
Quarterly |
| Bangkok Bank Berhad |
|
| Fixed Deposit Account |
18 |
No |
5000 |
|
1 |
3.05 |
3.10 |
3.15 |
3.20 |
3.20 |
Yes |
Upon maturity |
| Bank of China (Malaysia) Berhad |
|
| Fixed Deposit Account |
18 |
No |
5000 |
1000 |
1 |
2.75 |
2.80 |
2.85 |
2.90 |
3.10 |
No |
Upon maturity |
| Bank of Tokyo-Mitsubishi UFJ (Malaysia) Berhad |
|
| Fixed Deposit (Tenure of up to 12 months for balances below RM1 million) |
21 |
No |
5000 |
1000 |
1 |
3.00 |
3.00 |
3.00 |
3.00 |
3.50 |
No |
Upon maturity |
| CIMB Bank Berhad |
|
| Fixed Deposit |
18 |
No |
5000 |
1000 |
1 |
3.05 |
3.05 |
3.10 |
3.10 |
3.30 |
No |
Upon maturity |
| Citibank Berhad |
|
| Time Deposit |
18 |
No |
5000 |
1000 |
1 |
2.90 |
3.05 |
3.10 |
3.10 |
3.15 |
Yes |
Upon maturity |
| Deutsche Bank (Malaysia) Berhad |
|
| Fixed Deposit |
18 |
No |
5000 |
1000 |
1 |
2.95 |
2.95 |
3.00 |
3.00 |
3.25 |
Yes |
Upon maturity |
| EON Bank Berhad |
|
| Normal Fixed Deposit |
12 |
No |
5000 |
500 |
1 |
2.90 |
2.95 |
2.95 |
2.95 |
3.10 |
No |
Upon maturity |
| V50 Fixed Deposit |
50 |
Yes |
5000 |
500 |
1 |
2.90 |
2.95 |
2.95 |
2.95 |
3.10 |
No |
Monthly |
| Earn Now Fixed Deposit |
18 |
No |
|
10000 |
3 |
2.90 |
2.95 |
2.95 |
2.95 |
3.10 |
No |
|
| Hong Leong Bank Berhad |
|
| Hong Leong Fixed Deposit |
18 |
No |
5000 |
500 |
1 |
2.90 |
2.95 |
2.95 |
2.95 |
3.10 |
No |
Upon maturity |
| Hong Leong Senior Savers Fixed Deposits |
55 |
Yes |
30000 |
|
3 |
|
2.95 |
2.95 |
2.95 |
3.10 |
No |
Upon maturity |
| HSBC Bank Malaysia Berhad |
|
| HSBC Time Deposit |
12 |
No |
5000 |
1000 |
1 |
2.75 |
3.00 |
3.00 |
3.00 |
3.15 |
No |
Upon maturity |
| HSBC Premier Flexi Time Deposit |
18 |
No |
5000 |
1000 |
1 |
2.75 |
3.00 |
3.00 |
3.00 |
3.15 |
Yes |
Monthly |
| Advance Flexi TMD |
21 |
No |
5000 |
1000 |
1 |
2.75 |
3.00 |
3.00 |
3.00 |
3.15 |
Yes |
Monthly |
| J.P. Morgan Chase Bank Berhad |
|
| Fixed Deposit |
|
No |
5000 |
|
1 |
2.65 |
2.70 |
2.75 |
2.75 |
2.75 |
Yes |
Upon maturity |
| Malayan Banking Berhad |
|
| Flexi Fixed Deposit |
18 |
No |
5000 |
1000 |
1 |
3.00 |
3.05 |
3.10 |
3.10 |
3.15 |
Yes |
Upon maturity |
| OCBC Bank (Malaysia) Berhad |
|
| OCBC Fixed Deposit Account |
18 |
No |
5000 |
1000 |
1 |
2.85 |
2.95 |
3.00 |
3.00 |
3.15 |
Yes |
Upon maturity |
| Public Bank Berhad |
|
| Fixed Deposit Plus |
18 |
No |
5000 |
1000 |
1 |
3.00 |
3.05 |
3.10 |
3.10 |
3.15 |
Yes |
Upon maturity |
| PB Golden 50 Plus Fixed Deposit |
50 |
Yes |
30000 |
30000 |
1 |
3.10 |
3.15 |
3.20 |
3.20 |
3.25 |
Yes |
Upon maturity |
| RHB Bank Berhad |
|
| RHB FD P.A.Y.S |
18 |
No |
|
10000 |
3 |
|
3.10 |
|
|
|
No |
Monthly |
| Ordinary FD Tier 1 |
18 |
No |
5000 |
500 |
1 |
3.05 |
3.10 |
3.20 |
3.20 |
3.30 |
No |
Upon maturity |
| RHB Senior FD |
50 |
Yes |
10000 |
10000 |
12 |
|
|
|
|
3.30 |
No |
Monthly |
| Standard Chartered Bank Malaysia Berhad |
|
| Flexi Time Deposit |
18 |
No |
5000 |
1000 |
1 |
2.95 |
3.00 |
3.10 |
3.10 |
3.25 |
Yes |
Upon maturity |
| The Bank of Nova Scotia Berhad |
|
| Fixed Deposit |
18 |
No |
5000 |
1000 |
1 |
3.05 |
3.05 |
3.10 |
3.10 |
3.15 |
No |
Monthly |
| The Royal Bank of Scotland Berhad |
|
| Fixed Deposit |
|
No |
5000 |
1000 |
1 |
2.65 |
2.65 |
2.70 |
2.75 |
2.75 |
No |
Upon maturity |
| United Overseas Bank (Malaysia) Berhad |
|
| Fixed Deposit Normal |
18 |
No |
5000 |
500 |
1 |
2.80 |
2.90 |
3.00 |
3.00 |
3.10 |
No |
Upon maturity |
| Golden Saver |
50 |
Yes |
100000 |
100000 |
1 |
3.05 |
3.15 |
3.25 |
3.25 |
3.20 |
No |
Upon maturity |