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Fixed Deposit Rate

Below are the comparison chart of the FD rate of almost all banks in Malaysia, either local or foreign banks.

Tenure of up to 12 months for balances below RM1 million.
Banking Institution Min. Age Senior Citizen Account Min. Deposit (RM) Min. Tenure (Mths) Rates % (p.a.) Tenure (Mths) Partial Withdrawal Frequency of Interest Payment
1 Mth >1 Mth 1 3 6 9 12
Affin Bank Berhad
Fixed Deposit No 5000 500 1 3.05 3.10 3.25 3.35 3.60 Yes Upon maturity
Alliance Bank Malaysia Berhad
Conventional FD 18 No 5000 500 1 3.00 3.05 3.20 3.20 3.25 No Upon maturity
Alliance FDGold 40 Yes 30000 12 3.35 Yes Monthly
AmBank (M) Berhad
Conventional Fixed Deposit 18 No 5000 500 1 3.00 3.00 3.25 3.25 3.30 No Upon maturity
Am50Plus 49 Yes 5000 6 3.30 3.30 3.35 No Monthly
InterestPlus 18 No 5000 1000 1 33.73 12.91 7.81 6.09 5.61 No Upon maturity
AmQuantum 18 No 5000 9 3.25 No Quarterly
Bangkok Bank Berhad
Fixed Deposit Account 18 No 5000 1 3.05 3.10 3.15 3.20 3.20 Yes Upon maturity
Bank of China (Malaysia) Berhad
Fixed Deposit Account 18 No 5000 1000 1 2.75 2.80 2.85 2.90 3.10 No Upon maturity
Bank of Tokyo-Mitsubishi UFJ (Malaysia) Berhad
Fixed Deposit (Tenure of up to 12 months for balances below RM1 million) 21 No 5000 1000 1 3.00 3.00 3.00 3.00 3.50 No Upon maturity
CIMB Bank Berhad
Fixed Deposit 18 No 5000 1000 1 3.05 3.05 3.10 3.10 3.30 No Upon maturity
Citibank Berhad
Time Deposit 18 No 5000 1000 1 2.90 3.05 3.10 3.10 3.15 Yes Upon maturity
Deutsche Bank (Malaysia) Berhad
Fixed Deposit 18 No 5000 1000 1 2.95 2.95 3.00 3.00 3.25 Yes Upon maturity
EON Bank Berhad
Normal Fixed Deposit 12 No 5000 500 1 2.90 2.95 2.95 2.95 3.10 No Upon maturity
V50 Fixed Deposit 50 Yes 5000 500 1 2.90 2.95 2.95 2.95 3.10 No Monthly
Earn Now Fixed Deposit 18 No 10000 3 2.90 2.95 2.95 2.95 3.10 No
Hong Leong Bank Berhad
Hong Leong Fixed Deposit 18 No 5000 500 1 2.90 2.95 2.95 2.95 3.10 No Upon maturity
Hong Leong Senior Savers Fixed Deposits 55 Yes 30000 3 2.95 2.95 2.95 3.10 No Upon maturity
HSBC Bank Malaysia Berhad
HSBC Time Deposit 12 No 5000 1000 1 2.75 3.00 3.00 3.00 3.15 No Upon maturity
HSBC Premier Flexi Time Deposit 18 No 5000 1000 1 2.75 3.00 3.00 3.00 3.15 Yes Monthly
Advance Flexi TMD 21 No 5000 1000 1 2.75 3.00 3.00 3.00 3.15 Yes Monthly
J.P. Morgan Chase Bank Berhad
Fixed Deposit No 5000 1 2.65 2.70 2.75 2.75 2.75 Yes Upon maturity
Malayan Banking Berhad
Flexi Fixed Deposit 18 No 5000 1000 1 3.00 3.05 3.10 3.10 3.15 Yes Upon maturity
OCBC Bank (Malaysia) Berhad
OCBC Fixed Deposit Account 18 No 5000 1000 1 2.85 2.95 3.00 3.00 3.15 Yes Upon maturity
Public Bank Berhad
Fixed Deposit Plus 18 No 5000 1000 1 3.00 3.05 3.10 3.10 3.15 Yes Upon maturity
PB Golden 50 Plus Fixed Deposit 50 Yes 30000 30000 1 3.10 3.15 3.20 3.20 3.25 Yes Upon maturity
RHB Bank Berhad
RHB FD P.A.Y.S 18 No 10000 3 3.10 No Monthly
Ordinary FD Tier 1 18 No 5000 500 1 3.05 3.10 3.20 3.20 3.30 No Upon maturity
RHB Senior FD 50 Yes 10000 10000 12 3.30 No Monthly
Standard Chartered Bank Malaysia Berhad
Flexi Time Deposit 18 No 5000 1000 1 2.95 3.00 3.10 3.10 3.25 Yes Upon maturity
The Bank of Nova Scotia Berhad
Fixed Deposit 18 No 5000 1000 1 3.05 3.05 3.10 3.10 3.15 No Monthly
The Royal Bank of Scotland Berhad
Fixed Deposit No 5000 1000 1 2.65 2.65 2.70 2.75 2.75 No Upon maturity
United Overseas Bank (Malaysia) Berhad
Fixed Deposit Normal 18 No 5000 500 1 2.80 2.90 3.00 3.00 3.10 No Upon maturity
Golden Saver 50 Yes 100000 100000 1 3.05 3.15 3.25 3.25 3.20 No Upon maturity


Tenure of up to 12 months for balances exceeding RM1 million.
Banking Institution Min. Age Senior Citizen Account Min. Deposit (RM million) Min. Tenure (Mths) Rates % (p.a.) Tenure (Mths) Partial Withdrawal Frequency of Interest Payment
1 Mth >1 Mth 1 3 6 9 12
Affin Bank Berhad
Fixed Deposit No 5000 500 1 3.05 3.10 3.25 3.35 3.60 Yes Upon maturity
Alliance Bank Malaysia Berhad
Conventional FD 18 No 5000 500 1 2.75 2.75 2.90 3.00 3.10 No Upon maturity
Alliance FDGold 40 Yes 30000 12 3.20 Yes Monthly
AmBank (M) Berhad
Conventional Fixed Deposit 18 No 5000 500 1 3.00 3.00 3.25 3.25 3.30 No Upon maturity
Am50Plus 49 Yes 5000 6 3.30 3.30 3.35 No Monthly
InterestPlus 18 No 5000 1000 1 33.73 12.91 7.81 6.09 5.61 No Upon maturity
AMQuantum 18 No 5000 9 3.25 No Quarterly
Bangkok Bank Berhad
Fixed Deposit Account 18 No 5000 1 2.75 2.75 2.75 2.75 2.75 Yes Upon maturity
Bank of China (Malaysia) Berhad
Fixed Deposit Account 18 No 5000 1000 1 2.75 2.80 2.85 2.90 3.10 No Upon maturity
Bank of Tokyo-Mitsubishi UFJ (Malaysia) Berhad
Fixed Deposit (Tenure of up to 12 months for balances exceeding RM1 million) 21 No 1000000 1000000 1 2.75 2.75 2.75 2.75 2.75 No Upon maturity
CIMB Bank Berhad
Fixed Deposits 18 No 5000 1000 1 3.05 3.05 3.10 3.10 3.30 No Upon maturity
Citibank Berhad
Time Deposit 18 No 5000 1000 1 2.90 3.05 3.10 3.10 3.15 Yes Upon maturity
EON Bank Berhad
Normal Fixed Deposit 12 No 5000 500 1 2.90 2.95 2.95 2.95 3.10 No Upon maturity
V50 Fixed Deposit 50 Yes 5000 500 1 2.90 2.95 2.95 2.95 3.10 No Monthly
Earn Now Fixed Deposit 18 No 10000 3 2.90 2.95 2.95 2.95 3.10 No
Hong Leong Bank Berhad
Hong Leong Fixed Deposit (2nd Tier) 18 No 5000 500 1 2.55 2.55 2.60 2.60 2.90 No Upon maturity
HSBC Bank Malaysia Berhad
HSBC Time Deposit 12 No 5000 1000 1 2.75 3.00 3.00 3.00 3.15 No Upon maturity
HSBC Premier Flexi Time Deposit 18 No 5000 1000 1 2.75 3.00 3.00 3.00 3.15 Yes Monthly
Advance Flexi TMD 21 No 5000 1000 1 2.75 3.00 3.00 3.00 3.15 Yes Monthly
J.P. Morgan Chase Bank Berhad
Fixed Deposit No 5000 1 2.00 2.00 2.00 2.00 2.50 Yes Upon maturity
Malayan Banking Berhad
Flexi Fixed Deposit 18 No 5000 1000 1 3.00 3.05 3.10 3.10 3.15 Yes Upon maturity
OCBC Bank (Malaysia) Berhad
OCBC Fixed Deposit Account 18 No 5000 1000 1 2.85 2.95 3.00 3.00 3.15 Yes Upon maturity
Public Bank Berhad
Fixed Deposit PLUS 18 No 5000 1000 1 3.00 3.05 3.10 3.10 3.15 Yes Upon maturity
PB Golden 50 Plus Fixed Deposit 50 Yes 30000 30000 1 3.10 3.15 3.20 3.20 3.25 Yes Upon maturity
RHB Bank Berhad
Ordinary FD Tier 2 18 No 5000 500 1 3.05 3.10 3.20 3.20 3.30 No
Standard Chartered Bank Malaysia Berhad
Flexi Time Deposit 18 No 5000 1000 1 2.65 2.75 2.85 2.85 3.05 Yes Upon maturity
The Bank of Nova Scotia Berhad
Fixed Deposit 18 No 5000 1000 1 3.05 3.05 3.10 3.15 3.20 No Monthly
The Royal Bank of Scotland Berhad
Fixed Deposit No 5000 1000 1 2.65 2.65 2.65 2.65 2.65 No Upon maturity
United Overseas Bank (Malaysia) Berhad
Fixed Deposit Normal 18 No 5000 500 1 2.55 2.55 2.55 2.55 2.55 No Upon maturity

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